Payments Regulatory Board: RBI held its first meeting on January 5, 2026, reviewing Payments Vision 2028 and shaping India’s digital and traditional payment systems. RBI Holds First Meeting of Payments Regulatory Board Introduction to the Historic Meeting The Reserve Bank of India (RBI) conducted the first meeting of the newly established Payments Regulatory Board (PRB)…
Scale-Based Regulation for NBFCs: RBI reviews framework to strengthen risk management, ensure financial stability, and categorize NBFCs into layers. Key details for banking and competitive exams included. 📌 RBI Reviews Scale-Based Regulation Framework for NBFCs Introduction: RBI Takes a Closer Look at NBFC Regulation The Reserve Bank of India (RBI) has initiated a comprehensive review…
RBI liquidity injection 2025: Reserve Bank of India announces ₹2.90 lakh crore liquidity boost through Open Market Operations and USD/INR swap to stabilise the banking system and support credit flow. RBI Announces ₹2.90 Lakh Crore Liquidity Injection into Banking System Introduction: RBI’s Liquidity Boost to Banking System The Reserve Bank of India (RBI) has recently…
RBI deposit insurance framework overhaul introduces a risk-based premium system, strengthening banking sector stability and depositor protection. Know key details for exams. RBI Board Sanctions Overhaul of Deposit Insurance Framework The Reserve Bank of India (RBI) Board recently approved a comprehensive overhaul of the country’s deposit insurance framework. The new framework introduces a risk-based premium…
RBI executive director appointment 2025 news: Usha Janakiraman takes charge of Risk, Analytics and Vulnerability Assessment (RAVA) department to strengthen banking supervision in India. RBI Appoints Usha Janakiraman as Executive Director: What It Means for India’s Banking Sector New Executive Director at the Helm On 1 December 2025, Reserve Bank of India (RBI) appointed Usha…
UPI TIPS integration in India enables faster, cheaper cross-border payments with Eurozone countries. Learn how RBI’s move benefits remittances, trade, and fintech growth. RBI Begins Linking UPI with Europe’s TIPS for Faster India‑Eurozone Payments The Reserve Bank of India (RBI) has officially initiated the realisation phase to interconnect India’s Unified Payments Interface (UPI) with the Eurosystem’s…
RBI Acquisition Financing Guidelines draft allows banks to fund up to 70% of acquisitions with a 10% Tier-I capital cap. Learn key rules, risks, and exam-relevant insights. RBI’s New Draft Norms: 10% Tier‑I Cap on Acquisition Financing The Reserve Bank of India (RBI) has recently issued a draft circular that marks a significant change in…
Digital banking reforms in India gain momentum as Amit Shah launches Sahakar Digi Pay and Sahakar Digi Loan apps for urban cooperative banks, promoting financial inclusion and digital payments. Amit Shah launches digital apps for urban co‑op banks Modernising cooperative banking for enhanced reach On 10 November 2025, Amit Shah, Union Cooperation Minister, inaugurated two digital applications —…
RuPay UPI growth 2025 highlights RuPay credit cards becoming the preferred choice in India due to exclusive UPI integration, cost advantages, and financial inclusion benefits. RuPay’s Rise as the Card of Choice: Role of UPI in the Transformation In recent years, the Indian payments ecosystem has witnessed a profound transformation, and the domestic card network…
India forex reserves 2025 update: India’s forex reserves have crossed US$700 billion, driven by a surge in gold valuation. Learn about RBI’s reserve composition, economic implications, and exam-relevant insights for UPSC, SSC, Banking, and Defence exams. India’s Forex Reserves Cross US$700 Billion as Gold Holdings Surge In a significant development for India’s external sector, the…
