{"id":52052,"date":"2026-06-04T16:00:16","date_gmt":"2026-06-04T10:30:16","guid":{"rendered":"https:\/\/edunovations.com\/currentaffairs\/?p=52052"},"modified":"2026-06-04T16:00:21","modified_gmt":"2026-06-04T10:30:21","slug":"indian-banks-best-capitalised-lenders","status":"publish","type":"post","link":"https:\/\/edunovations.com\/currentaffairs\/national\/indian-banks-best-capitalised-lenders\/","title":{"rendered":"Indian Banks Best Capitalised Lenders Asia Pacific 2026: S&amp;P Global Highlights Banking Strength"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_84 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/indian-banks-best-capitalised-lenders\/#Indian_banks_best_capitalised_lenders_Asia_Pacific_report_by_S_P_Global_highlights_Kotak_Mahindra_Bank_HDFC_Bank_ICICI_Bank_and_Axis_Bank_among_the_regions_strongest_banks_Learn_key_facts_exam_relevance_FAQs_and_MCQs\" >Indian banks best capitalised lenders Asia Pacific report by S&amp;P Global highlights Kotak Mahindra Bank, HDFC Bank, ICICI Bank and Axis Bank among the region&#8217;s strongest banks. Learn key facts, exam relevance, FAQs and MCQs.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/indian-banks-best-capitalised-lenders\/#Introduction\" >Introduction<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/indian-banks-best-capitalised-lenders\/#Understanding_Bank_Capitalisation\" >Understanding Bank Capitalisation<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/indian-banks-best-capitalised-lenders\/#Indian_Banks_Lead_the_Asia-Pacific_Rankings\" >Indian Banks Lead the Asia-Pacific Rankings<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/indian-banks-best-capitalised-lenders\/#Strong_Performance_of_Public_Sector_Banks\" >Strong Performance of Public Sector Banks<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/indian-banks-best-capitalised-lenders\/#Comparison_with_Other_Asia-Pacific_Banks\" >Comparison with Other Asia-Pacific Banks<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/indian-banks-best-capitalised-lenders\/#Factors_Behind_the_Strong_Position_of_Indian_Banks\" >Factors Behind the Strong Position of Indian Banks<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/indian-banks-best-capitalised-lenders\/#Robust_Regulatory_Framework\" >Robust Regulatory Framework<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/indian-banks-best-capitalised-lenders\/#Improved_Asset_Quality\" >Improved Asset Quality<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/indian-banks-best-capitalised-lenders\/#Sustained_Credit_Growth\" >Sustained Credit Growth<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/indian-banks-best-capitalised-lenders\/#Digital_Banking_Revolution\" >Digital Banking Revolution<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/indian-banks-best-capitalised-lenders\/#Impact_on_Indias_Economy\" >Impact on India&#8217;s Economy<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/indian-banks-best-capitalised-lenders\/#Enhanced_Financial_Stability\" >Enhanced Financial Stability<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/indian-banks-best-capitalised-lenders\/#Increased_Lending_Capacity\" >Increased Lending Capacity<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/indian-banks-best-capitalised-lenders\/#Greater_Investor_Confidence\" >Greater Investor Confidence<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/indian-banks-best-capitalised-lenders\/#Support_for_Economic_Development\" >Support for Economic Development<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/indian-banks-best-capitalised-lenders\/#Significance_for_Competitive_Examinations\" >Significance for Competitive Examinations<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/indian-banks-best-capitalised-lenders\/#Why_This_News_Is_Important\" >Why This News Is Important<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/indian-banks-best-capitalised-lenders\/#Strengthening_Indias_Global_Financial_Image\" >Strengthening India&#8217;s Global Financial Image<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/indian-banks-best-capitalised-lenders\/#Evidence_of_Successful_Banking_Reforms\" >Evidence of Successful Banking Reforms<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/indian-banks-best-capitalised-lenders\/#Importance_for_Economic_Growth\" >Importance for Economic Growth<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/indian-banks-best-capitalised-lenders\/#Examination_Relevance\" >Examination Relevance<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/indian-banks-best-capitalised-lenders\/#Historical_Context\" >Historical Context<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/indian-banks-best-capitalised-lenders\/#Banking_Sector_Challenges_in_the_Past\" >Banking Sector Challenges in the Past<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/indian-banks-best-capitalised-lenders\/#Banking_Reforms_and_Recapitalisation\" >Banking Reforms and Recapitalisation<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-26\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/indian-banks-best-capitalised-lenders\/#Rise_of_Indian_Banks_in_Global_Rankings\" >Rise of Indian Banks in Global Rankings<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-27\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/indian-banks-best-capitalised-lenders\/#Key_Takeaways_from_Indian_Banks_Among_Asia-Pacifics_Best-Capitalised_Lenders\" >Key Takeaways from Indian Banks Among Asia-Pacific\u2019s Best-Capitalised Lenders<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-28\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/indian-banks-best-capitalised-lenders\/#FAQs_Frequently_Asked_Questions\" >FAQs: Frequently Asked Questions<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-29\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/indian-banks-best-capitalised-lenders\/#Q1_Which_organization_reported_that_Indian_banks_are_among_Asia-Pacifics_best-capitalised_lenders\" >Q1. Which organization reported that Indian banks are among Asia-Pacific&#8217;s best-capitalised lenders?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-30\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/indian-banks-best-capitalised-lenders\/#Q2_Which_Indian_bank_recorded_the_highest_leverage_ratio_among_Asia-Pacific_lenders\" >Q2. Which Indian bank recorded the highest leverage ratio among Asia-Pacific lenders?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-31\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/indian-banks-best-capitalised-lenders\/#Q3_What_is_a_leverage_ratio_in_banking\" >Q3. What is a leverage ratio in banking?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-32\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/indian-banks-best-capitalised-lenders\/#Q4_Why_is_a_higher_leverage_ratio_important\" >Q4. Why is a higher leverage ratio important?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-33\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/indian-banks-best-capitalised-lenders\/#Q5_Which_other_Indian_banks_featured_among_the_top_capitalised_lenders_in_Asia-Pacific\" >Q5. Which other Indian banks featured among the top capitalised lenders in Asia-Pacific?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-34\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/indian-banks-best-capitalised-lenders\/#Q6_Which_public_sector_bank_recorded_the_highest_year-on-year_improvement_in_leverage_ratio\" >Q6. Which public sector bank recorded the highest year-on-year improvement in leverage ratio?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-35\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/indian-banks-best-capitalised-lenders\/#Q7_What_does_S_P_Global_Market_Intelligence_do\" >Q7. What does S&amp;P Global Market Intelligence do?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-36\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/indian-banks-best-capitalised-lenders\/#Q8_Which_regulatory_authority_supervises_the_banking_system_in_India\" >Q8. Which regulatory authority supervises the banking system in India?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-37\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/indian-banks-best-capitalised-lenders\/#Q9_What_is_capital_adequacy_in_banking\" >Q9. What is capital adequacy in banking?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-38\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/indian-banks-best-capitalised-lenders\/#Q10_Why_is_this_news_important_for_competitive_examinations\" >Q10. Why is this news important for competitive examinations?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-39\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/indian-banks-best-capitalised-lenders\/#Q11_What_major_banking_reform_helped_improve_the_health_of_Indian_banks\" >Q11. What major banking reform helped improve the health of Indian banks?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-40\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/indian-banks-best-capitalised-lenders\/#Q12_What_are_Non-Performing_Assets_NPAs\" >Q12. What are Non-Performing Assets (NPAs)?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-41\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/indian-banks-best-capitalised-lenders\/#Q13_What_is_the_headquarters_of_S_P_Global\" >Q13. What is the headquarters of S&amp;P Global?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-42\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/indian-banks-best-capitalised-lenders\/#Q14_What_is_the_primary_function_of_commercial_banks\" >Q14. What is the primary function of commercial banks?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-43\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/indian-banks-best-capitalised-lenders\/#Q15_Which_examinations_frequently_ask_questions_related_to_banking_reports_and_rankings\" >Q15. Which examinations frequently ask questions related to banking reports and rankings?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-44\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/indian-banks-best-capitalised-lenders\/#Some_Important_Current_Affairs_Links\" >Some Important Current Affairs Links<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Indian_banks_best_capitalised_lenders_Asia_Pacific_report_by_S_P_Global_highlights_Kotak_Mahindra_Bank_HDFC_Bank_ICICI_Bank_and_Axis_Bank_among_the_regions_strongest_banks_Learn_key_facts_exam_relevance_FAQs_and_MCQs\"><\/span>Indian banks best capitalised lenders Asia Pacific report by S&amp;P Global highlights Kotak Mahindra Bank, HDFC Bank, ICICI Bank and Axis Bank among the region&#8217;s strongest banks. Learn key facts, exam relevance, FAQs and MCQs.<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Introduction\"><\/span>Introduction<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">India&#8217;s banking sector has achieved another significant milestone on the global stage. According to recent data released by <strong>S&amp;P Global Market Intelligence<\/strong>, several Indian banks have emerged among the best-capitalised lenders in the Asia-Pacific region. The report highlights the strong capital position of major Indian banks, reflecting the resilience, stability, and prudent financial management of the country&#8217;s banking system.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For competitive examination aspirants preparing for UPSC, State PSCs, Banking, SSC, Railways, Defence, and other government recruitment examinations, this development is important because it demonstrates India&#8217;s growing financial strength and the improving health of its banking sector.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Understanding_Bank_Capitalisation\"><\/span>Understanding Bank Capitalisation<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Bank capitalisation refers to the amount of capital a bank maintains relative to its assets and risks. Well-capitalised banks are generally considered safer because they possess sufficient financial resources to absorb losses during economic downturns.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">One of the key indicators used by S&amp;P Global in this analysis is the <strong>leverage ratio<\/strong>, which measures a bank&#8217;s capital against its total assets. A higher leverage ratio generally indicates stronger capitalisation and greater financial stability.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Indian_Banks_Lead_the_Asia-Pacific_Rankings\"><\/span>Indian Banks Lead the Asia-Pacific Rankings<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The S&amp;P Global Market Intelligence report revealed that Indian private-sector banks occupied several top positions among Asia-Pacific lenders with assets exceeding $100 billion.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Among all banks studied, <strong>Kotak Mahindra Bank<\/strong> recorded the highest leverage ratio at 16.56%, making it the best-capitalised lender in the region. Other major Indian banks also performed exceptionally well:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>HDFC Bank<\/strong> \u2013 11.14%<\/li>\n\n\n\n<li><strong>ICICI Bank<\/strong> \u2013 10.84%<\/li>\n\n\n\n<li><strong>Axis Bank<\/strong> \u2013 9.28%<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">These figures indicate that Indian banks maintain strong capital buffers compared to many of their regional counterparts.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Strong_Performance_of_Public_Sector_Banks\"><\/span>Strong Performance of Public Sector Banks<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The report also highlighted improvements among India&#8217;s public sector banks.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Union Bank of India<\/strong> registered the largest year-on-year increase in leverage ratio. Its ratio increased by 69 basis points to reach 7.72%, reflecting substantial improvement in capital strength.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This improvement demonstrates ongoing reforms and strengthening balance sheets within India&#8217;s public banking sector.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Comparison_with_Other_Asia-Pacific_Banks\"><\/span>Comparison with Other Asia-Pacific Banks<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">While Indian banks occupied several top positions, some banks in other Asia-Pacific economies reported relatively lower leverage ratios.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">According to the study, major Australian lenders such as <strong>National Australia Bank<\/strong>, <strong>Australia and New Zealand Banking Group<\/strong>, and <strong>Commonwealth Bank of Australia<\/strong> reported leverage ratios below 5%.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This comparison highlights the comparatively stronger capital position maintained by leading Indian banks.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Factors_Behind_the_Strong_Position_of_Indian_Banks\"><\/span>Factors Behind the Strong Position of Indian Banks<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Robust_Regulatory_Framework\"><\/span>Robust Regulatory Framework<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The banking sector in India operates under the supervision of the <strong>Reserve Bank of India<\/strong>, which has implemented stringent capital adequacy norms and risk management standards.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Improved_Asset_Quality\"><\/span>Improved Asset Quality<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Over the past decade, Indian banks have significantly reduced non-performing assets (NPAs), leading to stronger balance sheets and increased investor confidence.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Sustained_Credit_Growth\"><\/span>Sustained Credit Growth<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">India&#8217;s growing economy has supported healthy credit expansion, enabling banks to strengthen profitability while maintaining adequate capital buffers.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Digital_Banking_Revolution\"><\/span>Digital Banking Revolution<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Rapid adoption of digital payments, fintech innovations, and financial inclusion initiatives has expanded banking operations while improving operational efficiency.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Impact_on_Indias_Economy\"><\/span>Impact on India&#8217;s Economy<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Strongly capitalised banks contribute to economic growth in several ways:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Enhanced_Financial_Stability\"><\/span>Enhanced Financial Stability<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Banks with strong capital positions are better equipped to withstand economic shocks and financial crises.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Increased_Lending_Capacity\"><\/span>Increased Lending Capacity<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Higher capitalisation enables banks to extend more loans to businesses, industries, and consumers.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Greater_Investor_Confidence\"><\/span>Greater Investor Confidence<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Domestic and foreign investors often view well-capitalised banking systems as indicators of a stable economy.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Support_for_Economic_Development\"><\/span>Support for Economic Development<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A healthy banking sector plays a crucial role in financing infrastructure projects, manufacturing, agriculture, and services.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Significance_for_Competitive_Examinations\"><\/span>Significance for Competitive Examinations<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Questions related to banking reforms, financial stability, capital adequacy, Basel norms, and India&#8217;s banking sector frequently appear in UPSC, State PSC, Banking, SSC, and other competitive examinations.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Candidates should remember:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>S&amp;P Global Market Intelligence conducted the study.<\/li>\n\n\n\n<li>Kotak Mahindra Bank recorded the highest leverage ratio in Asia-Pacific.<\/li>\n\n\n\n<li>HDFC Bank, ICICI Bank, and Axis Bank were also among the top-ranked lenders.<\/li>\n\n\n\n<li>Union Bank of India showed the highest annual improvement among major banks.<\/li>\n\n\n\n<li>Higher leverage ratios indicate stronger capitalisation for banks.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\" id=\"Indian-Banks-Best-Capitalised-Lenders\"><img decoding=\"async\" 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HF0BDxvotxnJKAcxYHa5v6Twrg0GHACIMwFs5AzHS2\/kf41nx05iUWWGwGgGYAADla2lNPTxP+V\/jFcmajKbklVmyEdKp7myqHEYhU9I+Nufn4DxrJf\/eVOmS3kyE3\/tECgWM4nJO3zs0SRaExJICWP25Lgn2AeyqDDHHOl9yYoMrNklcsc3UosSF3JKqS7BQSBa23fTU+TRLNJiA0zxxLLLIRcAOCUWMfRJsbW12oLi8UpaMxywxqkc6AI4QgzR5AykE2I1PnVeeZmeZhPAOvhkikBkuczJEiyX5n5oMRbUk6i5q6tEIOkGDVZrYdsr5VkUsSoK9XJKGzAC4CxSdoWIKkefMJjo8ZGIMYnVy2BBay6sBlzbZW1tewF9CAbhp8PI6lbYnD2jed4TcZk6+GRCpOxVZJGceZFd43DFOMyyQRvuSH0Dn0mXS4BN+ydNbUXHBVWZ2Xg0+HxCQOWMbsBfXKTY2uOT6HXwPiKi6fcJEcamMsLkX7RNwR41pODzzxhIsTJh5luAro\/bQ\/RGRh2htpqRbuAFDunpBjW3eP961qjNy3YprSefcLwRWSMKSMzoDY7gsBqPaa238oPCRDhleIspJS\/abYmx3276AYOO0kZ+2n5hWt\/lKxIGEUnWxj28xarfISPMMLhCrrlYqSygkHcFhe\/fXsnFFeKJJERpCSgKA62JXMRfS4FzrYd51NeP4XGN1keZAAXTUG9u0N69pxnEUiiR5DZezrqbXtba5tfny0NSXJaGZEXS0i31tmjB87X8KcQt8vzl9rB4yee1jVTF4pJRGYmULcsSr9XdQpFhms12JHhZBryEeEnSOUguhXIRl6zOAwZWNgLtYi9rA6jbWrCAXSDpTLhpmi+Ttl+gzyFSwtqRlBG5PPa21W+i3H5cWzBoHVVHpo+YZrjsnNbkb6X5XtpQLp7xyDE9UkBDBMxLAMF7VrKuYA95PLbU60S6Ccew8cIw0pAfOcoYOQ+YkrYqpsbsRry77kCENYpXkZNPtx8t\/peFRzyWRnRZnKqTYMhuQLgHteH41UlsXd2YZeyV+eC+gigsAG0JNyL13DcYggiBnkTsswzXaS5LuykGMNuthrr2OeloSzIt08mBIOHsRoQZXBBGhBuuhrWcCxzzwCaWKWMkn6S5Sv0WBYg2II3A91jXmHH8Ss880qCyuxy30NgAoJHIm17eNeo8J6R4WZBkIzBczIQysO9MxGTUm2\/MnvFQheuu\/zm\/149\/3vH\/dqVCMmWMBplD2ClzONSNTztb\/OlUJYFR6sRvVR4JE9NHXzUiurJ410ITT3RyZRCCvVrBY1o3Dra45HUEcwRzFC0fuorgeDYuX9VBIwPPKVX95rCjck1UuBWh3aCuDkgne+KaWZLjLAzKFQ\/wBWoVZR\/i+yd60E\/WyTLLhcdHHBGFEkDIoyhT2gQbMlxpra1ZzEdE8XGueVLLzyFXI9bWw8705cOpjAcxTKPoMBNltyzMOz5KB5mvL\/AKjhwY5fwlv2q18\/XtOtgll03OO3cKcV4r8szJAxTCrpPilHak\/6OG5knYuNqEY3DiQqFzLGgyRxrGwCIOV23PMnmavjFt8o6liMjIrQKAFVVA1RQNBz91VsVicQsuQQZkuAGF9R35th7aw4s+TFL\/y229n3XIycIz\/sA8dhlCMy5roQGDW2POw8ai4ZxqOO+dDtYMmXMrDZ7MpDMN+0CLgG19aO8Uw4WUZvQnUxMe5von\/fdQLEdH9bC+YbgMBt3Brn3E108PXQy4tOdvf19REsOmVwEeKxyYmJYI0jVnQNlULcB8wXQDS\/aJsLnkAAKoRL87iFHOKT8UFF+BdH4xIspE7tGysIgh7ZBue2imw87X8K30fRDCunX4eJoZbEESEkk81fU21HI28K14upxRhpxK2vLv8AEt4JSeps8dbohimiSMZLpJJm1YgXy9ynXSo+KcGfDYaTOwJZ4gQLixAc63Avowr0fDYVnLoFkIZRnEd8yOpshvyzKLeaeNRce6IYrExNHHA6koBeRowcyaxsTm8WB8\/CsODrs05q1t7EP8Db8nmXCF+bf1ofxejyR\/PyeEbfkoPwyFkEqOpVleNWU6FWBcEHxBFHEHz8v9W3w67KZncTQcPRpYxJ2QTe\/Z0uDvv3Wqc4R+WQ+xx\/50zgLfML7fxokDXPybSZojwZabjPVytHIgABsGVpN9Nxc99F8VxlIgzNhogFFyTnJ0\/seNZvpAn6Q5+0P8q3HGcOp4fiyVF+rJvbW4Fxb2mllmc4f0wSVyqYOKw2NnJN9tANPKmcU6Y9U3VphYC4y3ukgADC\/wBcEnUcqDfyfRfOve57Sbm\/M\/dU3TmP\/icw8YfgxUVLUyGji48+VWOHgGYgfq5LXK3P9LtpTOHdJJ2RnbDwDLmJKxyEWTTnN3\/iKLrhAcJHf6Ls3t6qQD8fwobwRf0LFt3pJ97GihFNL2uhcpU37rA+J48+JngRo40VJMwyKwYnKR2rse87VF0ya6L507hXBpWcS2sEIYix9HvPd4X3321qPpiCFW\/eK2KWNtxg1sZ05cszuHbtp6y\/mFGv5RZb4UD7Uf5hQGE9tPWX8wor0\/b9GHrR\/mFC+R0TEg9uP+sj\/MK9L6UTfogHqfiK8yv2o\/XT8wr0LpK36MP7H40Mgy\/0TUHCm4Bs7WuL2+cg29595qn0hQCOawA7Mo0FtM8ot7tKudDj+iH12+Jh6rdIv1cvqy\/ElokWjz61cbY0+1NcaHyqBHr2OiXKOyPRHIf85B+BNYPpeLdUBtmm05bpW+x3oj1R8ZKwfTAfqvWm\/MlQozdqN9DR+lp6k3wnP4gUGtRvoaP0tPUm+C9Qs3PGYlzN2RvLyHKSMD8TSp\/GfSf1pvix0qoEbHhraRyGI\/VLMFPkwIt7bVySDFpukreId3B9oa9SYYiSJHBBuq6g3GawuPO9GOi\/D1lZ43WQ2AYCOTq1tcg59fLYHnXATm5UufaCmgdgMYob9JgkCdwGKYtp9qXKNfA0W4dxjErITgosQ8bEfNyRKIlva+Vg1wPZ53rXYPgWGj1EEYbvtnb99taI01QlF6r3HQk48DeFYwzRhymQ7FbhrHzG9Z7pbwdFHyiIBTezqBYMD9K3f39\/sovwAFUcEHsyOBpuBbaquJx5xAaNYnQK63Moy3y2Og1uD31pzZlLpNWT+zW3vCeP+bS\/qYTGoXROrPz0TZ4t9VuMwNuW1GGbEuB1GHZu8tcAHmBtfzuKfwYJHjJpY2VhGqpZfol2ZnT2ZQP\/AFQvpAW69yZpLX7LoxuFOoVhfW17bg6VzlijojKX+evwG9GNK1b899vXxL+I4Bjp4zHJAi32YuBlI2IF2N6dN0ZxahJZAkhUpmEd2cgHViCLE99C8Jh8e1uqlklU2368C3m11HvNaHB4PiEZ61OqgUC7R52mDWBuctgAx7w1PgsKXDrvfHwpA64zWnSl\/v5YQ4lxtIgYkjbPY2UjKB4ksRceCkmstBipWdkM0oBUSIAxFwdHHiQw++t\/jsFHiIbSKNVDA81Nr3U8qwWC4fLLMsaWEkXztybKUcAMh9bf2Gq6nDJTSTu1sCouTpA8Ym69fH1g6p1Zs99QDqbbG2\/so2nF8RKju08+aKxeGBEzMpPYdLC5RhrflZhe4or\/APWcUxOeaIA6ZRGXFjyuSDUZ6HCNYz8pIMVwr2KOqHdFZHBy7GzFhoNKuHT9RGL2aXvL\/rw1fz+n3MRx7ght17CQdcUYSyBi976R4hdWzDNYOoOgAI0vQl4iuIlUkX6tr2N7fN7Hxr0WbBYVW7Upd7X7bgEj8T5G9ZrFcEzzu6XIcFbpqqDLlBIYLoO4Zqd0vW6XpyPZeYqSvcZwP9Svt\/GiA5+yquAi6perLAlSdvHbTlViOQG4HK3eN9t\/bWmWWEpbNFpbGR4\/+vf1h+ArecU\/m\/F\/1T\/lFYPjv69\/WH+Vbziv834v+qf8oqkRmB\/k3\/XP6yfmNP6dD\/ik3rQ\/BiqP+Tg\/Ov5p+Y1J05\/nSb1oPgxUT5ZDfQ\/siX733v8AUfuoV0ahZsNOsbKrFWszHKos19WIOXbe2m9EgbYFT3F\/yNQfg8hXBYlhuEJBsDY5xrrUUdUUk+XXyQtupP3fkiwnEijIhUBbl4zKVldJmJu+HK6yLlLDO5sTrc+iQvTOUlFGtgxIubm7G7Mx5sTqfuAGlUMHMWxKFiSS2pJJJNjuTvVrpgewvnWnF0kMO\/L7iHkcjNQntp6y\/mFEunZ\/RR6yfmFC4j2k9ZfxFFOnY\/Rv7SfmFG+RsDFX7Ufrp+YV6D0iP6P7E\/GsBEl5IhcC8iC5vYdoam1eo8S4OzosTkrmy65SfRsx0NjfKwIFiSLkA2NLyTjGrYw50N\/ZD67fEw9V+kP6uX1ZfiS0dwPDo8PCUifOpOa9wd5IBoQSCCADv9LWx0ALpD+rl9WX4ktFCSlFSRZgqa40PlUlqa40NWEeu470R6o+MlYPpd\/R+tN+ZK3mO9EeqPjJWE6W\/wBH6035kqAmdo10OH6UnqTfBeg9qNdDv2pfUm+C9Qs3PGfSf1pvix0qXGfSf1pvix0qhQBweKMDHrC5JFj1rPHfwCm8Z8w1bjoVjCZc8YvmRlto5HaXQ5CRy5sB48qGSR8rb8tx7jUcfDpIC7RKQJFCuEGhAN7HLrXCeaLab2f1AN\/xfjhhspy5zsGcIvlcAsx8EVvOhseCxmK7UskiR\/VUHDqR4i5mf+0U8qKcAwOHhgjlEarI8aszW7RJUEgE6gD7qzHSfp6qN1WHkudbyLEZEXuAIcZvMXHnTZKT559ethidGp4ZLFhEkWSVsiEWMjk2uNQuY6DwrPY3pCZw8kKS5C2rKDZ1AA7JIGmnI2oFhcXh5gJpHbFyDUhyAkRtoVhFuf17edEsNxTPpLMY\/sxIkYtyGaUk\/uUh5ciSi99Lvf4\/Hh0uBvipybe9kODx7dW2IgTOosrX7ANzoMx3P3eVZqLizK7CdQgZmYGzFiWNzva41Oig+daCbrFc9UEkRicvZkWW\/K8kshz6clB5bVVjdZTIpBXq79aHW2QC98wOnIim5MzyfylHb2Cpy8lwbTonikXChivolrtuLZiRl8Ndh7qn\/wDk557jDxKEIPzkhJB8gmhHjmv4Vl+jSwRsrTawhGMSSoQFZ2DAjN2QNW589qn6Ucax7m2EiYxDd4nUs4+yVU5R9+vKg8RNVf2+pItoP8T4jAqQI7HrQAViR31ATXOoOq+LA1m048A00ysOsCWVRYZGjzFVta+7G96pcP4nC6GGMtgpyQS7J1jSEbhi9y\/vJ\/CpcdwxcbkSFVecWD43qzEgI3yr\/St4eiu9xtVxy\/yucd6SvtXn2\/wdHIvP1vdFw8UnkkRZsTIscwCxvGQmScelE+ltRYqee1V8fg8P1vyN\/lLSvYidlZwp3U5tBbTUWtyNCOHYsSKYynWJLZHivbMwNlyt9FwdVby761mBwHEggQu+UaBpWh6y3IMVRs2nPQ+NLmp+bewEc02qv\/AbgcYmGcpi4VVmIC3JXDyHW7RNbKGOnYa1raVrcTw\/r4vmGMRG6EBQTYHKSvo7jtKaCvwVgc0spZvDMSL9zMSQPAZRVrhvG4UjeMzdS9xl6zMGIUAbSgb27z4E1MM8blpmtvP\/AISKM5HE2cp2hmUo+XV0ZPQe2vK638F76nj4bOWRkinfQo5eMqWG6trYEg6eTGrv\/wAv8nlkmVLM4jVVbdlzkFjbf0r6adm3jUp4\/ipBIevSHqu06pF1jGM6pJGSe0rDnbcEcqKGOEKlNu\/ZT+YemK\/7+K+553x+MriJFYWIaxHcRatxxX9gxf8AVN+UUG4tho55VZi7tJezswUnJbssFW17bUSmaRo3gbJlkFmW5JKkW8Dy5U\/95jW7sU12MP8AyefrX80\/Mam6b\/zpN60HwYqK8DwCxzBkUIGyqyi9hJG5Db67FTQrpx\/Ok3rQfAhrVGanuijaytbhzHu6w\/8AaaguCktw3FH\/AKZP\/cWifEHtwuU9yy\/BagiH\/hOLP\/SH3yCjxv8Ar7\/wDJc+4zGERo8VEji3b0Otjodid6v9Mm7K+dTcP6WQ4hoI2VllFl1ZgGsqAAFQ2gEXPL6bbE1zp9kyp1d97Ec+8fSbv7+VOjnm2ozi17fIVoS4MrCe2nrL+Iot09\/Z\/wC0n4ig2HPbT1l\/EUY6e\/s3myfiKY+QomK+lH66fmFek8e4lKuFyqx2XmT9LTQnLcX0NrisjwTo1iJpYs8UiRqytIzKUIQG9xmHuNrV6JjOFYd4rTHKoYobsb5lO1wB3X8jWXP1GKLSlv8AMZRU6HSM2EZmJYmRrkkkn5zD7k1X6Qfq5fVl+JLRvA4FII3iRcoVtRcneSAg6knUW++gnH\/Ql9WX4ktPxZI5IKUeCGEtXHGhp9cbY0QR6xjvRHqj4yVhuln9H6035krc470R5D4yVh+lX9H6035lqwUZ6jXQ\/wDal9Sb4L0Hoz0Q\/al9Sb4L1QRt+Nek\/rTfFjpUuM+k\/rTfFjpVYA\/gK\/J8I2KnvY5TArE7AMAQO5iRbwUmi3BODERdZKzrI5zsVcplzbA628dRuarYgZwA\/aC2yhtQthYZb7WHdUGMBk0ku4GoD9oA94Brz+aLm206t\/L1yFwaVcJiFBCzBwQQRKm6nkWjI0\/smg0kGHfErg5cKpkZcxaFyVRddXuqkbeO476r4OV0AVGZVGyqSoHkBpV\/B2DGQCzsLM40Zh3M252G\/dSY4nG9\/d5fQlo5hsDw2NnSPrImJsZD84rAbCwOguTsK5j+AzBesiyzJvniOb3ga\/jVsJH9RP3RXElCG8YCHvUZT91abT3mt+\/rYHTZZ6At2JWsNGALm1lGXYcyb8v\/AFQbiGGh62SJXHVtM0uKlOhYlsyQDuGov7eZIq4cY1yQxuTcm5uSNAT3nxqk0aAEBFAY3YBRYne5HM1JSbWlP16+YajsTjisgxNxLCcN9UKes9HbzzeNrcqgmxq\/KXnUWKxFYVC5SL\/rJX07TcgNbCmmZu8+80lNzcgEi4udTY70hYa\/yi2DZXVhpYju0I91bfo1IFwoncEAKSzWZ3fKTZVGpyiw0G5oBh8HEBZY0A7gige4CiEbsAFDEAbAEgDyHKmWogKNMxXBS2Fl+US2aBW6zrIwZUzLspy6qdtGy7a2ovD\/ACkyYmUpFGFQDNdzmZgCBbKpCrv3t50ejhXP1mUZ\/r2Gb97eujh2HzF+pizHdurTMfM2vTvGU07W5el+Q\/hWExM6CUSHIxNs7RtaxIICiG9rjv8AbV9+DXI6xi5GwYkgeIDE2PiMtV0kKLlQlVF7KpKjXU6DSojPJ9dv3j\/GkSxJr+Iaj3K\/EfkEUsa4yJXJuY3ByupuAQEU53Xa5JNFukHAonw\/X4RVDomZFYfNso7RUq2gO9jbehTTONQ7A94Yg1VlxkwGUSyW2tna1u61604HGENGRJr5hNVxyDVfros0Z7WksfL5xN1PmLjzqw\/yVmTEFW6wgHKuYlTa1mXa429lVkgVRZVCi97AAC\/fYc9BU4x06+jNKPKRx+BrP4KvaVL7Ax0Jfyt+vcyeHCSGYvHDKyPlY\/NsCsikai+hBG+vKsd04\/nSb1oPgw1qH4lif\/6Jv72T+NCMXEHcySAO5td37TmwAF2OpsAB7K3YFGEaTsqTi+F8wzxvThM\/9XMf+zJQVmtwbFn\/AKQ+ItSmRmQxsxKEEFCSUIIsQVOh0JFORRkMRA6ttGT6DC97MuxF6dHagWeX9GHvjIPX\/wDFq2vSoMOrYIzWZSQATe2ttKLx8LwqEOmHhVhsyxIrDyIFxTsTin+u37xp0srfCAokHC1cgWI5gsAV79S5GX31quDcAxQVXWWFDcESBWdiv1ctwpHmTrWEeYnck+ZJp44tiVGVcRMoGwWWQAeQB0rFHp5rmRcZaeD1fikcU2HBlK9aVOQ6Bi675Re5HeKAcE4JJJ1jdYsWoRgVzXMenWAG3Ls6\/UFedz8YxfLEz6bfPSaeXa0qgcbPbL10ttTbrHtcm5Nr8zTJdL4klKdPZL3vuGskb4PWMbwTCoS02OAYgKbdWubK2ZbqLk2PdravO+kA7EnMFJCCNipeUhh4Ea0NixEwOZZZA31g7A+8G9Vp+tYZS7lQCMpZiADqRa9ran31oxR8PZJJfEk5qXC+n2QBrj7HyoxHgPD7qI4bhq80U+aiillSKNdjvRHkPjJWI6U\/0frTfmWtNGHO7MfMk87\/AIi9clwSN6aK1r2zKDa+9riosykUed0a6IftS+pN8J6OYnARD+ij\/cX+FBpxkOaPsHUXXsmxFjqPC4piLNlxn0n9ab4sdKvPsRxCc7zSnfeRzubnn3ge6lVko9Y6umNFV\/qqikFcJqgSkEqxEaY1JTWeUgqJ2kqrLLXZGqnK9XF2Rk6vUoFUom1ohEKakDZA6UwG1XHSqMxtTUWXYJKvRtQKOeiWGlvQTgRMJIKly1zDi9WuqpDVBopmmMtW2irnU03HKw7KEi1SmWis0VDp1p04ugWykVppiqwqVaiw16z07JQNaDSqc0VaU4PShmMw9q14osjQEtT4zT5UtUa1pBJpDQnFyUSmOlA8e9HEFkZnpI96oZ6tYbejewJK8d64mHq7HFVuDD1nlmoqipBgr8qtJwu\/KjOCwlGsPw8d1CswyKMnHwrwq3Fw+3KtScCByqB4AKVObYxRAy4SmSwUWZRVaddKvFKmW4mbxy1mseK1fEVrLcRFdCErQtgSYUq7MKVMIe6yVRnpUq42QBFVqQpUqwzDI5aozVylRYymKGi2HpUq0gE0m1DMXXKVWgymu9FcFXKVGCaLA0RApUqz5A4kbUq7SocPIwrYihGIpUq6D4BI4t6K4UVylSY8hlxxpQbiFKlWyHADAGIqqtKlVsE7NtQHiFdpUcAWCxV\/Bb0qVXk4KDENXYK7Srmz5IHOH1oMLtSpVIjETS7UNxFdpVch0ShJVWbau0qkQpALiNZbiFKlW\/EZmBJ6VKlWko\/\/2Q==\" alt=\"Indian Banks Best Capitalised Lenders\" style=\"width:633px;height:auto\" title=\"Indian Banks Best Capitalised Lenders\"\/><figcaption class=\"wp-element-caption\">Indian Banks Best Capitalised Lenders<\/figcaption><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why_This_News_Is_Important\"><\/span>Why This News Is Important<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Strengthening_Indias_Global_Financial_Image\"><\/span>Strengthening India&#8217;s Global Financial Image<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The recognition of Indian banks among the best-capitalised lenders in the Asia-Pacific region demonstrates the growing maturity and resilience of India&#8217;s financial system. It enhances India&#8217;s reputation as a stable and reliable investment destination.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Evidence_of_Successful_Banking_Reforms\"><\/span>Evidence of Successful Banking Reforms<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Over the last decade, India has undertaken several banking reforms, including recapitalisation programs, stricter NPA management, digital transformation, and enhanced regulatory oversight. The S&amp;P findings suggest that these reforms have yielded positive results.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Importance_for_Economic_Growth\"><\/span>Importance for Economic Growth<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Banks serve as the backbone of economic activity by providing credit to industries, businesses, and consumers. Strong capital positions ensure that banks can continue lending even during challenging economic conditions.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Examination_Relevance\"><\/span>Examination Relevance<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">This development is highly relevant for:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Banking Awareness<\/li>\n\n\n\n<li>Economy and Finance sections of UPSC<\/li>\n\n\n\n<li>State PSC examinations<\/li>\n\n\n\n<li>RBI Grade B<\/li>\n\n\n\n<li>NABARD<\/li>\n\n\n\n<li>SSC and Railways General Awareness<\/li>\n\n\n\n<li>Insurance sector examinations<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Candidates may encounter questions regarding leverage ratios, bank capitalisation, S&amp;P Global reports, and Indian banking sector performance.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Historical_Context\"><\/span>Historical Context<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Banking_Sector_Challenges_in_the_Past\"><\/span>Banking Sector Challenges in the Past<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">During the early 2010s, many Indian banks faced significant challenges due to rising NPAs, stressed assets, and declining profitability. Public sector banks were particularly affected.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Banking_Reforms_and_Recapitalisation\"><\/span>Banking Reforms and Recapitalisation<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">To address these issues, the Government of India and the Reserve Bank of India introduced several measures:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Insolvency and Bankruptcy Code (IBC), 2016<\/li>\n\n\n\n<li>Bank recapitalisation initiatives<\/li>\n\n\n\n<li>Consolidation of public sector banks<\/li>\n\n\n\n<li>Strengthening of prudential norms<\/li>\n\n\n\n<li>Improved risk management frameworks<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">These reforms gradually improved the health of the banking sector.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Rise_of_Indian_Banks_in_Global_Rankings\"><\/span>Rise of Indian Banks in Global Rankings<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Over recent years, Indian banks have increasingly featured in regional and global banking rankings due to stronger asset quality, growing profitability, and improved capital positions. Earlier S&amp;P reports also highlighted Indian lenders among Asia&#8217;s best-performing banks.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Key_Takeaways_from_Indian_Banks_Among_Asia-Pacifics_Best-Capitalised_Lenders\"><\/span>Key Takeaways from Indian Banks Among Asia-Pacific\u2019s Best-Capitalised Lenders<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>S. No.<\/th><th>Key Takeaway<\/th><\/tr><\/thead><tbody><tr><td>1<\/td><td>S&amp;P Global Market Intelligence ranked Indian banks among the best-capitalised lenders in the Asia-Pacific region.<\/td><\/tr><tr><td>2<\/td><td>Kotak Mahindra Bank recorded the highest leverage ratio of 16.56% among banks with assets above $100 billion.<\/td><\/tr><tr><td>3<\/td><td>HDFC Bank, ICICI Bank, and Axis Bank also secured leading positions in the ranking.<\/td><\/tr><tr><td>4<\/td><td>Union Bank of India showed the largest year-on-year improvement in leverage ratio among major banks.<\/td><\/tr><tr><td>5<\/td><td>Strong capitalisation reflects the resilience, stability, and growing strength of India&#8217;s banking sector.<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">Indian Banks Best Capitalised Lenders<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQs_Frequently_Asked_Questions\"><\/span>FAQs: Frequently Asked Questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q1_Which_organization_reported_that_Indian_banks_are_among_Asia-Pacifics_best-capitalised_lenders\"><\/span>Q1. Which organization reported that Indian banks are among Asia-Pacific&#8217;s best-capitalised lenders?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Answer:<\/strong> S&amp;P Global Market Intelligence released the report highlighting the strong capital position of Indian banks.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q2_Which_Indian_bank_recorded_the_highest_leverage_ratio_among_Asia-Pacific_lenders\"><\/span>Q2. Which Indian bank recorded the highest leverage ratio among Asia-Pacific lenders?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Answer:<\/strong> Kotak Mahindra Bank recorded the highest leverage ratio at 16.56%.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q3_What_is_a_leverage_ratio_in_banking\"><\/span>Q3. What is a leverage ratio in banking?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Answer:<\/strong> The leverage ratio measures a bank&#8217;s capital relative to its total assets and indicates its ability to absorb financial losses.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q4_Why_is_a_higher_leverage_ratio_important\"><\/span>Q4. Why is a higher leverage ratio important?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Answer:<\/strong> A higher leverage ratio signifies stronger capitalisation, better financial stability, and greater resilience during economic stress.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q5_Which_other_Indian_banks_featured_among_the_top_capitalised_lenders_in_Asia-Pacific\"><\/span>Q5. Which other Indian banks featured among the top capitalised lenders in Asia-Pacific?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Answer:<\/strong> HDFC Bank, ICICI Bank, and Axis Bank were among the leading banks in the ranking.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q6_Which_public_sector_bank_recorded_the_highest_year-on-year_improvement_in_leverage_ratio\"><\/span>Q6. Which public sector bank recorded the highest year-on-year improvement in leverage ratio?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Answer:<\/strong> Union Bank of India registered the highest annual improvement in leverage ratio.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q7_What_does_S_P_Global_Market_Intelligence_do\"><\/span>Q7. What does S&amp;P Global Market Intelligence do?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Answer:<\/strong> It is a division of S&amp;P Global that provides financial data, market intelligence, research, and analytics on global industries and institutions.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q8_Which_regulatory_authority_supervises_the_banking_system_in_India\"><\/span>Q8. Which regulatory authority supervises the banking system in India?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Answer:<\/strong> The Reserve Bank of India (RBI) regulates and supervises the Indian banking sector.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q9_What_is_capital_adequacy_in_banking\"><\/span>Q9. What is capital adequacy in banking?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Answer:<\/strong> Capital adequacy refers to the amount of capital a bank must maintain to cover risks and protect depositors.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q10_Why_is_this_news_important_for_competitive_examinations\"><\/span>Q10. Why is this news important for competitive examinations?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Answer:<\/strong> The topic is relevant for Banking Awareness, Economy, Current Affairs, UPSC, State PSC, SSC, RBI Grade B, NABARD, Insurance, and Railways examinations.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q11_What_major_banking_reform_helped_improve_the_health_of_Indian_banks\"><\/span>Q11. What major banking reform helped improve the health of Indian banks?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Answer:<\/strong> The Insolvency and Bankruptcy Code (IBC), 2016 played a major role in reducing stressed assets and improving bank balance sheets.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q12_What_are_Non-Performing_Assets_NPAs\"><\/span>Q12. What are Non-Performing Assets (NPAs)?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Answer:<\/strong> NPAs are loans on which borrowers have stopped making interest or principal repayments for a specified period.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q13_What_is_the_headquarters_of_S_P_Global\"><\/span>Q13. What is the headquarters of S&amp;P Global?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Answer:<\/strong> S&amp;P Global is headquartered in New York City, United States.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q14_What_is_the_primary_function_of_commercial_banks\"><\/span>Q14. What is the primary function of commercial banks?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Answer:<\/strong> Commercial banks accept deposits, provide loans, facilitate payments, and support economic development.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q15_Which_examinations_frequently_ask_questions_related_to_banking_reports_and_rankings\"><\/span>Q15. Which examinations frequently ask questions related to banking reports and rankings?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Answer:<\/strong> UPSC, State PSC, SBI PO, IBPS PO, RBI Grade B, NABARD, SSC CGL, Railways, CDS, and CAPF examinations.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Some_Important_Current_Affairs_Links\"><\/span>Some Important Current Affairs Links<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--1\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/national\/\" target=\"_blank\" rel=\"noreferrer noopener\">State Current Affairs<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--2\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/sports\/\" target=\"_blank\" rel=\"noreferrer noopener\">Sports Current Affairs<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--3\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/international\/\" target=\"_blank\" rel=\"noreferrer noopener\">International Current Affairs<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/banking\/\" target=\"_blank\" rel=\"noreferrer noopener\">Banking Current Affairs<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/railway\/\" target=\"_blank\" rel=\"noreferrer noopener\">Railways Current Affairs<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/defence\/\" target=\"_blank\" rel=\"noreferrer noopener\">Defence Current Affairs<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--4\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs?newsmaticargs=custom&amp;posts=today\" target=\"_blank\" rel=\"noreferrer noopener\">Daily Current Affairs<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--5\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairsinhindi\/\" target=\"_blank\" rel=\"noreferrer noopener\">Current Affairs In Hindi<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--6\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/news-and-notifications\/\" target=\"_blank\" rel=\"noreferrer noopener\">News and Notifications<\/a><\/div>\n<\/div>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.edunovations.quiz\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" width=\"900\" height=\"150\" src=\"https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/03\/Banner-current-affairs-2-1.jpg\" alt=\"Download this App for Daily Current Affairs MCQ&#039;s\" class=\"wp-image-247\" title=\"\" srcset=\"https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/03\/Banner-current-affairs-2-1.jpg 900w, https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/03\/Banner-current-affairs-2-1-300x50.jpg 300w, https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/03\/Banner-current-affairs-2-1-768x128.jpg 768w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><\/a><figcaption class=\"wp-element-caption\">Download this App for Daily Current Affairs MCQ&#8217;s<\/figcaption><\/figure>\n\n\n\n<figure class=\"wp-block-image size-full\" id=\"News-Website-Development-Company\"><a href=\"https:\/\/www.martindiainfotech.com\/\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" width=\"900\" height=\"150\" src=\"https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/04\/News-Website-Development-Company-Banner.png\" alt=\"News Website Development Company\" class=\"wp-image-438\" title=\"News Website Development Company\" srcset=\"https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/04\/News-Website-Development-Company-Banner.png 900w, 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Learn key facts, exam relevance, FAQs and MCQs. Introduction India&#8217;s banking sector has achieved another significant milestone on the global stage. According to recent data released by S&amp;P&#8230;<\/p>\n","protected":false},"author":6,"featured_media":52099,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14,10],"tags":[1804,4006,3283,6630,13106,32113,1775,1439,7453,267,6460,37688,339,7557,6214,21931],"class_list":["post-52052","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banking","category-national","tag-axis-bank","tag-banking-awareness","tag-banking-exams","tag-banking-reforms","tag-capital-adequacy","tag-current-affairs-2026","tag-financial-sector","tag-hdfc-bank","tag-icici-bank","tag-indian-economy","tag-kotak-mahindra-bank","tag-leverage-ratio","tag-rbi","tag-sp-global","tag-union-bank-of-india","tag-upsc-economy"],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts\/52052","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/comments?post=52052"}],"version-history":[{"count":4,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts\/52052\/revisions"}],"predecessor-version":[{"id":52100,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts\/52052\/revisions\/52100"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/media\/52099"}],"wp:attachment":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/media?parent=52052"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/categories?post=52052"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/tags?post=52052"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}