{"id":46656,"date":"2026-02-17T20:33:35","date_gmt":"2026-02-17T15:03:35","guid":{"rendered":"https:\/\/edunovations.com\/currentaffairs\/?p=46656"},"modified":"2026-02-17T20:33:39","modified_gmt":"2026-02-17T15:03:39","slug":"kisan-credit-card","status":"publish","type":"post","link":"https:\/\/edunovations.com\/currentaffairs\/banking\/kisan-credit-card\/","title":{"rendered":"Kisan Credit Card Norms Revised by RBI for Agri-Tech Loan Support"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_86 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/kisan-credit-card\/#Kisan_Credit_Card_norms_revised_by_RBI_to_include_agri-tech_investments_and_higher_loan_support_a_key_update_for_government_exam_current_affairs_preparation\" >Kisan Credit Card norms revised by RBI to include agri-tech investments and higher loan support, a key update for government exam current affairs preparation.<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/kisan-credit-card\/#RBI_Revises_Kisan_Credit_Card_Norms_to_Support_Agri-Tech_and_Higher_Loans\" >RBI Revises Kisan Credit Card Norms to Support Agri-Tech and Higher Loans<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/kisan-credit-card\/#Why_This_News_Is_Important\" >Why This News Is Important<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/kisan-credit-card\/#Historical_Context_Evolution_of_the_Kisan_Credit_Card_Scheme\" >Historical Context: Evolution of the Kisan Credit Card Scheme<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/kisan-credit-card\/#Key_Takeaways_from_RBIs_Revised_Kisan_Credit_Card_Norms\" >Key Takeaways from RBI\u2019s Revised Kisan Credit Card Norms<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/kisan-credit-card\/#FAQs_Related_to_RBI_Revising_Kisan_Credit_Card_Norms\" >FAQs Related to RBI Revising Kisan Credit Card Norms<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/kisan-credit-card\/#Some_Important_Current_Affairs_Links\" >Some Important Current Affairs Links<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Kisan_Credit_Card_norms_revised_by_RBI_to_include_agri-tech_investments_and_higher_loan_support_a_key_update_for_government_exam_current_affairs_preparation\"><\/span>Kisan Credit Card norms revised by RBI to include agri-tech investments and higher loan support, a key update for government exam current affairs preparation.<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"RBI_Revises_Kisan_Credit_Card_Norms_to_Support_Agri-Tech_and_Higher_Loans\"><\/span><strong>RBI Revises Kisan Credit Card Norms to Support Agri-Tech and Higher Loans<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Introduction: RBI Updates Kisan Credit Card Scheme<\/strong><br>The <strong>Reserve Bank of India (RBI)<\/strong> has proposed significant changes to the <strong>Kisan Credit Card (KCC) scheme<\/strong> by issuing <em>revised draft guidelines<\/em> that aim to modernise agricultural credit and make it more responsive to the evolving needs of farmers and agrarian stakeholders across India. This move was announced in early <strong>February 2026<\/strong> and has invited public and stakeholder feedback until <strong>March 6, 2026<\/strong>. The updated framework focuses on expanding loan support, enhancing flexibility, and including <strong>agri-technology and allied investments<\/strong> as eligible expenses.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Expanded Scope of Loan Utilisation<\/strong><br>Under the proposed revisions, the KCC loan framework will now <strong>cover agri-tech related expenses<\/strong>, such as <strong>soil testing, real-time weather forecasting, and technology-based farming services<\/strong> that support sustainable agricultural productivity. Traditionally, KCC loans were largely meant for short-term crop finance and allied activities; this reform aims to broaden the horizons of credit usage for farmers, especially as <strong>modern farming practices require higher investment in technology and innovation<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Longer Loan Tenure and Flexible Repayment Terms<\/strong><br>One of the most significant changes proposed by RBI is extending the <strong>loan repayment period up to six years<\/strong> for KCC holders. This extension reflects an understanding that certain agricultural practices, especially those involving longer gestation periods, such as horticulture or perennial crops, require more time for loan repayment. This shift is expected to reduce the pressure of short-term repayment cycles and align credit tenure with <strong>crop cycles and economic realities for farmers<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Standardisation and Simplification of Norms<\/strong><br>The draft guidelines also plan to standardise <strong>crop season norms<\/strong>, unify scattered KCC instructions into consolidated rules, and link loan limits with the <strong>official Scale of Finance<\/strong> for specific crops. By simplifying the process and reducing inconsistencies across states and banks, the RBI intends to make access to agricultural credit smoother and more predictable.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Encouraging Inclusive Agricultural Finance<\/strong><br>The revised KCC scheme is also expected to support <strong>marginal and small farmers<\/strong> with more flexible credit limits, making formal financial credit easier to access and less dependent on informal moneylenders. The framework will continue to operate under the <strong>Modified Interest Subvention Scheme (MISS)<\/strong>, ensuring subsidised interest rates for eligible farmers and incentives for timely repayments.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Next Steps and Feedback Window<\/strong><br>The RBI has invited <strong>feedback from stakeholders<\/strong>, including banks, farming communities, and financial institutions, until <strong>March 6, 2026<\/strong>. After analysing responses, the central bank will finalise and implement the revised norms, marking a new chapter in agri-credit policy that is aligned with modern agricultural requirements and economic growth imperatives.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\" id=\"Kisan-Credit-Card\"><img decoding=\"async\" src=\"data:image\/jpeg;base64,\/9j\/4AAQSkZJRgABAQAAAQABAAD\/2wCEAAkGBxISEhUTExMVFRUWGBYYFxcYGBUZFRYXGBUYFxgYFRcYHSggGBolGxUVITEhJSkrLi4uFx8zODMsNygtLisBCgoKDg0OGxAQGi0lICYrLTIvLS8tLS0tLS8tLS0tLS0tLS0tLS0tLS0tLS0tLS0tLS0tLS0tLS0tLS0tLS0tLf\/AABEIAMIBAwMBIgACEQEDEQH\/xAAbAAABBQEBAAAAAAAAAAAAAAAFAQIDBAYAB\/\/EAEMQAAIBAgQDBgMGAgcHBQAAAAECEQADBBIhMQVBUQYTImFxgTKRoRQjQlKxwQfRFWJykqLh8CQzQ3OCsvEWJVNj0v\/EABsBAAIDAQEBAAAAAAAAAAAAAAECAAMEBQYH\/8QAOREAAgIBAgQDAwoEBwAAAAAAAAECEQMSIQQxQVEFYaEiUnEGExQWMjORscHwFVNigSM0QkNjcvH\/2gAMAwEAAhEDEQA\/ANRlpwFOAp6iu9qPL6RgWnBakC07LQ1A0keWlC1JlpctDUDSMC04LTstOy0NRNIyKdFOApwWg2ShkUoFPy0oWhZNJHFOy0+KXLQsOkjy0uWnxSxQsOkYFpctSAV0ULDpI8tLlp8UtSw0Miuin11SyUMiuinxXRUsNDIpIqSkipYaIytNK1NFNIqWSiEimlamIppFGyUQlaaVqUimmmsOkiiup9dR1EorLUgqNTUgoWNpHinCminChYNI6nU0U6oChRS0lKKAKFApwFNpQagKHUtJNKDQCLFcKQGlmgQWlpoNLNQgtdSTXVCC0tJNdNQgtdSUtQNHUldXVBqOrq6aSagaFppriaaTUCcaYTSlqYTUIITTCaVjTGNElCzSUya6pZKKytUitVcGng1LGLIanBqrqaeDUAThqcGqAGng1LATZqUGolNLUsVolmlzVFNdNEBLmpQ1RZq7NUAybNXZqhzVwapQCfNXZqhzV2agQnzV2aoM1LmoEJWuACTAA1JOwHU1k8f25TPkw9vvTtmJyp7aEn6UN\/iXxwoq4ZDBcZ7hH5ZhV9CQSf7IrI9muEvcYHYH8R\/asnEcSsaOnwXAPNvR6Bb7X3NsiM\/5VDx\/eP8AKpcL2zAcJibNyxm2c+K2T0zQI58qN8J7PYe3ZBRlmPETvNZ7izKyupgiCK578RyRkrWzOvHwfBki6e6NctwEAgyDqD1FLmrN9m8QATZViVCqQDup1mP6pEEe9Hia7MJKSs83kg4S0kuakL1RPEbckZxpVhHkSNqKknyYGpLmSlqaWphpDRIKWppakNNNQKOLUwtXGmtUIdmrqZXVAlTvlAnMIp9q+jbMKzq3reUjIfnXJeQDRDI21rhPxuKX2fVHT+gx980+dRuRT1ur+YVmRjgw8Vv60v2ock+ppf49D3fVC\/QY+\/6GgPELQMFxpSYu+r2mysNutZW4zk\/AtT27jgRCig\/HcVU0L9FiuvoGuB4ju7X3rjy1q9\/Stn84rMyxEELFMuW55Ae1KvHcUVSQJcNFu7NUeK2fzimPxqwBOcVmVtDmB8qXuF6D5Ur+UMPdF+ix7h+52gsiDMzUzcYsiPFvWbWwvQU42lPIUv1ij7oHwsQ5f49ZRgpPvUo4zYic1Z42EPIU5bKjkKn1jh7rEfCLuaBOM2CYzU65xayDGas\/kHQUsDyqP5SQ9x\/iD6J5mk\/pC1p4t6kfEIBJYVl5p4c9aV\/KWP8AL9QfRF3Md25IOPY\/FnS3l9PECB7rRrs\/YLrBuKum1Be2jsL9sgDw2mytzJLgER5Db+1WcXE4y40I59ATAHVjGlWTk+LxrJyT3PQ+HZFhhVNs9ZsogUh7hJ2hTz21NCOL2mg5GEwdJBPvQTjPYzFtkNq6bkohYTkaSoOgJhvnPlVzhHY\/E27fe3bhGXQIQv7fzrOscavUdN5patOl7idhsfF9nuHKPxk6AZbZBk8hJ+orb8UxivbIR4Nec8S4WbtwkKSjDxQdVYiA0cxKgesDnWlVYAB5AD5CtWbxdYIqOm7PPcdwOjTkvdt+gGwF1zeyk6A6mvQk4pZVQM2wrKZVHIVxisuLx2OO6x+pjyY3OrZrP6Xs\/mpG4tZ\/NWSMUmlXfWJfy\/UrXDd2ao8Zs\/mpp41Z\/NWWMUkVPrD\/AMfqN9Gj3Dzdo7WbLDesaVDd7SWwxEGAN6ClRTTbFT6wf0eo64eHdl3\/ANVn\/wCOkqh3YrqH8d\/p9R\/mcZKJpwmuRgafmE6DevNsusTWnQaV2y6kabVLbadYoNPsCxioacLTU4uQNdKaL\/Tahpn2BaFydTXd3SvcgAHek74TljWm+al1BY4LTtKaBrFOa0Z12pHHzJYgIpZpHXXQHrXMpaBU0AbFz00vXZAB6U5QZGmlLpSBYwttTytKVg6CnopgyNRUaXQhGFpQaeDodPamsRQSsDAfaxwqW7uUNkeNfysNR8wvyoDju0jhVfImXZbYgEf\/AGGOekAHzrX8Wwou4d0IgnUeoMivNxwq7mnIzT0BnTTly059K9N4bjjLAr3qzdw3EzhHTF1uamz21uYghLiItqArlh42UaZUP4eWtU\/6XvKzraxBu2htmJzqOjdfWrnCuGuUy\/ZVM7s7Akei8vlUnE+yZwy99lgPowGgB5ADlWpY8buKRvlmyQqWr0D\/AAxyuFR8qkvmDE8iNQR7s1VnPnU2C4kjWhh11eHf\/pQDORy0mesVATyri+IRrNXSjlcTklOW\/LoczaU1HJpTzpuhEg69KwpFBIa510qNLlc14HlpU0uwofkJpioedc1wRpUNnEwRruaOlksluW9RrXZD7UmoJ1ppeI50aYTsjV1ct4+VdUpgJbd5Tr0MaU4v4ZAnz\/aq9vDAQM2jTIp+GEAqJ3jWrm4JWGhlnElj1HMHlV6xmM8qbjCDlCCTMGOlLdtHLpoQdaSc22BI64Cw67j0puEQKIImNavoAqKwEvOo5ewqG5aYqTlHj\/1FJKcmGkcCGEnQ\/Wu7sSep51OiL4pMQAPfpVG1iwZzTKkACkcZPYFlh9NT5UrXIZZEA1FexesDnptVjDupDK5kge9CMNrYGyIEqSxMzsPKpLD+LUjaokcscmXloefvVnAW0Cw2rTqegopanuTkRoQSRud4qS8wIWOW4pbYTvZUAg6TOxqIsknTaQTS\/NpsFk8GOmY1Xu3mYkD0+VQrdLiFB00\/zFTcPNudWiZB9aZQ50CydQQR6a1BMvEgTrTvs7SJ2J012qK2i3FOQSxP6VFF8iCgAiJkiormNtWgFkDMPfbWOsTVr7Nk1PxRrMx786wfbYG5cCKfEqZkUepkeR094PSu5wHD5sduWyfQuwwdhXAcWIvmWESN9svOPP8A8VJ2s7Zi6hs2tZgZuUgnbr0rBWUZ4ygknSOc9K9G\/hvwfDC65b73FWwptpH3S5jGcHdyp3PLlOhrdlyKG5044bVvc138PuACwqd6JulG0PxKjxnJ6ZiAoHQUO492Zv4fxBS9uTDrrC8sw3GnPbzr0DA4MIIksT4rjHdidB\/45AeYopMbafpXMlBZd5lPERWRnh\/menKktsp1BAkV6ZxrsjYxBLp9zdMgx\/u3P9Zf3EHrXnHFeA38K4S6sKPhcao39lv2MGss+HcFfQwSxyiMt4eVZpmNa4EpBK8uXWm5oGZZiIIPrUmJsjISGzAx6j1qrSxCS4oKSRqTv0FV7mGDERoF1kUmB5yx20X2qzh\/hJHMfKg7XIKBpsXBczfhjQ1Nh0e2GZuuk+dccS4BXYbSanxaE2hJkEwG6xTO3sQrMPOkqewFyilquyEvexoqywgacutLiwVuBSI5x1nrS4W4tm7nAJVp1jcx+tT3sxtrcjViZY7iOXpTSWwUxMEhZjcjKP0PlUuHxAGZWglRObeSeVNXElLZAIZYloGxqhZa19ne4pLXM8ZR586OhtWgNl65fbu5EGTAPNdedXACpWNQBnoLw3MC0CQSoYbgHr7VexVuBCXJOqwNJ05+VK4rYFlNsWLl1m2jU9D0q5gMYLmZjCkaL5nzobxhcndKqkM+jEDQ+c1awvCmC7HMnj0O9N0vuRolv4a5ObWWJIPl5Vdt2VVxcWM3Q7k12AxRvCHIWNF6TzNNw9tPE2ruhbTkOVKo292Cy3ZZFBzglmOaRpA6UNw7hlZj4YYzP5eVXLt027OVgM4P+E61Wxdpe6FwOCDIcDkeU0Jx6LuRbi4F7RBCyAT9fKqvfRdyTprOm81Fwq+LhVZJG8iOR50bGEV7rQu4JXoG86DVy01uDzEtp3YBUAnUHrG+ooaSEMlWMksY\/Wp0vv4LsW1zqYzXV2TQyIGp6VVPEbiOYa1JESviWOkyRNdzF8nOMm99K\/v2+FmXJxmOK6\/gW+IKzrKa5YAjc1sOwnCO6tm6w8Vw6T+FB\/Mgn0isDaxTKWFy6bWxGW2rZppcR2gdRK4nEkrlKicqaETIDbQCIrbh+TeaDuUlfkm\/WkHF4hjT1V+Ro+OYZluup5sW9QSSKxvEuE5nZ5hyBDflgACPIan3Ne13LaP4ioMjeBMHlWcu9nBma4W1GqiNMxPhnyrMs6SpndWO3aPKRgDh7rZkBvN4BbGoznQsI\/NoY826itV2U7LYrD3FxQCtc1D2iQM1s7gNsrAgEDbw1o+F9kEwzm4zG47Ew2+Ue+xP7b1pLCQKyyyNu2bJSWmlyJ7JMCdzqfXkPbb2qdm1A9ahsCTTnYZ9dgP1NIjO0NXEiWB6x9KlxKo6lLih0OhVhP8Ar9qE48Q482\/lS4fiId\/DMSVE8yCZPppRjNoaWJPkYfth2cfBnvLRLWXYDXXuyToCfy9D7HlOe4mzFyFGXbN09q9kxLKy904DK8qJ2Onwn615Vx3C\/YsSc6krI7sGDI8yCZjb286qyQ6o52bFo36Gde+yuQJzKRHnPKiKO65kbSRn05CrV+7auFWYLLFttNeVVMTYul1caxKEdfOKqtSVIoGX8UF6xAEnnTUcMvdSymRlPKDVk3UzhYkKIIPyJPShvEcUmc5SYOunLoJqR3dJEDH2Nl8MTHPr50lCF4g0DMTPrXUrxb8g6grh8WQsZs2bYHkZgip8XxYsTKnu1ygxttzqrw6w7IEgd4twgtyg\/CYqpcs3VxTWmaM0sBybJyI86MYJyZN6JeFuTcuBPF4QzjYKDOhPWKvYW4NEtWoJOo305a1fs5Qk5AmcwwHxEnTXrS8bxKWnAsMokKrCRmBGuYeVSaUnSJsVcBhr9suwUwWkgbwTTuLYIrDgjK7SD08jV\/E4lhaDAgM58RB35e1QZVtBTcOZWmVJ0EjmfOqNbezXUFCYLiFtVzM0uNlYe2lXOG3mzXDuHWCehO9DrdtLjI3dgZWAI1+HynzirnHbTqo1ylgfCDB10BIppRT3j3JbKnEHXKUVgGiVOgEDT3qfg2GtqpQsxYak6gHqB1qhguFLq1052QDKJgxuZHSpMElzvXUSyAZ1PQHcDyqSilG4\/EUuY3KyeFio1DZtSvSDVYJmS3Efe5lM9VGhNR4vGPctusrmSDMaSNTI50QwXDGyo7gC2dztuu6ihzf7\/EK7gbhWDKN3TCGD6MAY0NHr+OY3blphAEGdo01qpcxAIcI0m2V946nrS2+MYYH79h3ixM\/iJ1jzI00oxUpu0W4sM809EEC7CKLlxGKrDNBNtWJOaIkiY\/zqm8k6A6bwOmp2rTYHiGGN5mFi8Q5JZgl0hpJJAJ0FVOP8JvIGvWle3YdiVVtT4lBYeEE65TvGwr6FwXikM0tKtOlz2XnRz+M8Gy8PFSnXXluCsSHYDwMcoOsGNDry5c6p3sK4UtlOUbnSoRjXOhZufM8zJ+ponwDDJfZkuOqZUzSzNr7ZgIAifStvFcXHhcevJyvomzJwnAyz6ljXJW90v3zPW+C4nPh7L\/mtWz80BNLjbuUe\/wCgj96z3ZHiIODsidQCv91mUfQCinGy5tv3almGUADlmaJPl4R868LxMdOaUfNnreH9rHF+SCS40NoNdBXFoFBsB920NoSPPePOpbXFEuDwmCJBB0OYcvP2qqi2uwXsX1WJOpNSumYt8vlWee7mA9x9CKD4Ttm+Ha0L4DWLgKhwPEjoxVg35vwn38qhPm2+XM0mPQqyTy1oRfulCG\/CDBPSdvnEUUxfELN5Ve24YSBI9aCYjEq9i4oMkXWBHOQxGvy08ooLYsV1uFsFjxessUOtpv8AtP8AIxQT+INtmS3cQAyy77CQQw8p8P8AcpOw9776\/aOxIMeoqx2txItYVy4kCB751AP+KnktmjPxEfYkYHDYBSjSSHX4VPKDJq\/gMQVcP4W5r5eKIIoRi3Iy3GMSJ0GpB0B02ozwjhwBOcwCgZW8s21YpXXmccq47CujG+4AF0NK8wJ59Jqlcwto2RdQmLbSVJEtO8eVT9o8UyqifESZncAE6z7VBi7eYL3aKuWFua6NrMxVkdqYQBexKEkg711ELfAbLjN3gWSfD01NdWjXj8wG0+z5cOlxFykQHbkWb9pqv97kAuQzMxAcgDLAnQ7xT8RxJj3mHUqVtlbuVRAZY1XXmP3pn24Xie8g2xErsUBI1A5nQ1hmnF2OmVOMYh2dEy+MAc4idyT+9KmLV3SwchM+IwZgj83OrHaLDC45uWJuh1UAL0EzPQVNiuHWrVqwRq7IuZuYI1H708\/stoVA\/iuHK3L1pCYSBO4iJ5c6O4K2DhyCg8Sodd\/b3FWL2NWzh5UA3XI73TZTtPntQm9xN7F823HguAEak5WjlVTeqPs9UBqiliGZXLpACxpP86H8I4kb7XXuSZEqxIEEcgT+lXr9i2oHfkxLOV2zDpPTas1bw13GMRbWUWcqrAAAP4etaMELxu2FR3NBxbH+HOpObKsR+jeVW27x7dq9aaGYQROkRqPSosTw+8UDkAMpAAAk5IjxDrzq5w1RauMkEqqadJby96zSaULXMDW9EeE4Y3eS4PdlpJ28UaDzqwMW18JaF0DK58BB1UagA+lXrl8rc7kAFYOp\/BAmfqaoYXh+H75W8TajxyVI\/rBdiKkJJq32BRdxi2xcItCLoWHVoiANG8xWE4Fjms4khIuuSys7aBQWGubWBO55z6CtXxTFKuIueEkhShaNGUDUH1msPxqybRQW1IDrMzOcydCfIaR78628G1K4vqkdDw\/LGDfc9E4hZulcz421ZA1EIW\/xMy6e1DuBWr+McWb103bAIOcB0twCJhjoWAkxOgrP9nuLJbWGs9\/fGodzmVdNAob4Y6jU1peD8RN1H75mDs0SsHKhCmAhMbg8xV8FLC2106nZztZseh9TR8W7L4PD2LzG0oIDd2xZidR4dzvNZrhiWe4d2tIxkQSoMaaxPnWhSw32d5u97aRWGdQS4UgnJdsEEkdCpP0rGcPuZrNpQZDS3qCxj6RTrjM8k9U3+LMS4PCtlFfgH+zdtmvJGiCTlAAAHoPM1vLIksCfiBHpH\/k0B4BhMgJjWPp\/oVHd7Qql5rWVyVUknKcoJ2UmZ25xGu9USblIfTS2LmIk2Tm0ZDvA1USw0\/smqFog\/hHj10\/MBrIPORRzG24VX\/C6KCRyMaT5EGPlWbClGZOhBFWRVqhEy\/anMIYj+qYIGnQ7Vmsfgbji9hmteDxXUZZkXACQBM7mR6GtbxHEAKCY2B89KGYvirIyXFANskBjqdR+lLVblsWYLsnj2zAhvEpAZdY8mI9JrR8IWL+M1BBvToZiVza9D4oI8qxvEsQcHjLqWwIuOYMaqkysexFaTsqcqXG\/NduH\/EQPoBVk4pKxk7DPZS5lx90dQp+lG\/4g4Rnw1zIATNtoPMB1n6T8qzHZy7\/7g\/oP0r0HiizZaNwr\/oSKWRRmVxa8jyt+GfaUR0lIlHHKV6fOp1YNZMGBakQegE1HieJ3VtM4+FyrqR6QQaHYHFZrLW97ly5qeoKgVhknLfscO62JcZYi3axBI8SsAv0BiqeEtXVDG6pAIMDmRuCOtXcEzzluhYt\/dmdkjnHM0\/EYpb72w7Hu\/EMw3EiFj3FWPnpCnsZa\/izmOWI5TvXU4s4JHd5oJE5d9TSVsSXYFoK4TEZbjszFQWYCIkdT6VosGVVmNshsyp3hI8Inmh86EcJ4PaDZr5yswB8UEBidsvTaruJsPh8VlWSjpMfgMQfD5HXSsWRRey7D6WlY0Yc2++Viy93LJEwSdQCBuKuNefurQuqAGOUGdRIk6eX71NisVqjtobhiOgioLWPVXlpuBWyqNNWJ1PkAKrTb9nyEBXFL9wuqKrQrZ2OozECFHyo3j7rF0uXF1ZVZQYkECNf86EcevpZueFgzM5IymQsx+gqDiOH751RLjEvBhtxpuNdRU02leyG08w7jeCDFgXHuEhYJy7soPiA96jtYRUa3dsW2QJtBMATHiHMzTeDXPsjC2zDvABFrcmR8M\/Wi3Asa7MwusTo0BgA0c1IHMUtzT03t0GbVbEXFcY7Euu5KjLtI8qlXE2cjXWbJoARpmkbge9VeLXnN7wLMKMo2BKiB9TQb7x7brdRVZs65htI5ac\/OpCKpt9yp3Yd4Nf7+6hLFrdwNbDRBJB+FvMQaHcd\/2a4yPmGUgLH5SZlfKKTsxjltpZS1PjuGcxnKwI1zcqs9oUuY3EE5csKQgn4m5igoqOR3yC+RdwmJS74o+JoXzATWR50FxmEtMl83rirbtmFUAzO8COeu9XOz3C72dbWUhkzaHkSN56AGj2F7OWYvISSUbM7TrmIn25aUIQcG2uSr9\/gRPdNHmt7DCzZ7+233ZYABh49TG40In0qHA8ZKvJ2MA+1H8bgA1q5aZSqktqdY2IPz5CsZj+F37DZHWdAQeZB2I610sE1li03v+h1eF4uTaUmendmeLjvUE+F5Rh1BUke+YDX1qHgeEF3EMf8Ah2pJOw308pPSvPOGY+5bYETp8I5ljp7DU16h2QvA4fu1WAH8Tc7hgEsf5eVI8DizqZc0XvHmazhozSY0MD2pnHcLltkAEhiPLQnadwNT86kw1wW0BMCTz218\/areIC4i00hWSCOcz+xpU\/aMkuRHwom5hFU8lKmeo01+X0rLcQJBzcyIPky1Y4J2kSye57u45kqQokkg6wJmZq3xWwl5Dew7ZgGBdDo6MNwwOoMaQav+yytEF3hzYmwty28MBBU7adDyobwrh7ZLll8pZtRBJANGOz19EJRicjajyJ3Bq\/j+zZLd5YuROsH+dVTky6DSftHk\/bvgzWbi33IMlRA3GVQD9BRDswf9lHoD8xNbTtT2ZW5hXRjmuQWDc8wG3kCJHvXn\/Abs2CgO0D5eH9RTxnrgl2LFW9BPszcnHMeoH6CvUV1EHYivJOxU\/aW8h+8V6tZbTTlTy5lMtzw0Yu5bzW7rF1lrUH8IQxpHnRrG4UWr6XABkyB1I2bwiPel49Zw9vHXLRRodnJG4HeRcVx03ojbwXf4MIxg2mKzzAmR7Qay5JJeRwpR3oB8XuO\/dqiAi4WuMScq5gfxH9qG2AsffAAJJMco3Ao6ezrLdIN7LaQZ2JkkncAAbaAUAweD+1PctB4JDMpPMzoDTxglFftkYWwfGldAwQAGdPekoVh+CMqgG4ikbgsQRrzArqEoY72kGmH0YM5Z1lgQ4B+H+qK0vaPwIl8wQmXTQBcwAO\/LU0Nw1y13qtpEgEN10EH9qtcQxClGS4NGOUKxgEz4QSPSsalqlTG1OkA8e\/fJauKDCvB\/q5iPEfbT3oZx+0wvBBMBUNoJp42\/WIk1ducRdVRWCqCYCoIAjSPSI3q7wvhd29cW+HzICCNB4Qsgr+utX4\/Zd9EnQj2BOP4ei4ezcvRbhmDsQSSWOwA3ox2ZNoXLuJguba\/dmCAA2mg60Vxd0NntXAjWmUKFZdA0zIPWedCLrjA92iWc4eBcafhTZQD7zUjL5yLj19C+Cqq6lrC3LWIvYe61yHR4ICmH3ygtz\/yohi+GD7c96C4RBcABI15KPUiqHC8QmS5FtlI2nUgq2885UzPlRHh+La5cKMCUJ+8OaCRAgRuRv86p1NSpdCh9ihinuXlvkZVZIIAIjkSCdetULXBTh7KXHkXXbYt4QNTKjzkUYxQHesveBRrlRcpcqds\/ICou0GLtnJnIa3aUQsjO9wnnGoHWlxye8QtbmS4bh7ti7muKVBJaJAlgZBA6aVqcVjBnsXVUBSUbN+LU+JD6GfnWfxF8Pfy3DOYkW2Mx8Mx5CJFEbmHYWMrfErn6wauyO\/aYso09jVHiYw3fXDrBMdYHwj5z9KyPDONXZdWcg3WZrjDc88oHQaCaXiF64bUvrmbQDfTRZoPg8Pea5KQoBIJZgog6QOp0O1SC1QaF6mzx1gZVVW7y2chDRrJ1g9Z\/ahvEcOuIxBzkBLRAfWCFyzI66iIqS9hcX9lUWM2VJPweIZQdQTqfKmcAxKpce4xWQnjzDWSB4unM1XjjTuI2tx3RFi8JZazFu0jHMq2XAh2zMdGA3ICnU1oOA2ltqtsctPU7k\/Mmsvg+MrB7q2EiVYgyGE6FR+ExWl4S4OQjmQYro48bjj3OjwkvZNFxLhyX7JsvOR9GgwwEAgqes0R4XYCqVBJQQFk5iIHU6mgx45bUlWMEnwjnOg5+ZpcJxMy6HTWR1g9PKkUXRuk+gWxPDLLAgqAx\/FAzA8iDvNVb3CbWIALsyXwApu2zlZgPzRow8jtTEuO201btgJ4nNR2BLrYHs9iQpkX3nrAB9zOtE1xQwSHv7wKci2h\/XWguL7R4nEXTYwYVANGvXJ+SAbmhPFOzNu199jcRcvv+FdpP5RJP0ilUUN7UtpAvt328a7bKYYMqtI7w6EjnkHL1rGdkMf3YdCJ0P8\/1n51vMX2XbEYd2ygXSAUQDS2qzFpfMgmTzY15\/aw\/dlyQZA89DmA1+u9aMbg8bURZ3jkm+RrOwQ++Y+Q\/evU8G06dRXmnYe0Zk89fY6Ca9DwdwSAuuntQbsaS3aMZ\/EPDJbuJfIIJBtMRoxjxpB\/vg+QFA+y3EVZ3XMfvEMqeRTYg89Jo3\/FbEC5bsopkls8c2QAq0fMVgeFyLkL5j0Gbeq8sFKD7nG4lVlZq+J3y9plLFZZUzAaqqjMx\/TWs5wsG1dlDn8cZSCXZI1iBGxrTYvGutpRbQO1w5QImSSV\/\/NS8UdeH2\/AqtfuKFzAbEiTlG8DnVWGcnBfvcSGnlIxuNBDsBsDpO9dUz4lZ1gnmYOprqtV1yEaDOBvZL62rwnxhZP4gQQJ89RRbtBhGDnMc1sjw9ZO89DtQY4PELeDXypL\/AAXDDKGiZAGkdKuYjirPaTPqxGvmVMTHLb61kyRqnH0IkRY3D28ttrmykHUkCeQgAzy0o3wjFXrHwQUeVKxIE7kHnMc+tC7WH74WxIlfFlMAEx4Znz1jyrQcHxdoqFUklZD\/ANobx7Gki3SXaxr2KNrEBbxFx84Og0IyHkBPQ\/yqpjT9oV1VPGjmCX8BEROu1EOOX7bW7d5RJzTnGzKRAJHUGP8AQrO3gouhYW4rsXgkjduUc9fSjj33QYvTI1OCttctzbAEDKeYcREmNjvtWWv4u7ZLWycrMYJ5xv8ApRE9oL2EhQqi26KWECVGcgKh30E\/OqPEb4uObrawpI89ND50sVTTa2YuRLV7INweKa3dW7IKucgJ0nca8wIg0SwOPtWW8drvTdaWkToNgnRtZqXD27C2vtJW2zlAVWZTMBqVB2NRcKL277NdtkDV7QjxFj4Z8twB61pko235fl0Gxx1BTtLfyqrZR3L5cjBFVlJOz6SOlLg7ue0sjmPeJ3+Ue1VsHxlzcIvQbNxysEf7sgGDJ56EH2ofg+NBbwts2awjMToJYAEx6EjbzrO8cnDT+\/8A0Eqs11nBEkNauoWBgiAeWyydOXLlQDiHe2bz3HCsqBmQkKMpiSIHPSNaD9o8XdPd3rRZbdx2dcpPhcGI02aDPvRy\/jnvYdkxSlXC6OcoLiNZA\/Xlzq3S4QTK0rZFg+LYh2crmdcgIcnwK05gCZAGhgxUuNW0bhvodGUZgwhJ2nMYkb7ViMfiz4bQzi0ugtqfiJ8+ZPpVt8XduKgcRkhADuJBgEHQmedWy4eqlHYLL3DbRBYnJDEfCwO0zoNuVa\/hmIELmOXkOnlPSsy90MoPdhGI1gR6D9fnRrD3itlXmJB1IkEgny30rZBuWJWb+F5IO4zgy4m5buEhB48wUAuTMKZPLQnXyrlwww7Fbha4V1UjUlf26e1DsPxJRhrV0PlZRJj8J0JBHTXaiVzFWbuW43xRoyHT0MfvVaTWxubss4btRaY5BKN0YQaj4liGchElmP08zQTjpRlkKCRsfxUZ7I8aV7YDQGG56+pqSjtaAnTLuHwvdFVHxDU6bk6mrjcKNy53rana2OSDmf7R6\/5zHxi9YYZmuBGGxkf6NO4L2gtMMhYSNtRrVEoui3U+aCPcBRHSvJu3eET7UDbygsAXBJCs2Y66dcp30r0LtZxg27WWyM166cloDcsRqfQCT7V5JhEuPcm6WLyM4Mh9SQInaIiPMUcMHH2ivLK0ovq0aLs7jAuJAaRMqR1O+h9jtW6tZswIEIp15Aj15+1ZG1w3u2W4ruWBBAFssT5Nlj61r8DeuaM6hP8AmOub\/ptqYX5zVtUth5O3Zg\/4oi3avYZnLgulwKdIjvAfF0IzDblFZ7CYRmuTbBLGQ6gbQJkeRr0X+KPDrOJwlsvHeBz3RkKYK+OJ5eFTHkKwPAMT3V61cJAlCpM6SIXNPPf6UuRqtu25x+IX+Iy6mJaybGYEEG5IOhEx8qk7VNbuZGYkjUyNlK6Ms9dRQbjWFe3c7pjLSxkneTOYk05eGuwNhrkm66hAdAFAYyOhI09qqxxWlNMz9Qvg+ztm5bVxdJDKCNW5j1pKr4bilnDqLJQygymIIkb689aSqpfPXtdGhKHYXjFwjDwCQFu2gokwoj8PShhc9+RJgTpy3rq6ruj\/AL\/oUy5j+Fa48TrAMeXhrW4E\/enzzf8Aew\/YfKurqry9Pgv1E6ArgLE4G7JJ++u7+qmgfET95Y9\/1FdXUMX38\/i\/yLH0C38Q97B\/qmp+z6Bl1AO2+v466uqqH+Wh\/f8AMEvtFJkBx1tCAVB0WPDy5bVvMcYdfLby9KSuocRyj8BocjE\/xIY5rInSCY5TO\/rWatHxN7\/oaWurZg+5RVPmb\/h1tTw23IGl+3Gg08A2oaUD48q4DL3baNqOXI11dVMub+DHhzRkO26BLzBAFAiAogDTlFWVQd2NBrZk+ZyAyfPzpa6tv+1AMg0\/+6sf8paP8I14fip1jPHl4J096Wup4\/dL4\/qbeHMrwo+G7\/yz+oFdwZzO5rq6rOjL10NUBp7H9DQHDsQr68q6upVyYz5lBbhO5J9TTi5BEEiurqrlzHibvhJzYq3OsYdiJ1gl1BI6EisVxBj\/AEhd1\/4tz6A11dVfV\/AGb\/T\/ANkZvi2PunEMDduEZtizRv617J2QsquEtsqgFpzEAAtrzI3rq6r8v3aDH7TMl20vMcVcBZoW1aKiTCkkyV6e1ef8NuE3gCSR4tyeY1pa6kx8p\/D9Dl5vty+Jsu26j7Umn\/BT\/vFDse5z2jJmU157murqx8P91D4FOTmyxwy2DbBIBMtqRJ+M11dXVc+ZauR\/\/9k=\" alt=\"Kisan Credit Card\" title=\"Kisan Credit Card\"\/><figcaption class=\"wp-element-caption\">Kisan Credit Card<\/figcaption><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why_This_News_Is_Important\"><\/span><strong>Why This News Is Important<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Empowering Farmers with Modern Credit Support<\/strong><br>The proposed revision to the Kisan Credit Card (KCC) scheme is a <em>major development for India\u2019s agricultural credit framework<\/em>. It not only extends the loan repayment period but also broadens the range of eligible expenses to include <strong>agri-tech and related modern investments<\/strong>. This is a shift from traditional short-term crop loans toward a more comprehensive credit model that supports both production and technology adoption.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Relevance for Government Exam Aspirants<\/strong><br>For students preparing for competitive exams like <strong>SSC, Banking, Railways, UPSC (IAS, IPS, PCS)<\/strong> and other government roles, this revision is significant because it reflects current economic policy trends \u2014 especially the emphasis on <strong>financial inclusion, rural development, and agricultural sustainability<\/strong>. Policies like KCC impact a large portion of India\u2019s workforce and are frequently asked in <strong>economy, banking, agriculture, and policy-based questions<\/strong> in exams.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Boost to Rural Economy and Credit Accessibility<\/strong><br>The extension of the KCC tenure and inclusion of agri-technology expenditure targets the broader goal of enhancing <strong>credit accessibility for small and marginal farmers<\/strong>. Modern agricultural tools and technologies can improve productivity and income for farmers, which aligns with national goals such as doubling farmers\u2019 income and strengthening rural livelihoods \u2014 topics frequently covered in current affairs syllabi.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Broader Economic Impact<\/strong><br>Since agriculture contributes significantly to India\u2019s GDP and employs a large portion of the population, changes in credit policy directly influence economic stability and growth. Government exam questions often test an aspirant\u2019s understanding of how <strong>financial institutions adapt and respond<\/strong> to macroeconomic needs \u2014 making this news highly relevant for exam preparation.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Historical_Context_Evolution_of_the_Kisan_Credit_Card_Scheme\"><\/span><strong>Historical Context: Evolution of the Kisan Credit Card Scheme<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Origins and Initial Objectives<\/strong><br>The <strong>Kisan Credit Card (KCC) scheme<\/strong> was launched in <strong>1998<\/strong> by the Government of India to provide <em>timely and affordable credit<\/em> to farmers for their agriculture and allied activities. Its primary goal was to reduce the dependence on <strong>informal moneylenders<\/strong> and improve access to agricultural credit through formal banking institutions.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Growth Over the Years<\/strong><br>Over the decades, the KCC scheme has seen several policy revisions to keep pace with changing agricultural needs. The loan limits and coverage have gradually increased to accommodate inflation, rising input costs, and expanded agricultural practices beyond crop cultivation, including dairy, fisheries, and allied sectors.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Interest Subvention and Financial Inclusion<\/strong><br>The <strong>Modified Interest Subvention Scheme (MISS)<\/strong> was introduced to lower the interest burden on farmers by providing subsidised interest rates \u2014 often effectively reducing the cost of borrowing to around 4% per annum for prompt repayment. Successive budgets and policies have emphasised financial inclusion, resulting in <strong>expansion of KCC loan limits<\/strong> and increased penetration across rural India.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Recent Developments Leading Up to 2026<\/strong><br>In recent years (2024-2025), RBI and the Government have implemented incremental changes such as raising collateral-free loan limits and maintaining the stability of the KCC framework in budget policies. The 2026 draft reform represents one of the most comprehensive attempts to modernise the scheme, reflecting <strong>agriculture\u2019s transformation toward technology and sustainability<\/strong>.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Key_Takeaways_from_RBIs_Revised_Kisan_Credit_Card_Norms\"><\/span><strong>Key Takeaways from RBI\u2019s Revised Kisan Credit Card Norms<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th><strong>Sr. No.<\/strong><\/th><th><strong>Key Takeaway<\/strong><\/th><\/tr><\/thead><tbody><tr><td>1<\/td><td>RBI has proposed revised draft guidelines to broaden the Kisan Credit Card scheme\u2019s scope.<\/td><\/tr><tr><td>2<\/td><td>The scheme will now include agri-tech and allied expenditures as eligible components.<\/td><\/tr><tr><td>3<\/td><td>Loan repayment tenure may be extended up to six years for better flexibility.<\/td><\/tr><tr><td>4<\/td><td>The draft norms aim to standardise crop season definitions and align loan limits with official finance scales.<\/td><\/tr><tr><td>5<\/td><td>Public feedback on the revised draft is invited until March 6, 2026, before final implementation.<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">Kisan Credit Card<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQs_Related_to_RBI_Revising_Kisan_Credit_Card_Norms\"><\/span>FAQs Related to RBI Revising Kisan Credit Card Norms<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q1. Which institution revised the Kisan Credit Card norms?<\/strong><br>The norms were revised by the <strong>Reserve Bank of India<\/strong>, India\u2019s central banking authority, through draft guidelines aimed at modernising agricultural credit.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q2. What is the main objective of revising the Kisan Credit Card norms?<\/strong><br>The main objective is to expand credit access for farmers, include agri-tech investments, and provide higher and more flexible loan support aligned with modern farming needs.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q3. What new expenses are covered under the revised norms?<\/strong><br>The revised framework includes agri-technology services such as soil testing, digital farming tools, weather advisory systems, and other tech-enabled agricultural inputs.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q4. What is the proposed maximum repayment tenure under the new draft norms?<\/strong><br>The repayment tenure may extend up to <strong>six years<\/strong>, offering farmers more flexibility compared to traditional short-term crop loans.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q5. Why is this update important for government exam aspirants?<\/strong><br>It is relevant to exam topics like Indian economy, banking reforms, rural development, and agricultural finance, which are frequently asked in UPSC, SSC, banking, and state PSC exams.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q6. How does this revision support small and marginal farmers?<\/strong><br>It improves access to institutional credit, reduces dependence on informal lenders, and encourages adoption of modern agricultural practices.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q7. What scheme supports subsidised interest rates under KCC?<\/strong><br>The Modified Interest Subvention Scheme (MISS) provides interest subsidies and incentives for timely repayment.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q8. When was the Kisan Credit Card scheme originally launched?<\/strong><br>The KCC scheme was launched in <strong>1998<\/strong> to provide timely credit support to farmers.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><br><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Some_Important_Current_Affairs_Links\"><\/span>Some Important Current Affairs Links<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--1\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/national\/\" target=\"_blank\" rel=\"noreferrer noopener\">State Current Affairs<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--2\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/sports\/\" target=\"_blank\" rel=\"noreferrer noopener\">Sports Current Affairs<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--3\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/international\/\" target=\"_blank\" rel=\"noreferrer noopener\">International Current Affairs<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/banking\/\" target=\"_blank\" rel=\"noreferrer noopener\">Banking Current Affairs<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/railway\/\" target=\"_blank\" rel=\"noreferrer noopener\">Railways Current Affairs<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/defence\/\" target=\"_blank\" rel=\"noreferrer noopener\">Defence Current Affairs<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--4\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs?newsmaticargs=custom&amp;posts=today\" target=\"_blank\" rel=\"noreferrer noopener\">Daily Current Affairs<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--5\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairsinhindi\/\" target=\"_blank\" rel=\"noreferrer noopener\">Current Affairs In Hindi<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--6\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/news-and-notifications\/\" target=\"_blank\" rel=\"noreferrer noopener\">News and Notifications<\/a><\/div>\n<\/div>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.edunovations.quiz\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" width=\"900\" height=\"150\" src=\"https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/03\/Banner-current-affairs-2-1.jpg\" alt=\"Download this App for Daily Current Affairs MCQ&#039;s\" class=\"wp-image-247\" title=\"\" srcset=\"https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/03\/Banner-current-affairs-2-1.jpg 900w, https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/03\/Banner-current-affairs-2-1-300x50.jpg 300w, https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/03\/Banner-current-affairs-2-1-768x128.jpg 768w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><\/a><figcaption class=\"wp-element-caption\">Download this App for Daily Current Affairs MCQ&#8217;s<\/figcaption><\/figure>\n\n\n\n<figure class=\"wp-block-image size-full\" id=\"News-Website-Development-Company\"><a href=\"https:\/\/www.martindiainfotech.com\/\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" width=\"900\" height=\"150\" src=\"https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/04\/News-Website-Development-Company-Banner.png\" alt=\"News Website Development Company\" class=\"wp-image-438\" title=\"News Website Development Company\" srcset=\"https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/04\/News-Website-Development-Company-Banner.png 900w, https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/04\/News-Website-Development-Company-Banner-300x50.png 300w, https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/04\/News-Website-Development-Company-Banner-768x128.png 768w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><\/a><figcaption class=\"wp-element-caption\">News Website Development Company<\/figcaption><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>Kisan Credit Card norms revised by RBI to include agri-tech investments and higher loan support, a key update for government exam current affairs preparation. RBI Revises Kisan Credit Card Norms to Support Agri-Tech and Higher Loans Introduction: RBI Updates Kisan Credit Card SchemeThe Reserve Bank of India (RBI) has proposed significant changes to the Kisan&#8230;<\/p>\n","protected":false},"author":6,"featured_media":46687,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14,138],"tags":[34203,4853,23361,5506,4851,14566,6629],"class_list":["post-46656","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banking","category-agriculture","tag-agri-tech-policy","tag-agricultural-finance","tag-banking-current-affairs","tag-government-exam-news","tag-kisan-credit-card","tag-rbi-updates","tag-rural-economy"],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts\/46656","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/comments?post=46656"}],"version-history":[{"count":2,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts\/46656\/revisions"}],"predecessor-version":[{"id":46688,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts\/46656\/revisions\/46688"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/media\/46687"}],"wp:attachment":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/media?parent=46656"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/categories?post=46656"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/tags?post=46656"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}