RBI regional language banking guidelines mandate banks to provide services in English, Hindi, and local languages, promoting financial inclusion and improving customer service delivery across India. RBI Strengthens Regional-Language Banking to Improve Customer Service Delivery What’s the News The Reserve Bank of India (RBI) has issued fresh guidelines requiring banks across India to strengthen the…
UPI transactions surged in November 2025 with over 19 billion transactions worth ₹24.58 lakh crore, highlighting digital payment growth and India’s cashless economy. UPI Transactions Surge 23% in November 2025 — Digital Payments Chart New High Record Growth in UPI Usage India’s flagship digital payment system, Unified Payments Interface (UPI), saw a robust surge in…
RCMS Bank awarded as Best Profit-Making Cooperative Bank 2025. Learn how this women-led cooperative promotes financial inclusion, profitability, and regional growth. RCMS Bank Honoured as Best Profit-Making Cooperative Bank (2025) — What Students Should Know A Significant Recognition for RCMS Bank In a notable development within India’s cooperative banking sector, Rani Channamma Mahila Sahakari Bank…
S Krishnan appointed as Chairman of J&K Bank; RBI approves tenure from 13 Nov 2025 to 26 Mar 2028. Key focus: governance, digital banking, and regional financial inclusion. RBI Approves Appointment of S Krishnan as Chairman of J&K Bank Article Appointment of Veteran Banker at a Strategic StageThe Reserve Bank of India (RBI) has officially approved the appointment…
Digital banking reforms in India gain momentum as Amit Shah launches Sahakar Digi Pay and Sahakar Digi Loan apps for urban cooperative banks, promoting financial inclusion and digital payments. Amit Shah launches digital apps for urban co‑op banks Modernising cooperative banking for enhanced reach On 10 November 2025, Amit Shah, Union Cooperation Minister, inaugurated two digital applications —…
Indian Banking Reforms Update: The government and RBI are implementing major banking sector reforms to strengthen public sector banks, enhance lending capacity, support infrastructure growth, and boost financial inclusion. Bold Banking Reform Agenda to Reshape India’s Banking Sector The government of India is stepping into a new phase of banking sector reform, as Nirmala Sitharaman…
RuPay UPI growth 2025 highlights RuPay credit cards becoming the preferred choice in India due to exclusive UPI integration, cost advantages, and financial inclusion benefits. RuPay’s Rise as the Card of Choice: Role of UPI in the Transformation In recent years, the Indian payments ecosystem has witnessed a profound transformation, and the domestic card network…
Jan Dhan Account Deposits 2025 have crossed ₹2.75 lakh crore, reflecting strong financial inclusion progress in India. Know key data, significance, government measures and exam-relevant facts. Jan Dhan Account Balances Cross ₹2.75 Lakh Crore in 2025 Significant Surge in Formal Banking for the Unbanked In a landmark development for India’s financial-inclusion agenda, the total deposit…
Post Payments Bank EPFO free doorstep service allows EPS-95 pensioners to submit their Digital Life Certificate from home using Aadhaar-based biometric verification, supporting Digital India and Ease of Living initiatives. Post Payments Bank EPFO Free Doorstep Service: A Major Step for Pensioners’ Digital Access In a landmark initiative aimed at simplifying pension‐related formalities, India Post…
RBI returns Jana Small Finance Bank’s application for a universal bank licence, citing unmet eligibility conditions. Learn why the regulator took this step, how it impacts India’s banking landscape, and what it means for other Small Finance Banks aspiring for universal status. RBI Returns Jana Small Finance Bank’s Application for Universal Bank Licence Large-scale banking…
