Axis Finance Drishti platform

Axis Finance Drishti Platform: How the New Digital Lending Platform Strengthens MSME and Retail Credit

Axis Finance Drishti platform is transforming MSME and retail lending with AI-driven credit decision-making, Business Rules Engine (BRE), automated underwriting, and faster loan approvals. Learn its features, importance, and exam relevance for UPSC, Banking, SSC, RBI Grade B, and State PCS aspirants. Introduction Axis Finance Limited (AFL), a leading Non-Banking Financial Company (NBFC) and subsidiary…

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RBI Integrated Ombudsman Scheme 2026

RBI Integrated Ombudsman Scheme 2026: Key Features, Complaint Process, Benefits and Exam Notes

RBI Integrated Ombudsman Scheme 2026 explained with its key features, complaint process, objectives, benefits, historical background, FAQs, MCQs, and important points for UPSC, SSC, Banking, Railways, Defence, and State PSC examinations. Introduction The Reserve Bank of India (RBI) has introduced the Reserve Bank – Integrated Ombudsman Scheme, which came into effect on 1 July. The…

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RBI Revised Scale-Based Regulation Framework

RBI Revised Scale-Based Regulation Framework for NBFCs 2026: Key Changes, Upper Layer Rules and Exam Notes

RBI revised Scale-Based Regulation Framework for NBFCs introduces stricter oversight for large NBFCs, automatic Upper Layer classification, governance reforms, and revised exposure norms. Learn key facts, importance, and exam-focused notes for UPSC, Banking, SSC, Railways, and State PSC exams. Introduction The Reserve Bank of India (RBI) has introduced significant changes to its Scale-Based Regulation (SBR)…

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mobikwik nbfc approval rbi

MobiKwik NBFC Approval RBI: Digital Lending Expansion in India Explained

MobiKwik NBFC approval RBI marks a major step in India’s fintech growth. Learn how digital lending expansion will impact financial inclusion, banking exams, and the economy. MobiKwik Receives RBI NBFC Approval, Set to Enter Digital Lending Space Introduction: A Major Milestone in India’s Fintech Sector Indian fintech company MobiKwik has achieved a significant regulatory breakthrough…

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RBI lending violations action

RBI Bars Navi Finserv for Lending Violations: Consumer Protection in Focus

RBI Bars Navi Finserv and Three Other NBFCs for Lending Violations The Reserve Bank of India (RBI) has taken decisive action against Navi Finserv and three other Non-Banking Financial Companies (NBFCs) for significant violations of lending norms. This move highlights the RBI’s commitment to maintaining the integrity of the financial sector and ensuring compliance with…

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RBI penalty on Hero FinCorp

RBI Penalty on Hero FinCorp: Ensuring Compliance with Fair Practices Code

RBI Imposes Rs. 3.1 Lakh Penalty on Hero FinCorp for Fair Practices Code Violation Overview of the Incident The Reserve Bank of India (RBI) has imposed a monetary penalty of Rs. 3.1 lakh on Hero FinCorp Limited. The fine was levied due to the company’s failure to adhere to the Fair Practices Code (FPC) guidelines…

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RBI license cancellation news

RBI Cancels AceMoney India NBFC License: Impact on Financial Sector and Consumer Protection

RBI Cancels AceMoney India NBFC License for Irregular Lending Practices The Reserve Bank of India (RBI) has taken stringent action against AceMoney India, a Non-Banking Financial Company (NBFC), by revoking its license due to irregular lending practices. The move comes in response to AceMoney India’s failure to comply with regulatory guidelines and norms set by…

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