{"id":51062,"date":"2026-05-15T20:27:42","date_gmt":"2026-05-15T14:57:42","guid":{"rendered":"https:\/\/edunovations.com\/currentaffairs\/?p=51062"},"modified":"2026-05-15T20:27:46","modified_gmt":"2026-05-15T14:57:46","slug":"rbi-cancels-sarvodaya-co-operative-bank-licence","status":"publish","type":"post","link":"https:\/\/edunovations.com\/currentaffairs\/national\/rbi-cancels-sarvodaya-co-operative-bank-licence\/","title":{"rendered":"RBI Cancels Sarvodaya Co-operative Bank Licence: Banking Regulation Act &amp; DICGC Key Update for Exams"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_87 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/rbi-cancels-sarvodaya-co-operative-bank-licence\/#RBI_cancels_Sarvodaya_Co-operative_Bank_licence_due_to_financial_instability_under_Banking_Regulation_Act_1949_Learn_key_reasons_DICGC_deposit_protection_FAQs_and_MCQs_for_exams\" >RBI cancels Sarvodaya Co-operative Bank licence due to financial instability under Banking Regulation Act 1949. Learn key reasons, DICGC deposit protection, FAQs, and MCQs for exams.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/rbi-cancels-sarvodaya-co-operative-bank-licence\/#RBI_Action_Against_Sarvodaya_Co-operative_Bank\" >RBI Action Against Sarvodaya Co-operative Bank<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/rbi-cancels-sarvodaya-co-operative-bank-licence\/#%F0%9F%93%8C_Why_this_News_is_Important\" >\ud83d\udccc Why this News is Important<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/rbi-cancels-sarvodaya-co-operative-bank-licence\/#%F0%9F%8F%A6_Impact_on_Banking_Regulation_and_RBI_Supervision\" >\ud83c\udfe6 Impact on Banking Regulation and RBI Supervision<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/rbi-cancels-sarvodaya-co-operative-bank-licence\/#%F0%9F%92%B0_Depositor_Protection_and_Financial_Stability\" >\ud83d\udcb0 Depositor Protection and Financial Stability<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/rbi-cancels-sarvodaya-co-operative-bank-licence\/#%F0%9F%93%89_Urban_Co-operative_Banking_Challenges\" >\ud83d\udcc9 Urban Co-operative Banking Challenges<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/rbi-cancels-sarvodaya-co-operative-bank-licence\/#%F0%9F%93%9A_Historical_Context\" >\ud83d\udcda Historical Context<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/rbi-cancels-sarvodaya-co-operative-bank-licence\/#%F0%9F%94%91_Key_Takeaways_from_Sarvodaya_Co-operative_Bank_Licence_Cancellation\" >\ud83d\udd11 Key Takeaways from Sarvodaya Co-operative Bank Licence Cancellation<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/rbi-cancels-sarvodaya-co-operative-bank-licence\/#FAQs_Frequently_Asked_Questions\" >FAQs (Frequently Asked Questions)<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/rbi-cancels-sarvodaya-co-operative-bank-licence\/#1_Why_did_RBI_cancel_Sarvodaya_Co-operative_Banks_licence\" >1. Why did RBI cancel Sarvodaya Co-operative Bank\u2019s licence?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/rbi-cancels-sarvodaya-co-operative-bank-licence\/#2_Under_which_law_does_RBI_cancel_a_bank_licence\" >2. Under which law does RBI cancel a bank licence?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/rbi-cancels-sarvodaya-co-operative-bank-licence\/#3_What_happens_after_a_co-operative_banks_licence_is_cancelled\" >3. What happens after a co-operative bank\u2019s licence is cancelled?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/rbi-cancels-sarvodaya-co-operative-bank-licence\/#4_Are_depositors_money_safe_in_such_cases\" >4. Are depositors\u2019 money safe in such cases?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/rbi-cancels-sarvodaya-co-operative-bank-licence\/#5_What_is_DICGC_and_why_is_it_important\" >5. What is DICGC and why is it important?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/rbi-cancels-sarvodaya-co-operative-bank-licence\/#6_Why_do_co-operative_banks_often_face_financial_problems\" >6. Why do co-operative banks often face financial problems?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/rbi-cancels-sarvodaya-co-operative-bank-licence\/#7_Is_RBI_tightening_control_over_co-operative_banks\" >7. Is RBI tightening control over co-operative banks?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/rbi-cancels-sarvodaya-co-operative-bank-licence\/#Some_Important_Current_Affairs_Links\" >Some Important Current Affairs Links<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"RBI_cancels_Sarvodaya_Co-operative_Bank_licence_due_to_financial_instability_under_Banking_Regulation_Act_1949_Learn_key_reasons_DICGC_deposit_protection_FAQs_and_MCQs_for_exams\"><\/span>RBI cancels Sarvodaya Co-operative Bank licence due to financial instability under Banking Regulation Act 1949. Learn key reasons, DICGC deposit protection, FAQs, and MCQs for exams.<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"RBI_Action_Against_Sarvodaya_Co-operative_Bank\"><\/span>RBI Action Against Sarvodaya Co-operative Bank<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The Reserve Bank of India (RBI) has cancelled the banking licence of Sarvodaya Co-operative Bank with immediate effect, marking a significant regulatory intervention in India\u2019s urban co-operative banking sector. The decision was taken after the central bank identified serious financial instability, inadequate capital, and weak earning prospects in the bank\u2019s operations.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">According to the RBI, the bank failed to comply with multiple provisions of the Banking Regulation Act, 1949. The continuation of its business was considered \u201cprejudicial to depositor interest and public interest,\u201d as the institution was unable to maintain minimum financial health standards required for banking operations. Following the cancellation, the bank has been prohibited from carrying out any banking activity, including accepting fresh deposits or repaying existing ones.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The RBI also directed the Registrar of Co-operative Societies, Maharashtra, to initiate winding-up proceedings and appoint a liquidator to manage the closure process. Importantly, depositors\u2019 funds are partially protected under the Deposit Insurance and Credit Guarantee Corporation (DICGC) scheme, which provides coverage up to \u20b95 lakh per depositor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This move highlights the RBI\u2019s ongoing strict supervision of co-operative banks to ensure financial stability and protect public money.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\" id=\"RBI-Cancels-Sarvodaya-Co-operative-Bank-Licence\"><img decoding=\"async\" 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\" alt=\"RBI Cancels Sarvodaya Co-operative Bank Licence\" style=\"width:617px;height:auto\" title=\"RBI Cancels Sarvodaya Co-operative Bank Licence\"\/><figcaption class=\"wp-element-caption\">RBI Cancels Sarvodaya Co-operative Bank Licence<\/figcaption><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%F0%9F%93%8C_Why_this_News_is_Important\"><\/span>\ud83d\udccc Why this News is Important<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%F0%9F%8F%A6_Impact_on_Banking_Regulation_and_RBI_Supervision\"><\/span>\ud83c\udfe6 Impact on Banking Regulation and RBI Supervision<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">This development is highly important for government exam aspirants because it reflects the RBI\u2019s regulatory authority under the Banking Regulation Act, 1949. It demonstrates how the central bank ensures financial discipline in co-operative banks, which are often more vulnerable to mismanagement and poor governance.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%F0%9F%92%B0_Depositor_Protection_and_Financial_Stability\"><\/span>\ud83d\udcb0 Depositor Protection and Financial Stability<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The cancellation also highlights the role of the DICGC insurance scheme, which safeguards depositors up to \u20b95 lakh. For students preparing for banking, UPSC, SSC, and railway exams, this is a key concept related to financial inclusion, depositor safety, and banking reforms in India.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%F0%9F%93%89_Urban_Co-operative_Banking_Challenges\"><\/span>\ud83d\udcc9 Urban Co-operative Banking Challenges<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The case shows recurring challenges in India\u2019s co-operative banking sector, such as capital shortages, non-performing assets, and weak governance. It also indicates RBI\u2019s increasing strictness in cleaning up financially weak banks to maintain public trust in the banking system.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%F0%9F%93%9A_Historical_Context\"><\/span>\ud83d\udcda Historical Context<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">India\u2019s co-operative banking system was developed to provide credit and financial services at the local level, especially for small traders, farmers, and middle-income groups. However, over the decades, several co-operative banks have faced financial instability due to poor management, inadequate regulation, and high levels of non-performing assets.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The Reserve Bank of India has previously cancelled licences of several urban co-operative banks in India when their financial condition deteriorated beyond recovery. These actions are part of a broader regulatory trend aimed at strengthening India\u2019s banking ecosystem and preventing depositor losses.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The introduction of the DICGC insurance system further strengthened depositor protection, ensuring compensation in case of bank failure. The Sarvodaya Co-operative Bank case continues this historical pattern of RBI intervention to maintain financial discipline in the sector.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%F0%9F%94%91_Key_Takeaways_from_Sarvodaya_Co-operative_Bank_Licence_Cancellation\"><\/span>\ud83d\udd11 Key Takeaways from Sarvodaya Co-operative Bank Licence Cancellation<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>S. No.<\/th><th>Key Takeaway<\/th><\/tr><\/thead><tbody><tr><td>1<\/td><td>RBI cancelled Sarvodaya Co-operative Bank licence due to financial instability and inadequate capital.<\/td><\/tr><tr><td>2<\/td><td>The bank failed to comply with provisions of the Banking Regulation Act, 1949.<\/td><\/tr><tr><td>3<\/td><td>The bank was barred from all banking operations including accepting and repaying deposits.<\/td><\/tr><tr><td>4<\/td><td>Depositors are protected under DICGC insurance up to \u20b95 lakh per account.<\/td><\/tr><tr><td>5<\/td><td>Maharashtra Registrar will appoint a liquidator to begin winding-up proceedings of the bank.<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">RBI Cancels Sarvodaya Co-operative Bank Licence<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQs_Frequently_Asked_Questions\"><\/span>FAQs (Frequently Asked Questions)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_Why_did_RBI_cancel_Sarvodaya_Co-operative_Banks_licence\"><\/span>1. Why did RBI cancel Sarvodaya Co-operative Bank\u2019s licence?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The RBI cancelled the licence due to the bank\u2019s weak financial position, inadequate capital base, and inability to ensure depositor safety and continue viable banking operations.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_Under_which_law_does_RBI_cancel_a_bank_licence\"><\/span>2. Under which law does RBI cancel a bank licence?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The RBI cancels banking licences under the Banking Regulation Act, 1949, which empowers it to regulate and supervise banks in India.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_What_happens_after_a_co-operative_banks_licence_is_cancelled\"><\/span>3. What happens after a co-operative bank\u2019s licence is cancelled?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">After cancellation, the bank must stop all banking activities, and a liquidator is appointed by the Registrar of Co-operative Societies to wind up operations.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_Are_depositors_money_safe_in_such_cases\"><\/span>4. Are depositors\u2019 money safe in such cases?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Yes, depositors are protected under the DICGC insurance scheme, which covers deposits up to \u20b95 lakh per depositor.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_What_is_DICGC_and_why_is_it_important\"><\/span>5. What is DICGC and why is it important?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The Deposit Insurance and Credit Guarantee Corporation (DICGC) is an RBI subsidiary that insures bank deposits and ensures partial protection in case of bank failure.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"6_Why_do_co-operative_banks_often_face_financial_problems\"><\/span>6. Why do co-operative banks often face financial problems?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Many co-operative banks face issues like poor governance, high NPAs (non-performing assets), and weak risk management systems.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"7_Is_RBI_tightening_control_over_co-operative_banks\"><\/span>7. Is RBI tightening control over co-operative banks?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Yes, RBI has increased supervision and taken strict actions in recent years to strengthen financial discipline and protect public deposits.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Some_Important_Current_Affairs_Links\"><\/span>Some Important Current Affairs Links<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--1\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/national\/\" target=\"_blank\" rel=\"noreferrer noopener\">State Current Affairs<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--2\"><a class=\"wp-block-button__link wp-element-button\" 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Learn key reasons, DICGC deposit protection, FAQs, and MCQs for exams. RBI Action Against Sarvodaya Co-operative Bank The Reserve Bank of India (RBI) has cancelled the banking licence of Sarvodaya Co-operative Bank with immediate effect, marking a significant regulatory intervention&#8230;<\/p>\n","protected":false},"author":6,"featured_media":51095,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10,14],"tags":[8516,533,37126,32113,37125,18422,6280,339],"class_list":["post-51062","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-national","category-banking","tag-banking-exam-preparation","tag-banking-news","tag-co-operative-bank","tag-current-affairs-2026","tag-dicgc-insurance","tag-economic-news-india","tag-financial-regulation","tag-rbi"],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts\/51062","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/comments?post=51062"}],"version-history":[{"count":2,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts\/51062\/revisions"}],"predecessor-version":[{"id":51096,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts\/51062\/revisions\/51096"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/media\/51095"}],"wp:attachment":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/media?parent=51062"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/categories?post=51062"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/tags?post=51062"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}