RBI proposes tighter lending norms for REITs and InvITs to reduce credit risk and ensure financial stability. Learn eligibility, exposure limits, and exam-relevant insights for competitive exams. RBI Proposes Tighter Lending Norms for REITs and InvITs – A Major Shift in Banking Credit Policy The Reserve Bank of India (RBI) has released draft guidelines that…
RBI M&A financing limit 2026 allows banks to fund up to 20% of Tier‑1 capital for mergers and acquisitions. Learn key points, safeguards, and exam-relevant insights. RBI Allows Banks to Finance Mergers & Acquisitions Up to 20% of Tier‑1 Capital The Reserve Bank of India (RBI) has recently issued crucial final guidelines that expand the…
RBI Draft Loan Recovery Rules 2026 introduce borrower-friendly reforms including fixed contact hours, ban on harassment, and stricter grievance mechanisms to ensure transparent and ethical loan recovery. RBI Draft Loan Recovery Rules 2026: Major Changes Explained The Reserve Bank of India (RBI) has issued a draft of its Loan Recovery Rules 2026, aimed at reforming…
RBI collateral-free loan limit doubled to ₹20 lakh for micro and small enterprises from April 2026, boosting MSME credit access and entrepreneurship. Know key details, benefits, and exam-relevant points. RBI MPC Doubles Collateral‑Free Loan Limit for Micro and Small Firms: Major Boost to MSME Credit Introduction: RBI Enhances Collateral‑Free Loan Limit In a significant decision…
India forex reserves record 2026 reached US $723.8 billion, providing more than 11 months of import cover. Learn why RBI’s forex update is crucial for economic stability and exams. Historic Surge in India’s Foreign Exchange Reserves in 2026 India’s foreign exchange reserves — the stockpile of foreign currencies and assets held by the Reserve Bank…
RXIL interim dividend declared highlights India’s first TReDS platform success, supporting MSME financing and digital receivables. Key insights for banking and UPSC exams. 📊 RXIL Makes History as India’s First TReDS Platform to Announce Interim Dividend Receivables Exchange of India Ltd (RXIL), a pioneering Trade Receivables Discounting System (TReDS) platform in India, has created a…
Razorpay RBI PA‑P licence approval allows Razorpay POS to operate as an offline payment aggregator, boosting in-store digital payments and expanding India’s cashless economy. 🚀 Razorpay POS Gets RBI Approval to Operate as Offline Payment Aggregator In a significant development for India’s digital payments ecosystem, Razorpay POS — the offline payments arm of fintech firm…
RBI Central Complaints Processing Centre 2026 streamlines grievance redressal for banks and NBFCs. Learn about compensation, filing process, and key updates. RBI to Set Up Central Complaints Processing Centre to Speed Up Grievance Redressal Introduction: RBI’s Major Reform in Consumer Grievance Redressal The Reserve Bank of India (RBI) has announced a significant reform in its…
RBI auto-transfer of unresolved complaints to Internal Ombudsman strengthens banking customer protection. Learn about the Integrated Ombudsman Scheme 2026, timelines, and benefits. RBI Mandates Auto-Transfer of Unresolved Complaints to Internal Ombudsman Introduction: RBI Strengthens Consumer Grievance Redressal Framework The Reserve Bank of India (RBI) has issued new directions to update grievance redressal systems for banks…
RBI recognition FEDAI SRO enhances forex market regulation, compliance, and governance. Key insights for banking, UPSC, and SSC exams. RBI Recognises FEDAI as Self-Regulatory Organisation for Forex Dealers Introduction: RBI’s Strategic Move in Forex Regulation The Reserve Bank of India (RBI) has officially recognised the Foreign Exchange Dealers’ Association of India (FEDAI) as a Self-Regulatory…
