{"id":47076,"date":"2026-02-25T20:55:02","date_gmt":"2026-02-25T15:25:02","guid":{"rendered":"https:\/\/edunovations.com\/currentaffairs\/?p=47076"},"modified":"2026-02-25T20:55:04","modified_gmt":"2026-02-25T15:25:04","slug":"icici-swasthya-pension-scheme","status":"publish","type":"post","link":"https:\/\/edunovations.com\/currentaffairs\/banking\/icici-swasthya-pension-scheme\/","title":{"rendered":"ICICI Swasthya Pension Scheme 2026: NPS Healthcare Withdrawal Features Explained for Exams"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_83 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/icici-swasthya-pension-scheme\/#ICICI_Swasthya_Pension_Scheme_2026_integrates_retirement_savings_with_healthcare_withdrawal_benefits_under_PFRDAs_regulatory_sandbox_Learn_features_eligibility_exam_relevance_FAQs_and_MCQs_for_UPSC_SSC_Banking_and_PSC_preparation\" >ICICI Swasthya Pension Scheme 2026 integrates retirement savings with healthcare withdrawal benefits under PFRDA\u2019s regulatory sandbox. Learn features, eligibility, exam relevance, FAQs, and MCQs for UPSC, SSC, Banking, and PSC preparation.<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/icici-swasthya-pension-scheme\/#What_Is_the_Swasthya_Pension_Scheme\" >What Is the Swasthya Pension Scheme?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/icici-swasthya-pension-scheme\/#Key_Features_and_Benefits\" >Key Features and Benefits<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/icici-swasthya-pension-scheme\/#1_Retirement_and_Health_Finance_Combined\" >1. Retirement and Health Finance Combined<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/icici-swasthya-pension-scheme\/#2_Partial_Withdrawal_for_Medical_Needs\" >2. Partial Withdrawal for Medical Needs<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/icici-swasthya-pension-scheme\/#3_Emergency_Exit_for_Large_Health_Expenses\" >3. Emergency Exit for Large Health Expenses<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/icici-swasthya-pension-scheme\/#4_Partnership_with_Healthcare_Providers\" >4. Partnership with Healthcare Providers<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/icici-swasthya-pension-scheme\/#Who_Can_Join_and_How_It_Works\" >Who Can Join and How It Works<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/icici-swasthya-pension-scheme\/#Why_This_News_Is_Important_for_Government_Exam_Aspirants\" >Why This News Is Important for Government Exam Aspirants<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/icici-swasthya-pension-scheme\/#Relevance_to_Financial_Awareness_Topics\" >Relevance to Financial Awareness Topics<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/icici-swasthya-pension-scheme\/#Link_with_National_Pension_System_NPS_Reforms\" >Link with National Pension System (NPS) Reforms<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/icici-swasthya-pension-scheme\/#Significance_for_Public_Financial_Literacy\" >Significance for Public Financial Literacy<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/icici-swasthya-pension-scheme\/#Linkage_with_Other_Government_Schemes\" >Linkage with Other Government Schemes<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/icici-swasthya-pension-scheme\/#Historical_Context_Evolution_of_Pension_and_Healthcare-Linked_Financial_Products_in_India\" >Historical Context: Evolution of Pension and Healthcare-Linked Financial Products in India<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/icici-swasthya-pension-scheme\/#Key_Takeaways_from_Swasthya_Pension_Scheme\" >Key Takeaways from Swasthya Pension Scheme<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/icici-swasthya-pension-scheme\/#FAQs_ICICI_Swasthya_Pension_Scheme_Exam-Oriented\" >FAQs: ICICI Swasthya Pension Scheme (Exam-Oriented)<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/icici-swasthya-pension-scheme\/#1_What_is_the_ICICI_Swasthya_Pension_Scheme\" >1. What is the ICICI Swasthya Pension Scheme?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/icici-swasthya-pension-scheme\/#2_Under_which_framework_has_the_scheme_been_introduced\" >2. Under which framework has the scheme been introduced?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/icici-swasthya-pension-scheme\/#3_How_is_the_scheme_linked_to_the_National_Pension_System_NPS\" >3. How is the scheme linked to the National Pension System (NPS)?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/icici-swasthya-pension-scheme\/#4_What_is_the_maximum_withdrawal_allowed_for_medical_purposes\" >4. What is the maximum withdrawal allowed for medical purposes?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/icici-swasthya-pension-scheme\/#5_Are_multiple_withdrawals_allowed\" >5. Are multiple withdrawals allowed?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/icici-swasthya-pension-scheme\/#6_Why_is_this_scheme_important_for_India\" >6. Why is this scheme important for India?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/icici-swasthya-pension-scheme\/#7_Which_regulatory_body_governs_pension_schemes_in_India\" >7. Which regulatory body governs pension schemes in India?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/icici-swasthya-pension-scheme\/#8_How_is_this_different_from_Atal_Pension_Yojana_APY\" >8. How is this different from Atal Pension Yojana (APY)?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/icici-swasthya-pension-scheme\/#Some_Important_Current_Affairs_Links\" >Some Important Current Affairs Links<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"ICICI_Swasthya_Pension_Scheme_2026_integrates_retirement_savings_with_healthcare_withdrawal_benefits_under_PFRDAs_regulatory_sandbox_Learn_features_eligibility_exam_relevance_FAQs_and_MCQs_for_UPSC_SSC_Banking_and_PSC_preparation\"><\/span><strong>ICICI Swasthya Pension Scheme 2026<\/strong> integrates retirement savings with healthcare withdrawal benefits under PFRDA\u2019s regulatory sandbox. Learn features, eligibility, exam relevance, FAQs, and MCQs for UPSC, SSC, Banking, and PSC preparation.<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>ICICI Launches <em>Swasthya Pension Scheme<\/em>: Merging Retirement Saving with Healthcare Support<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_Is_the_Swasthya_Pension_Scheme\"><\/span>What Is the <em>Swasthya Pension Scheme<\/em>?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>ICICI Prudential Pension Funds Management Company has launched India\u2019s <strong>first Swasthya Pension Scheme<\/strong>, an innovative financial product designed to combine retirement planning with health-related financial support. This scheme has been introduced under the <strong>Regulatory Sandbox Framework<\/strong> of the <strong>Pension Fund Regulatory and Development Authority (PFRDA)<\/strong>.<\/p>\n\n\n\n<p>The core idea behind the scheme is to allow subscribers to continue building their long-term retirement corpus while creating a financial cushion for <strong>medical expenses<\/strong>\u2014something many Indian households struggle with due to high out-of-pocket healthcare costs and low insurance penetration.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Key_Features_and_Benefits\"><\/span>Key Features and Benefits<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_Retirement_and_Health_Finance_Combined\"><\/span>1. Retirement and Health Finance Combined<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>The <em>Swasthya Pension Scheme<\/em> blends two essential financial needs: retirement savings and health contingency funding. While traditional pension plans focus solely on post-retirement income, this scheme allows subscribers to <strong>use a part of their pension corpus for medical costs<\/strong> during emergencies without breaking the main retirement savings structure.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_Partial_Withdrawal_for_Medical_Needs\"><\/span>2. Partial Withdrawal for Medical Needs<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Subscribers can withdraw up to <strong>25% of their own contributions<\/strong> from the accumulated corpus to meet eligible medical costs such as outpatient treatments, diagnostics, hospitalisation, and pharmacy expenses. Unlike standard National Pension System (NPS) partial withdrawals\u2014which are limited\u2014this scheme allows <strong>multiple medical withdrawals<\/strong>, subject to eligibility conditions.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_Emergency_Exit_for_Large_Health_Expenses\"><\/span>3. Emergency Exit for Large Health Expenses<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>In cases of serious health emergencies where medical costs exceed <strong>70% of the total corpus<\/strong>, the scheme permits a <strong>premature exit with up to 100% withdrawal<\/strong> of the accumulated amount. This provision can help individuals manage catastrophic healthcare costs without selling assets or taking loans.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_Partnership_with_Healthcare_Providers\"><\/span>4. Partnership with Healthcare Providers<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>The product is designed as a digital ecosystem. ICICI Prudential has collaborated with partners like <strong>Apollo 24|7<\/strong> and <strong>KFin Technologies<\/strong> to facilitate medical payments directly to hospitals, pharmacies, and diagnostic centres, ensuring seamless and secure disbursements.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Who_Can_Join_and_How_It_Works\"><\/span>Who Can Join and How It Works<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The scheme is <strong>voluntary<\/strong> and open to <strong>Indian citizens<\/strong> under the National Pension System framework.<\/li>\n\n\n\n<li>Subscribers must maintain a regular NPS account alongside the Swasthya Pension account.<\/li>\n\n\n\n<li>Contributions made to the Swasthya scheme continue to grow for retirement purposes, while the medical withdrawal provisions provide liquidity during health emergencies.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\" id=\"ICICI-Swasthya-Pension-Scheme\"><img decoding=\"async\" src=\"data:image\/jpeg;base64,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\" alt=\"ICICI Swasthya Pension Scheme\" style=\"width:728px;height:auto\" title=\"ICICI Swasthya Pension Scheme\"\/><figcaption class=\"wp-element-caption\">ICICI Swasthya Pension Scheme<\/figcaption><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why_This_News_Is_Important_for_Government_Exam_Aspirants\"><\/span>Why This News Is Important for Government Exam Aspirants<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Relevance_to_Financial_Awareness_Topics\"><\/span>Relevance to Financial Awareness Topics<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Understanding the <em>Swasthya Pension Scheme<\/em> is crucial for government exam aspirants because it reflects <strong>innovative financial policy in India\u2019s pension and healthcare sectors<\/strong>\u2014topics often covered in the <em>Economy and Banking Awareness<\/em> or <em>General Studies<\/em> sections. It highlights how regulatory authorities are trying to make retirement systems more responsive to real-life financial risks.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Link_with_National_Pension_System_NPS_Reforms\"><\/span>Link with National Pension System (NPS) Reforms<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>The scheme is a <strong>regulatory innovation under the PFRDA\u2019s sandbox framework<\/strong>, which allows controlled testing of new financial products before broad implementation. This reflects a broader trend in Indian policy towards <strong>hybrid social security solutions<\/strong>, especially relevant for insurance, pensions, and public finance sections in exams.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Significance_for_Public_Financial_Literacy\"><\/span>Significance for Public Financial Literacy<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Healthcare costs in India are rising, and insurance coverage remains low. By allowing partial withdrawals from retirement savings specifically for medical needs, this scheme <strong>targets a significant financial risk<\/strong> faced by households. Understanding such products helps students answer questions related to social security, financial inclusion, and pension reforms.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Linkage_with_Other_Government_Schemes\"><\/span>Linkage with Other Government Schemes<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Candidates can establish connections with other pension and health security schemes like <strong>Atal Pension Yojana, Rashtriya Swasthya Bima Yojana, and EPS\/EPFO reforms<\/strong>\u2014important topics under <em>Social Security<\/em> and <em>Welfare Schemes<\/em>.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Historical_Context_Evolution_of_Pension_and_Healthcare-Linked_Financial_Products_in_India\"><\/span>Historical Context: Evolution of Pension and Healthcare-Linked Financial Products in India<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>India\u2019s pension landscape has evolved significantly over recent decades. Pension reforms began with the <strong>National Pension System (NPS)<\/strong> launched in 2004 for government employees and later extended to all citizens. The objective was to provide a structured retirement saving framework in a country with increasing life expectancy and rising retirement challenges.<\/p>\n\n\n\n<p>Initially, NPS focused solely on long-term retirement income. However, economic realities\u2014such as high healthcare costs and low insurance penetration\u2014highlighted gaps in financial security faced by middle and lower-income households. These gaps led to the introduction of supplementary financial instruments, including health insurance schemes and pension add-ons. The <em>Swasthya Pension Scheme<\/em> represents a further step in this evolution, integrating pension savings with health contingency planning under a regulatory sandbox to ensure flexibility and consumer protection.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Key_Takeaways_from_Swasthya_Pension_Scheme\"><\/span>Key Takeaways from <em>Swasthya Pension Scheme<\/em><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th><strong>S. No.<\/strong><\/th><th><strong>Key Takeaway<\/strong><\/th><\/tr><\/thead><tbody><tr><td>1<\/td><td>The <em>Swasthya Pension Scheme<\/em> integrates retirement savings with healthcare financial flexibility.<\/td><\/tr><tr><td>2<\/td><td>Subscribers can withdraw up to 25% of contributions for medical expenses.<\/td><\/tr><tr><td>3<\/td><td>The scheme permits multiple medical withdrawals, unlike standard NPS norms.<\/td><\/tr><tr><td>4<\/td><td>In extreme medical emergencies, premature exit with up to 100% withdrawal is allowed.<\/td><\/tr><tr><td>5<\/td><td>It is launched under PFRDA\u2019s Regulatory Sandbox and involves partners like Apollo 24\/7 and KFin Technologies.<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">ICICI Swasthya Pension Scheme<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQs_ICICI_Swasthya_Pension_Scheme_Exam-Oriented\"><\/span>FAQs: ICICI Swasthya Pension Scheme (Exam-Oriented)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_What_is_the_ICICI_Swasthya_Pension_Scheme\"><\/span>1. What is the ICICI Swasthya Pension Scheme?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>The <strong>Swasthya Pension Scheme<\/strong> is a retirement-linked financial product launched by ICICI Prudential Pension Funds Management Company under the regulatory supervision of Pension Fund Regulatory and Development Authority (PFRDA). It combines long-term retirement savings with provisions for medical withdrawals, making it relevant for economy and banking awareness sections.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_Under_which_framework_has_the_scheme_been_introduced\"><\/span>2. Under which framework has the scheme been introduced?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>The scheme has been launched under the <strong>Regulatory Sandbox Framework<\/strong> of PFRDA. The sandbox allows financial institutions to test innovative financial products in a controlled regulatory environment before wider rollout.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_How_is_the_scheme_linked_to_the_National_Pension_System_NPS\"><\/span>3. How is the scheme linked to the National Pension System (NPS)?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>The scheme operates within the broader structure of the National Pension System (NPS). Subscribers must maintain an NPS account, and the Swasthya option acts as a specialized add-on allowing medical withdrawals.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_What_is_the_maximum_withdrawal_allowed_for_medical_purposes\"><\/span>4. What is the maximum withdrawal allowed for medical purposes?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Subscribers can withdraw up to <strong>25% of their own contributions<\/strong> for eligible medical expenses. In severe medical emergencies, where expenses exceed a major portion of the corpus, premature exit with higher withdrawal may be permitted as per guidelines.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_Are_multiple_withdrawals_allowed\"><\/span>5. Are multiple withdrawals allowed?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Yes. Unlike regular NPS withdrawal rules, this scheme permits <strong>multiple withdrawals for medical purposes<\/strong>, subject to eligibility criteria.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"6_Why_is_this_scheme_important_for_India\"><\/span>6. Why is this scheme important for India?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>India faces high out-of-pocket healthcare expenditure and limited insurance penetration. By integrating pension and health finance, this scheme addresses social security gaps\u2014an important topic for UPSC, SSC, Banking, and State PSC exams.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"7_Which_regulatory_body_governs_pension_schemes_in_India\"><\/span>7. Which regulatory body governs pension schemes in India?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>The Pension Fund Regulatory and Development Authority (PFRDA) regulates pension funds and oversees NPS-related innovations.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"8_How_is_this_different_from_Atal_Pension_Yojana_APY\"><\/span>8. How is this different from Atal Pension Yojana (APY)?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Atal Pension Yojana is a government-backed guaranteed pension scheme for the unorganized sector, whereas Swasthya Pension is an innovative NPS-linked product focusing on health-related liquidity.<\/p>\n\n\n\n<p><br><br><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Some_Important_Current_Affairs_Links\"><\/span>Some Important Current Affairs Links<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--1\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/national\/\" target=\"_blank\" rel=\"noreferrer noopener\">State Current Affairs<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--2\"><a 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Learn features, eligibility, exam relevance, FAQs, and MCQs for UPSC, SSC, Banking, and PSC preparation. ICICI Launches Swasthya Pension Scheme: Merging Retirement Saving with Healthcare Support What Is the Swasthya Pension Scheme? ICICI Prudential Pension Funds Management Company has&#8230;<\/p>\n","protected":false},"author":6,"featured_media":47109,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14,159],"tags":[4006,466,4926,8174,13101,23891,1944,13871,15381,34522],"class_list":["post-47076","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banking","category-scheme_and_committees","tag-banking-awareness","tag-financial-inclusion","tag-government-exam-current-affairs","tag-icici-prudential","tag-national-pension-system","tag-pension-reforms-india","tag-pfrda","tag-regulatory-sandbox","tag-social-security-schemes","tag-swasthya-pension-scheme"],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts\/47076","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/comments?post=47076"}],"version-history":[{"count":3,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts\/47076\/revisions"}],"predecessor-version":[{"id":47110,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts\/47076\/revisions\/47110"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/media\/47109"}],"wp:attachment":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/media?parent=47076"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/categories?post=47076"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/tags?post=47076"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}