UPI daily P2M limit increased to ₹10 lakh by NPCI from September 15, 2025. Learn about high-value UPI transactions, sectors covered, and exam-relevant details for banking and government exams. UPI Increases Daily P2M Limit to ₹10 Lakh: A Game-Changer for High-Value Digital Transactions Introduction to the New UPI Transaction Limits The National Payments Corporation of…
UPI daily transaction record sets new benchmark with 707 million transactions in a day. Understand the impact on India’s digital economy, MDR concerns, and government goals. UPI Sets New Record with 707 Million Daily Transactions — India’s Digital Payments Boom Continues Record-Breaking Day for UPI On August 2, 2025, India’s Unified Payments Interface (UPI) achieved…
RBI AePS new rules 2026 will enforce stricter KYC, real-time fraud monitoring, and one operator–one bank policy from January 1. Read full details for competitive exam preparation. RBI Tightens AePS Rules to Combat Fraud From January 2026 Strengthening the AePS Framework The Reserve Bank of India (RBI) issued a directive on June 27, 2025, introducing…
UPI Digital Payment Model Praised by IMF – The IMF endorses India’s UPI as a global blueprint for interoperable and inclusive digital payment transformation. Read key highlights, context, and takeaways for exam preparation. IMF Hails India’s UPI Model as Blueprint for Digital Payment Transformation Seamless Interoperability Powers Digital Payments India’s Unified Payments Interface (UPI), launched…
UPI IMF global model report highlights India’s UPI as a transformative digital payment system with interoperability and financial inclusion. Essential update for banking and UPSC exam aspirants. IMF Hails India’s UPI Model as Blueprint for Digital Payment Transformation India’s Unified Payments Interface (UPI) has garnered global attention after the International Monetary Fund (IMF) lauded it…
NPCI FY25 Surplus Report shows ₹1,552 crore profit and ₹3,270 crore revenue with 213 billion digital transactions via UPI and other platforms, reflecting India’s growing fintech infrastructure. NPCI Reports Surplus Crosses ₹1,500 Crore, Revenue Hits ₹3,270 Crore in FY25 Strong Financial Performance Underlines NPCI’s Growth The National Payments Corporation of India (NPCI), the linchpin of…
NACH 3.0 by NPCI introduces faster and more secure recurring transactions like salary credits, EMIs, and SIPs. Learn its key features, benefits, and exam-relevant details. NPCI Launches NACH 3.0 to Enable Faster Salary, EMI, and SIP Transactions The National Payments Corporation of India (NPCI) has begun rolling out NACH 3.0, a significant upgrade to the National Automated…
NPCI IDRBT cybersecurity collaboration to enhance cybersecurity in India’s digital payment systems. Includes training, certification, and access to the “सचेत” threat intelligence platform. Joint MoU Aims at Fortifying the Digital Payment Ecosystem On June 17, 2025, the National Payments Corporation of India (NPCI) and the Institute for Development and Research in Banking Technology (IDRBT) signed…
SEBI UPI ID verification drive launches with SEBI Check tool from October 2025 to prevent investment fraud and secure digital payments for investors. 1. SEBI’s Move Towards Verified UPI IDs The Securities and Exchange Board of India (SEBI) has announced a major initiative to strengthen investor protection by introducing validated UPI handles for all SEBI-registered…
UPI’s Dominance in India’s Digital Payments Landscape The growth of India’s digital payments ecosystem has been remarkable over the past few years, and one of the key drivers of this revolution is the Unified Payments Interface (UPI). The UPI system, launched in 2016 by the National Payments Corporation of India (NPCI), has significantly transformed the…
