{"id":48781,"date":"2026-03-31T21:08:04","date_gmt":"2026-03-31T15:38:04","guid":{"rendered":"https:\/\/edunovations.com\/currentaffairs\/?p=48781"},"modified":"2026-03-31T21:08:06","modified_gmt":"2026-03-31T15:38:06","slug":"pm-shram-yogi-maandhan-yojana","status":"publish","type":"post","link":"https:\/\/edunovations.com\/currentaffairs\/national\/pm-shram-yogi-maandhan-yojana\/","title":{"rendered":"PM Shram Yogi Maandhan Yojana Benefits 2026: \u20b93000 Monthly Pension Eligibility Explained"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/pm-shram-yogi-maandhan-yojana\/#PM_Shram_Yogi_Maandhan_Yojana_benefits_2026_Learn_eligibility_%E2%82%B93000_monthly_pension_contribution_details_and_exam-relevant_facts_for_UPSC_SSC_Banking_and_PSC_exams\" >PM Shram Yogi Maandhan Yojana benefits 2026: Learn eligibility, \u20b93000 monthly pension, contribution details, and exam-relevant facts for UPSC, SSC, Banking, and PSC exams.<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/pm-shram-yogi-maandhan-yojana\/#PM_Shram_Yogi_Maandhan_Yojana_Get_%E2%82%B93000_Monthly_Pension_by_Investing_Just_%E2%82%B955\" >PM Shram Yogi Maandhan Yojana: Get \u20b93000 Monthly Pension by Investing Just \u20b955<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/pm-shram-yogi-maandhan-yojana\/#Introduction_to_PM_Shram_Yogi_Maandhan_Yojana\" >Introduction to PM Shram Yogi Maandhan Yojana<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/pm-shram-yogi-maandhan-yojana\/#Key_Features_of_the_Scheme\" >Key Features of the Scheme<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/pm-shram-yogi-maandhan-yojana\/#Eligibility_Criteria_for_Enrollment\" >Eligibility Criteria for Enrollment<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/pm-shram-yogi-maandhan-yojana\/#Pension_Benefits_and_Financial_Security\" >Pension Benefits and Financial Security<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/pm-shram-yogi-maandhan-yojana\/#Enrollment_Process_and_Implementation\" >Enrollment Process and Implementation<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/pm-shram-yogi-maandhan-yojana\/#Why_This_News_is_Important\" >Why This News is Important<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/pm-shram-yogi-maandhan-yojana\/#Relevance_for_Competitive_Exams\" >Relevance for Competitive Exams<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/pm-shram-yogi-maandhan-yojana\/#Focus_on_Social_Security_and_Welfare\" >Focus on Social Security and Welfare<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/pm-shram-yogi-maandhan-yojana\/#Current_Affairs_Importance\" >Current Affairs Importance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/pm-shram-yogi-maandhan-yojana\/#Conceptual_Clarity_for_Exams\" >Conceptual Clarity for Exams<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/pm-shram-yogi-maandhan-yojana\/#Historical_Context_of_the_Scheme\" >Historical Context of the Scheme<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/pm-shram-yogi-maandhan-yojana\/#Background_of_Social_Security_in_India\" >Background of Social Security in India<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/pm-shram-yogi-maandhan-yojana\/#Launch_and_Policy_Framework\" >Launch and Policy Framework<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/pm-shram-yogi-maandhan-yojana\/#Need_for_the_Scheme\" >Need for the Scheme<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/pm-shram-yogi-maandhan-yojana\/#Integration_with_Financial_Inclusion_Initiatives\" >Integration with Financial Inclusion Initiatives<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/pm-shram-yogi-maandhan-yojana\/#Key_Takeaways_from_This_News\" >Key Takeaways from This News<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/pm-shram-yogi-maandhan-yojana\/#FAQs_on_PM_Shram_Yogi_Maandhan_Yojana\" >FAQs on PM Shram Yogi Maandhan Yojana<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/pm-shram-yogi-maandhan-yojana\/#1_What_is_PM_Shram_Yogi_Maandhan_Yojana\" >1. What is PM Shram Yogi Maandhan Yojana?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/pm-shram-yogi-maandhan-yojana\/#2_Who_is_eligible_to_apply_for_this_scheme\" >2. Who is eligible to apply for this scheme?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/pm-shram-yogi-maandhan-yojana\/#3_How_much_contribution_is_required_under_PM-SYM\" >3. How much contribution is required under PM-SYM?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/pm-shram-yogi-maandhan-yojana\/#4_What_is_the_role_of_the_government_in_this_scheme\" >4. What is the role of the government in this scheme?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/pm-shram-yogi-maandhan-yojana\/#5_What_happens_after_the_death_of_the_subscriber\" >5. What happens after the death of the subscriber?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/pm-shram-yogi-maandhan-yojana\/#6_How_can_one_enroll_in_the_scheme\" >6. How can one enroll in the scheme?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-26\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/pm-shram-yogi-maandhan-yojana\/#7_Is_the_scheme_beneficial_for_competitive_exams\" >7. Is the scheme beneficial for competitive exams?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-27\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/pm-shram-yogi-maandhan-yojana\/#8_What_is_the_maximum_pension_amount_under_this_scheme\" >8. What is the maximum pension amount under this scheme?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-28\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/pm-shram-yogi-maandhan-yojana\/#9_Can_a_person_exit_the_scheme_before_maturity\" >9. Can a person exit the scheme before maturity?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-29\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/pm-shram-yogi-maandhan-yojana\/#10_Which_organization_manages_the_funds_of_PM-SYM\" >10. Which organization manages the funds of PM-SYM?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-30\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/pm-shram-yogi-maandhan-yojana\/#Some_Important_Current_Affairs_Links\" >Some Important Current Affairs Links<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"PM_Shram_Yogi_Maandhan_Yojana_benefits_2026_Learn_eligibility_%E2%82%B93000_monthly_pension_contribution_details_and_exam-relevant_facts_for_UPSC_SSC_Banking_and_PSC_exams\"><\/span>PM Shram Yogi Maandhan Yojana benefits 2026: Learn eligibility, \u20b93000 monthly pension, contribution details, and exam-relevant facts for UPSC, SSC, Banking, and PSC exams.<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"PM_Shram_Yogi_Maandhan_Yojana_Get_%E2%82%B93000_Monthly_Pension_by_Investing_Just_%E2%82%B955\"><\/span><strong>PM Shram Yogi Maandhan Yojana: Get \u20b93000 Monthly Pension by Investing Just \u20b955<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Introduction_to_PM_Shram_Yogi_Maandhan_Yojana\"><\/span><strong>Introduction to PM Shram Yogi Maandhan Yojana<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The Pradhan Mantri Shram Yogi Maandhan (PM-SYM) Yojana is a flagship social security scheme launched by the Government of India to provide financial stability to workers in the unorganised sector. Introduced in 2019, the scheme focuses on ensuring old-age income security for millions of labourers who do not have access to formal pension systems.<\/p>\n\n\n\n<p>This pension scheme allows workers to contribute a small amount monthly and receive a guaranteed pension after retirement, thereby addressing one of the most critical challenges faced by informal workers\u2014lack of financial support in old age.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Key_Features_of_the_Scheme\"><\/span><strong>Key Features of the Scheme<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>One of the most attractive features of PM-SYM is its affordability. Subscribers can start investing as little as \u20b955 per month depending on their age at entry. The contribution increases gradually with age but remains within a range of \u20b955 to \u20b9200 per month.<\/p>\n\n\n\n<p>Another major feature is the government\u2019s equal contribution. For every rupee contributed by the subscriber, the government matches the same amount, making it a highly beneficial co-contributory scheme.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Eligibility_Criteria_for_Enrollment\"><\/span><strong>Eligibility Criteria for Enrollment<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>The scheme is specifically designed for unorganised sector workers such as street vendors, domestic workers, construction labourers, and agricultural workers. To enroll, individuals must meet the following conditions:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Age between 18 and 40 years<\/li>\n\n\n\n<li>Monthly income up to \u20b915,000<\/li>\n\n\n\n<li>Not a member of EPFO, ESIC, or NPS<\/li>\n\n\n\n<li>Not an income taxpayer<\/li>\n<\/ul>\n\n\n\n<p>These criteria ensure that the scheme targets economically vulnerable sections of society.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Pension_Benefits_and_Financial_Security\"><\/span><strong>Pension Benefits and Financial Security<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Under the PM-SYM scheme, subscribers receive a minimum assured pension of \u20b93000 per month after attaining the age of 60 years.<\/p>\n\n\n\n<p>In case of the subscriber\u2019s death, the spouse is entitled to receive 50% of the pension amount as a family pension. This provision ensures continued financial support to the family even after the demise of the beneficiary.<\/p>\n\n\n\n<p>The scheme thus plays a vital role in reducing old-age poverty and promoting financial independence among workers.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Enrollment_Process_and_Implementation\"><\/span><strong>Enrollment Process and Implementation<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Workers can enroll in the scheme through Common Service Centres (CSCs) by providing essential documents such as Aadhaar card and bank account details.<\/p>\n\n\n\n<p>The scheme is implemented by the Ministry of Labour and Employment, with the Life Insurance Corporation (LIC) acting as the fund manager and pension provider.<\/p>\n\n\n\n<p>The auto-debit facility ensures hassle-free contributions, making it accessible even for workers with irregular income patterns.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\" id=\"PM-Shram-Yogi-Maandhan-Yojana\"><img decoding=\"async\" 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\" alt=\"PM Shram Yogi Maandhan Yojana\" style=\"width:526px;height:auto\" title=\"PM Shram Yogi Maandhan Yojana\"\/><figcaption class=\"wp-element-caption\">PM Shram Yogi Maandhan Yojana<\/figcaption><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why_This_News_is_Important\"><\/span><strong>Why This News is Important<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Relevance_for_Competitive_Exams\"><\/span><strong>Relevance for Competitive Exams<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>The PM Shram Yogi Maandhan Yojana is highly important for government exam aspirants, especially for exams like UPSC, SSC, Banking, and State PSCs. Questions related to government schemes, social security measures, and welfare policies are frequently asked in both prelims and mains examinations.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Focus_on_Social_Security_and_Welfare\"><\/span><strong>Focus on Social Security and Welfare<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>This scheme highlights the government\u2019s commitment to inclusive growth and welfare of the unorganised sector, which constitutes a major portion of India\u2019s workforce.<br>Understanding such schemes helps candidates analyze policy measures aimed at reducing economic inequality and improving living standards.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Current_Affairs_Importance\"><\/span><strong>Current Affairs Importance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>The scheme has been in the news due to awareness campaigns and increased enrollment drives across states.<br>Such updates make it relevant for current affairs sections, especially under topics like government schemes and economic development.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Conceptual_Clarity_for_Exams\"><\/span><strong>Conceptual Clarity for Exams<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Studying PM-SYM also helps candidates understand broader concepts such as contributory pension schemes, social insurance, and financial inclusion, which are important for descriptive papers and interviews.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Historical_Context_of_the_Scheme\"><\/span><strong>Historical Context of the Scheme<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Background_of_Social_Security_in_India\"><\/span><strong>Background of Social Security in India<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>India has long faced challenges in providing social security to its vast unorganised workforce, which accounts for a significant share of employment but lacks formal benefits like pensions and insurance.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Launch_and_Policy_Framework\"><\/span><strong>Launch and Policy Framework<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>The PM Shram Yogi Maandhan Yojana was announced in the Interim Budget 2019 and officially launched in February 2019.<br>It was introduced as part of a broader effort to strengthen social protection mechanisms for economically weaker sections.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Need_for_the_Scheme\"><\/span><strong>Need for the Scheme<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Before the introduction of PM-SYM, most unorganised workers relied on informal savings or family support in old age. The absence of structured pension schemes made them financially vulnerable.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Integration_with_Financial_Inclusion_Initiatives\"><\/span><strong>Integration with Financial Inclusion Initiatives<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>The scheme complements other initiatives like Jan Dhan Yojana and Aadhaar-based services, ensuring easy enrollment and transparency in benefit delivery.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Key_Takeaways_from_This_News\"><\/span><strong>Key Takeaways from This News<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>S. No.<\/th><th>Key Takeaway<\/th><\/tr><\/thead><tbody><tr><td>1<\/td><td>PM-SYM is a pension scheme for unorganised workers launched in 2019<\/td><\/tr><tr><td>2<\/td><td>Provides \u20b93000 monthly pension after the age of 60<\/td><\/tr><tr><td>3<\/td><td>Monthly contribution ranges from \u20b955 to \u20b9200 with equal government contribution<\/td><\/tr><tr><td>4<\/td><td>Eligibility: Age 18\u201340 years and income up to \u20b915,000<\/td><\/tr><tr><td>5<\/td><td>Spouse gets 50% pension as family pension after subscriber\u2019s death<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">PM Shram Yogi Maandhan Yojana<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQs_on_PM_Shram_Yogi_Maandhan_Yojana\"><\/span><strong>FAQs on PM Shram Yogi Maandhan Yojana<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_What_is_PM_Shram_Yogi_Maandhan_Yojana\"><\/span><strong>1. What is PM Shram Yogi Maandhan Yojana?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>PM-SYM is a government-backed pension scheme aimed at providing \u20b93000 monthly pension to unorganised sector workers after the age of 60 years.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_Who_is_eligible_to_apply_for_this_scheme\"><\/span><strong>2. Who is eligible to apply for this scheme?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Any unorganised worker aged between 18 and 40 years with a monthly income up to \u20b915,000 and not covered under EPFO, ESIC, or NPS can apply.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_How_much_contribution_is_required_under_PM-SYM\"><\/span><strong>3. How much contribution is required under PM-SYM?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>The contribution ranges from \u20b955 to \u20b9200 per month depending on the age of the subscriber at the time of joining.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_What_is_the_role_of_the_government_in_this_scheme\"><\/span><strong>4. What is the role of the government in this scheme?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>The Government of India contributes an equal amount matching the subscriber\u2019s monthly contribution, making it a co-contributory pension scheme.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_What_happens_after_the_death_of_the_subscriber\"><\/span><strong>5. What happens after the death of the subscriber?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>The spouse of the subscriber is entitled to receive 50% of the pension as a family pension.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"6_How_can_one_enroll_in_the_scheme\"><\/span><strong>6. How can one enroll in the scheme?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Enrollment can be done through Common Service Centres (CSCs) by submitting Aadhaar and bank account details.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"7_Is_the_scheme_beneficial_for_competitive_exams\"><\/span><strong>7. Is the scheme beneficial for competitive exams?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Yes, questions related to PM-SYM are frequently asked in UPSC, SSC, Banking, and State PSC exams under government schemes and social welfare topics.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"8_What_is_the_maximum_pension_amount_under_this_scheme\"><\/span><strong>8. What is the maximum pension amount under this scheme?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>The scheme guarantees a fixed monthly pension of \u20b93000 after the age of 60.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"9_Can_a_person_exit_the_scheme_before_maturity\"><\/span><strong>9. Can a person exit the scheme before maturity?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Yes, exit provisions are available under certain conditions such as voluntary exit or death of the subscriber.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"10_Which_organization_manages_the_funds_of_PM-SYM\"><\/span><strong>10. Which organization manages the funds of PM-SYM?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>The Life Insurance Corporation (LIC) manages the pension funds under this scheme.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Some_Important_Current_Affairs_Links\"><\/span>Some Important Current Affairs Links<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--1\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/national\/\" target=\"_blank\" rel=\"noreferrer noopener\">State Current Affairs<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--2\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/sports\/\" target=\"_blank\" rel=\"noreferrer noopener\">Sports Current Affairs<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--3\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/international\/\" target=\"_blank\" rel=\"noreferrer noopener\">International Current Affairs<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/banking\/\" target=\"_blank\" rel=\"noreferrer noopener\">Banking Current Affairs<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/railway\/\" target=\"_blank\" rel=\"noreferrer noopener\">Railways Current Affairs<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a 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PM Shram Yogi Maandhan Yojana: Get \u20b93000 Monthly Pension by Investing Just \u20b955 Introduction to PM Shram Yogi Maandhan Yojana The Pradhan Mantri Shram Yogi Maandhan (PM-SYM) Yojana is a flagship&#8230;<\/p>\n","protected":false},"author":6,"featured_media":48806,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10,159],"tags":[35869,35870,35868,15381,35865,33421,12418,34958],"class_list":["post-48781","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-national","category-scheme_and_committees","tag-government-pension-scheme-2","tag-lic-pension-scheme","tag-pm-schemes-india","tag-social-security-schemes","tag-ssc-exam-preparation","tag-unorganised-sector-workers","tag-upsc-current-affairs","tag-welfare-schemes-india"],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts\/48781","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/comments?post=48781"}],"version-history":[{"count":3,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts\/48781\/revisions"}],"predecessor-version":[{"id":48807,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts\/48781\/revisions\/48807"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/media\/48806"}],"wp:attachment":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/media?parent=48781"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/categories?post=48781"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/tags?post=48781"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}