RBI Revised Scale-Based Regulation Framework

RBI Revised Scale-Based Regulation Framework for NBFCs 2026: Key Changes, Upper Layer Rules and Exam Notes

RBI revised Scale-Based Regulation Framework for NBFCs introduces stricter oversight for large NBFCs, automatic Upper Layer classification, governance reforms, and revised exposure norms. Learn key facts, importance, and exam-focused notes for UPSC, Banking, SSC, Railways, and State PSC exams. Introduction The Reserve Bank of India (RBI) has introduced significant changes to its Scale-Based Regulation (SBR)…

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RBI cancels bank licence

RBI Cancels Bank Licence: Shree Mahalaxmi Co-operative Credit Bank Shutdown Explained for Exams

RBI cancels bank licence of Shree Mahalaxmi Co-operative Credit Bank due to weak financial health; understand reasons, DICGC protection, and key exam insights for banking current affairs. Introduction In a significant regulatory action, the Reserve Bank of India (RBI) has cancelled the banking licence of Shree Mahalaxmi Urban Co-operative Credit Bank Ltd., Gokak, Karnataka. The…

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RBI Acquisition Financing Guidelines

RBI Acquisition Financing Guidelines: 10% Tier-I Cap for Banks Explained

RBI Acquisition Financing Guidelines draft allows banks to fund up to 70% of acquisitions with a 10% Tier-I capital cap. Learn key rules, risks, and exam-relevant insights. RBI’s New Draft Norms: 10% Tier‑I Cap on Acquisition Financing The Reserve Bank of India (RBI) has recently issued a draft circular that marks a significant change in…

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RBI export relief measures

RBI Export Relief Measures: Moratorium and Extended Credit Norms for Exporters

RBI export relief measures provide moratorium, extended export-credit timelines, FITL facility and relaxed realisation deadlines to support exporters amid global trade challenges. RBI Announces Relief Measures for Exporters: Moratorium & Credit Extensions Article Export Stress and RBI’s Timely Intervention Amid escalating global trade headwinds and a challenging external environment, the Reserve Bank of India (RBI)…

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RBI Returns Jana Small Finance Bank

RBI Returns Jana Small Finance Bank Licence Application – Universal Bank Conversion Update 2025

RBI returns Jana Small Finance Bank’s application for a universal bank licence, citing unmet eligibility conditions. Learn why the regulator took this step, how it impacts India’s banking landscape, and what it means for other Small Finance Banks aspiring for universal status. RBI Returns Jana Small Finance Bank’s Application for Universal Bank Licence Large-scale banking…

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RBI cancels UCB licenses 2024

RBI Cancels 78 UCB Licenses Since 2014: Key Insights and Impact

RBI Cancels Licenses of 78 UCBs Since 2014 RBI’s Action on Urban Cooperative Banks (UCBs) In a significant move, the Reserve Bank of India (RBI) has canceled the licenses of 78 Urban Cooperative Banks (UCBs) since 2014. This decision reflects the central bank’s ongoing efforts to maintain the stability and integrity of the financial system….

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RBI re-approval small finance banks

RBI Re-Approves MDs and CEOs for Small Finance Banks: Key Implications

RBI Re-Approves MDs and CEOs for Small Finance Banks Introduction to RBI’s Recent Decision The Reserve Bank of India (RBI) has recently made a significant decision concerning the leadership of small finance banks. On July 31, 2024, the RBI re-approved the appointments of Managing Directors (MDs) and Chief Executive Officers (CEOs) for several small finance…

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RBI review White Label ATMs

RBI Reviews White Label ATM Fee Structure: Key Insights and Implications

RBI Forms Panel to Review Fee Structure for White Label ATMs Introduction to the RBI Panel Formation The Reserve Bank of India (RBI) has recently established a committee to evaluate the current fee structure for White Label ATMs (WLAs). This strategic move aims to address various concerns regarding the operational costs and service quality of…

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SBI South Africa fines

South African Regulator Fines SBI’s South Africa Branch – Regulatory Compliance in Banking Sector

South African Regulator Fines SBI’s South Africa Branch In a recent development, the South African banking regulator has imposed fines on the South Africa branch of the State Bank of India (SBI). This move comes as part of the regulator’s efforts to enforce compliance with banking regulations and ensure the integrity of the financial system…

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