{"id":45755,"date":"2026-01-30T20:17:54","date_gmt":"2026-01-30T14:47:54","guid":{"rendered":"https:\/\/edunovations.com\/currentaffairs\/?p=45755"},"modified":"2026-01-30T20:17:56","modified_gmt":"2026-01-30T14:47:56","slug":"zet-upi-rupay-credit-card","status":"publish","type":"post","link":"https:\/\/edunovations.com\/currentaffairs\/national\/zet-upi-rupay-credit-card\/","title":{"rendered":"ZET UPI RuPay Credit Card Payments: NPCI Approval and Digital Finance Update"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_85 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/zet-upi-rupay-credit-card\/#ZET_UPI_enables_RuPay_credit_card_payments_after_NPCI_approval_expanding_digital_credit_transactions_cashback_rewards_and_financial_inclusion_across_India\" >ZET UPI enables RuPay credit card payments after NPCI approval, expanding digital credit transactions, cashback rewards, and financial inclusion across India.<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/zet-upi-rupay-credit-card\/#ZET_Secures_NPCI_Approval_to_Enable_UPI_Payments_via_RuPay_Credit_Cards\" >ZET Secures NPCI Approval to Enable UPI Payments via RuPay Credit Cards<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/zet-upi-rupay-credit-card\/#TPAP_Approval_What_It_Means_for_Digital_Payments\" >TPAP Approval: What It Means for Digital Payments<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/zet-upi-rupay-credit-card\/#Launch_of_ZET_UPI_Expanding_the_UPI_Ecosystem\" >Launch of ZET UPI: Expanding the UPI Ecosystem<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/zet-upi-rupay-credit-card\/#Benefits_for_Users_Cashback_Rewards_and_Convenience\" >Benefits for Users: Cashback, Rewards, and Convenience<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/zet-upi-rupay-credit-card\/#Broader_Impact_Strengthening_Fintech_and_Financial_Inclusion\" >Broader Impact: Strengthening Fintech and Financial Inclusion<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/zet-upi-rupay-credit-card\/#Why_This_News_is_Important_for_Government_Exam_Aspirants\" >Why This News is Important for Government Exam Aspirants<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/zet-upi-rupay-credit-card\/#Relevance_to_Digital_Payments_and_Economy\" >Relevance to Digital Payments and Economy<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/zet-upi-rupay-credit-card\/#Connection_to_Government_Policies\" >Connection to Government Policies<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/zet-upi-rupay-credit-card\/#Exam_Focus_Areas\" >Exam Focus Areas<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/zet-upi-rupay-credit-card\/#Historical_Context_Evolution_of_UPI_and_Credit%E2%80%91Linked_Payments\" >Historical Context: Evolution of UPI and Credit\u2011Linked Payments<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/zet-upi-rupay-credit-card\/#Key_Takeaways_from_%E2%80%9CZET_Secures_NPCI_Approval_for_UPI_via_RuPay_Credit_Cards%E2%80%9D\" >Key Takeaways from \u201cZET Secures NPCI Approval for UPI via RuPay Credit Cards\u201d<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/zet-upi-rupay-credit-card\/#FAQs_Frequently_Asked_Questions\" >FAQs: Frequently Asked Questions<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/zet-upi-rupay-credit-card\/#Some_Important_Current_Affairs_Links\" >Some Important Current Affairs Links<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"ZET_UPI_enables_RuPay_credit_card_payments_after_NPCI_approval_expanding_digital_credit_transactions_cashback_rewards_and_financial_inclusion_across_India\"><\/span><strong>ZET UPI enables RuPay credit card payments after NPCI approval, expanding digital credit transactions, cashback rewards, and financial inclusion across India.<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"ZET_Secures_NPCI_Approval_to_Enable_UPI_Payments_via_RuPay_Credit_Cards\"><\/span><strong>ZET Secures NPCI Approval to Enable UPI Payments via RuPay Credit Cards<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">In a significant fintech development, <strong>Indian digital finance company ZET<\/strong> has received regulatory approval from the <strong>National Payments Corporation of India (NPCI)<\/strong> to operate as a <strong>Third\u2011Party Application Provider (TPAP)<\/strong> on the <strong>Unified Payments Interface (UPI)<\/strong> network. This approval enables ZET to launch its own UPI service called <strong>ZET UPI<\/strong>, which allows users to make Payments by linking their <strong>RuPay credit cards<\/strong> directly through UPI.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Traditionally, UPI payments in India were largely restricted to bank accounts, prepaid instruments, and debit cards. However, the integration of <strong>credit cards into the UPI ecosystem<\/strong> marks a shift toward enabling <strong>credit\u2011led digital payments<\/strong> that combine credit convenience with UPI\u2019s ease of use. ZET\u2019s entry is set to broaden payment options and deepen digital financial adoption among Indian consumers.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"TPAP_Approval_What_It_Means_for_Digital_Payments\"><\/span><strong>TPAP Approval: What It Means for Digital Payments<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A <strong>Third\u2011Party Application Provider (TPAP)<\/strong> licence from NPCI means ZET can now function as a recognised UPI service provider, offering users the ability to send and receive money through its platform. TPAPs partner with banks and payment technology firms to securely process UPI transactions across merchant and peer\u2011to\u2011peer channels.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">With this approval, ZET can onboard users, tie their RuPay credit cards to UPI, facilitate merchant payments via QR codes and checkout pages, and usher in a credit\u2011linked payment flow for everyday transactions.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Launch_of_ZET_UPI_Expanding_the_UPI_Ecosystem\"><\/span><strong>Launch of ZET UPI: Expanding the UPI Ecosystem<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Following the approval, ZET has launched <strong>ZET UPI<\/strong>, a platform where users can link their RuPay credit cards issued through ZET and make UPI payments for purchases at stores, online payments, QR scans, and other digital payment interactions. This effectively extends UPI beyond direct bank debits to include <strong>credit financing capabilities<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">ZET\u2019s UPI service operates in partnership with <strong>RBL Bank<\/strong> as its banking partner, while the <strong>backend payment processing<\/strong> infrastructure is powered by fintech infrastructure provider <strong>Juspay<\/strong>. These collaborations ensure compliance, security, and smooth transaction processing for users.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Benefits_for_Users_Cashback_Rewards_and_Convenience\"><\/span><strong>Benefits for Users: Cashback, Rewards, and Convenience<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">To attract users to its UPI offering, ZET is providing <strong>cashback incentives<\/strong> on UPI transactions made via RuPay credit cards. These rewards are in addition to the usual credit card benefits, giving users more reasons to adopt digital credit payments for daily spendings.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This cashback strategy is expected to boost digital payment adoption, particularly among younger demographics and first\u2011time credit users who are increasingly drawn to convenient and reward\u2011rich payment methods.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Broader_Impact_Strengthening_Fintech_and_Financial_Inclusion\"><\/span><strong>Broader Impact: Strengthening Fintech and Financial Inclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">ZET\u2019s entry into the UPI landscape aligns with India\u2019s larger digital payments goals, which aim to deepen financial inclusion, reduce dependency on physical cash, and expand digital financial infrastructure. By enabling RuPay credit card transactions over UPI, the initiative broadens the payment ecosystem and offers more flexibility to consumers who rely on short\u2011term credit.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Additionally, the growth of credit\u2011linked UPI payments could benefit merchants by increasing transaction volumes and giving customers more ways to pay seamlessly.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\" id=\"ZET-UPI-RuPay-credit-card\"><img decoding=\"async\" src=\"data:image\/jpeg;base64,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\" alt=\"ZET UPI RuPay credit card\" title=\"ZET UPI RuPay credit card\"\/><figcaption class=\"wp-element-caption\">ZET UPI RuPay credit card<\/figcaption><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why_This_News_is_Important_for_Government_Exam_Aspirants\"><\/span><strong>Why This News is Important for Government Exam Aspirants<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Relevance_to_Digital_Payments_and_Economy\"><\/span><strong>Relevance to Digital Payments and Economy<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The approval granted to <strong>ZET by NPCI<\/strong> to offer UPI services via RuPay credit cards reflects a major advancement in India\u2019s digital payments infrastructure. For aspirants preparing for exams like <strong>IBPS, SBI PO, RBI Assistant, SSC, UPSC, and State PSCs<\/strong>, this news is crucial because it highlights <strong>how financial innovation impacts the economy and financial inclusion.<\/strong> Digital payments are frequently featured in current affairs sections of competitive exams and general awareness papers.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Connection_to_Government_Policies\"><\/span><strong>Connection to Government Policies<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">This development ties into broader government and regulatory initiatives to promote <strong>a cashless economy, leverage homegrown financial networks (like RuPay and UPI), and enhance financial inclusion<\/strong> across urban and rural India. Understanding policy moves by bodies like NPCI and RBI is essential for exams covering the Indian economy, banking systems, and governance.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Exam_Focus_Areas\"><\/span><strong>Exam Focus Areas<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Questions may focus on:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>UPI expansion to include credit cards<\/li>\n\n\n\n<li>Roles of NPCI and TPAP in UPI governance<\/li>\n\n\n\n<li>Impact on consumers and merchants<\/li>\n\n\n\n<li>Benefits of digital payment innovations<\/li>\n\n\n\n<li>Government\u2019s vision for fintech and digital finance<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Aspiring candidates should be able to explain <strong>why UPI credit integration matters<\/strong>, how it expands digital finance and what it means for everyday financial transactions.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Historical_Context_Evolution_of_UPI_and_Credit%E2%80%91Linked_Payments\"><\/span><strong>Historical Context: Evolution of UPI and Credit\u2011Linked Payments<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The <strong>Unified Payments Interface (UPI)<\/strong> was launched in <strong>2016 by NPCI<\/strong> to revolutionise digital payments in India. Initially, UPI allowed instant fund transfers using bank accounts without needing card details. Over the years, it became the backbone of India\u2019s digital payments ecosystem.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In recent years, the <strong>Reserve Bank of India (RBI)<\/strong> and NPCI have worked to extend UPI\u2019s capabilities beyond bank accounts to include <strong>credit cards, prepaid wallets, and other financial instruments<\/strong>. In 2023, several banks, including YES Bank, Axis Bank, HDFC Bank, and Kotak Mahindra Bank, introduced support for RuPay credit cards on UPI, enabling credit payments over the interface.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">These moves aimed to combine the <strong>convenience of UPI with the benefits of credit<\/strong>, such as short\u2011term financing and rewards. The adoption of RuPay credit cards on UPI is also part of the government\u2019s vision to strengthen <strong>India\u2019s domestic payment stack<\/strong> and reduce reliance on foreign card networks.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The approval of fintech companies like <strong>ZET<\/strong> to operate as TPAPs represents the next phase of this evolution, where non\u2011bank players can innovate within the UPI ecosystem and bring new services to users, expanding digital payment accessibility nationwide.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Key_Takeaways_from_%E2%80%9CZET_Secures_NPCI_Approval_for_UPI_via_RuPay_Credit_Cards%E2%80%9D\"><\/span><strong>Key Takeaways from \u201cZET Secures NPCI Approval for UPI via RuPay Credit Cards\u201d<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th><strong>S.No<\/strong><\/th><th><strong>Key Takeaway<\/strong><\/th><\/tr><\/thead><tbody><tr><td>1<\/td><td>ZET has received NPCI approval as a TPAP to provide UPI services.<\/td><\/tr><tr><td>2<\/td><td>ZET can now enable UPI payments using RuPay credit cards via its ZET UPI platform.<\/td><\/tr><tr><td>3<\/td><td>The UPI service is powered by RBL Bank and technology from Juspay.<\/td><\/tr><tr><td>4<\/td><td>Users can get cashback and rewards on UPI transactions made with RuPay credit cards.<\/td><\/tr><tr><td>5<\/td><td>This development expands digital credit payments and supports India\u2019s financial inclusion objectives.<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">ZET UPI RuPay credit card<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQs_Frequently_Asked_Questions\"><\/span><strong>FAQs: Frequently Asked Questions<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>1. What is ZET UPI?<\/strong><br>ZET UPI is a digital payment platform launched by fintech company <strong>ZET<\/strong> after receiving <strong>TPAP approval from NPCI<\/strong>. It allows users to link their <strong>RuPay credit cards<\/strong> to make payments via the UPI system for online, in-store, and QR transactions.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>2. What is a TPAP approval?<\/strong><br><strong>Third-Party Application Provider (TPAP) approval<\/strong> is granted by NPCI to non-bank entities, allowing them to operate UPI services, onboard users, and process transactions securely through the UPI ecosystem.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>3. Which bank is ZET partnering with for UPI?<\/strong><br>ZET\u2019s UPI service is in partnership with <strong>RBL Bank<\/strong>, while its backend payment processing is powered by <strong>Juspay<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>4. What benefits do users get with RuPay credit card UPI payments?<\/strong><br>Users can avail <strong>cashback, reward points, and credit-led transaction convenience<\/strong> while using RuPay credit cards via UPI.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>5. Why is this development important for India\u2019s digital payments?<\/strong><br>It strengthens India\u2019s <strong>financial inclusion efforts<\/strong>, broadens digital credit adoption, and reduces reliance on cash, contributing to a <strong>cashless economy<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>6. Which governing body regulates UPI in India?<\/strong><br>The <strong>National Payments Corporation of India (NPCI)<\/strong> regulates UPI and grants TPAP approvals to fintech companies like ZET.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>7. How does UPI via RuPay credit cards differ from regular UPI?<\/strong><br>While regular UPI transactions typically use <strong>bank accounts or debit cards<\/strong>, this integration allows <strong>credit card-based payments<\/strong>, giving users the flexibility to spend on credit while using UPI.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>8. Can this service be used for peer-to-peer (P2P) payments?<\/strong><br>Yes, ZET UPI allows <strong>both merchant payments and peer-to-peer money transfers<\/strong> using RuPay credit cards.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><br><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Some_Important_Current_Affairs_Links\"><\/span>Some Important Current Affairs Links<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--1\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/national\/\" target=\"_blank\" rel=\"noreferrer noopener\">State Current Affairs<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--2\"><a class=\"wp-block-button__link wp-element-button\" 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ZET Secures NPCI Approval to Enable UPI Payments via RuPay Credit Cards In a significant fintech development, Indian digital finance company ZET has received regulatory approval from the National Payments Corporation of India (NPCI)&#8230;<\/p>\n","protected":false},"author":6,"featured_media":45789,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10,14],"tags":[33544,5297,466,19940,33545,19435,33546,3906,33543],"class_list":["post-45755","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-national","category-banking","tag-cashback-rewards","tag-digital-finance","tag-financial-inclusion","tag-fintech-india","tag-npci-approval","tag-rupay-credit-card","tag-tpap-license","tag-upi-payments","tag-zet"],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts\/45755","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/comments?post=45755"}],"version-history":[{"count":3,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts\/45755\/revisions"}],"predecessor-version":[{"id":45790,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts\/45755\/revisions\/45790"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/media\/45789"}],"wp:attachment":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/media?parent=45755"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/categories?post=45755"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/tags?post=45755"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}