{"id":38201,"date":"2025-09-04T13:32:12","date_gmt":"2025-09-04T08:02:12","guid":{"rendered":"https:\/\/edunovations.com\/currentaffairs\/?p=38201"},"modified":"2025-09-04T13:32:16","modified_gmt":"2025-09-04T08:02:16","slug":"bihar-jeevika-nidhi-scheme-2025","status":"publish","type":"post","link":"https:\/\/edunovations.com\/currentaffairs\/national\/bihar\/bihar-jeevika-nidhi-scheme-2025\/","title":{"rendered":"Bihar Jeevika Nidhi Scheme 2025: PM Modi Launches Digital Cooperative for Women"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_84 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/bihar\/bihar-jeevika-nidhi-scheme-2025\/#Bihar_Jeevika_Nidhi_Scheme_2025_launched_by_PM_Modi_provides_affordable_digital_credit_to_20_lakh_rural_women_reducing_dependence_on_high-interest_microfinance_and_boosting_financial_inclusion\" >Bihar Jeevika Nidhi Scheme 2025 launched by PM Modi provides affordable digital credit to 20 lakh rural women, reducing dependence on high-interest microfinance and boosting financial inclusion.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/bihar\/bihar-jeevika-nidhi-scheme-2025\/#PM_Modi_Virtually_Launches_Bihar_Rajya_Jeevika_Nidhi_Saakh_Sahkari_Sangh_Limited\" >PM Modi Virtually Launches Bihar Rajya Jeevika Nidhi Saakh Sahkari Sangh Limited<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/bihar\/bihar-jeevika-nidhi-scheme-2025\/#Introduction\" >Introduction<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/bihar\/bihar-jeevika-nidhi-scheme-2025\/#Digital_Financial_Inclusion_for_Women_Entrepreneurs\" >Digital Financial Inclusion for Women Entrepreneurs<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/bihar\/bihar-jeevika-nidhi-scheme-2025\/#Government_Collaboration_Broad_Coverage\" >Government Collaboration &amp; Broad Coverage<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/bihar\/bihar-jeevika-nidhi-scheme-2025\/#PM_Modis_Vision_Womens_Empowerment_as_National_Progress\" >PM Modi\u2019s Vision: Women\u2019s Empowerment as National Progress<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/bihar\/bihar-jeevika-nidhi-scheme-2025\/#Strategic_Timing_Ahead_of_Bihar_Elections\" >Strategic Timing Ahead of Bihar Elections<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/bihar\/bihar-jeevika-nidhi-scheme-2025\/#Why_This_News_Is_Important\" >Why This News Is Important<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/bihar\/bihar-jeevika-nidhi-scheme-2025\/#Empowering_Rural_Women_with_Affordable_Credit\" >Empowering Rural Women with Affordable Credit<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/bihar\/bihar-jeevika-nidhi-scheme-2025\/#Digitalization_Enhances_Transparency_and_Efficiency\" >Digitalization Enhances Transparency and Efficiency<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/bihar\/bihar-jeevika-nidhi-scheme-2025\/#Wide_Reach_and_Government_Backing\" >Wide Reach and Government Backing<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/bihar\/bihar-jeevika-nidhi-scheme-2025\/#Exam-Relevant_Intersection_of_Governance_Schemes_and_Social_Development\" >Exam-Relevant: Intersection of Governance Schemes and Social Development<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/bihar\/bihar-jeevika-nidhi-scheme-2025\/#Historical_Context\" >Historical Context<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/bihar\/bihar-jeevika-nidhi-scheme-2025\/#Key_Takeaways_from_%E2%80%9CPM_Modi_Launches_Jeevika_Nidhi_for_Rural_Women%E2%80%9D\" >Key Takeaways from &#8220;PM Modi Launches Jeevika Nidhi for Rural Women&#8221;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/bihar\/bihar-jeevika-nidhi-scheme-2025\/#FAQs_Frequently_Asked_Questions\" >FAQs: Frequently Asked Questions<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/bihar\/bihar-jeevika-nidhi-scheme-2025\/#Some_Important_Current_Affairs_Links\" >Some Important Current Affairs Links<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Bihar_Jeevika_Nidhi_Scheme_2025_launched_by_PM_Modi_provides_affordable_digital_credit_to_20_lakh_rural_women_reducing_dependence_on_high-interest_microfinance_and_boosting_financial_inclusion\"><\/span>Bihar Jeevika Nidhi Scheme 2025 launched by PM Modi provides affordable digital credit to 20 lakh rural women, reducing dependence on high-interest microfinance and boosting financial inclusion.<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"PM_Modi_Virtually_Launches_Bihar_Rajya_Jeevika_Nidhi_Saakh_Sahkari_Sangh_Limited\"><\/span><strong>PM Modi Virtually Launches Bihar Rajya Jeevika Nidhi Saakh Sahkari Sangh Limited<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Introduction\"><\/span>Introduction<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">On <strong>September 2, 2025<\/strong>, Prime Minister <strong>Narendra Modi<\/strong> virtually inaugurated the <strong>Bihar Rajya Jeevika Nidhi Saakh Sahkari Sangh Limited<\/strong>, marking a significant stride toward empowering rural women entrepreneurs across Bihar. The launch included a direct transfer of \u20b9105 crore to the cooperative\u2019s bank account as part of a \u20b91,000 crore fund approved for the initiative. <\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Digital_Financial_Inclusion_for_Women_Entrepreneurs\"><\/span>Digital Financial Inclusion for Women Entrepreneurs<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The new <strong>cooperative society<\/strong> aims to bolster women-led initiatives under Jeevika self-help groups by offering <strong>affordable, digital credit access<\/strong>, eliminating reliance on high-interest microfinance sources (18%\u201324%). Operating entirely on a <strong>digital platform<\/strong>, the system facilitates <strong>fast, transparent fund transfers<\/strong> directly to Jeevika Didis\u2019 bank accounts. To streamline this, <strong>12,000 community cadres<\/strong> have been equipped with tablets.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Government_Collaboration_Broad_Coverage\"><\/span>Government Collaboration &amp; Broad Coverage<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Both the <strong>Central and Bihar state governments<\/strong> are funding the society, ensuring its smooth operations and outreach. This initiative is poised to benefit approximately <strong>2 million (20 lakh)<\/strong> women across rural Bihar, strengthening community-led businesses and entrepreneurship. <\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"PM_Modis_Vision_Womens_Empowerment_as_National_Progress\"><\/span>PM Modi\u2019s Vision: Women\u2019s Empowerment as National Progress<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">During the launch, PM Modi emphasized that a \u201c<strong>Developed India rests on the foundation of empowered women<\/strong>.\u201d He showcased complementary initiatives like <strong>Har Ghar Jal<\/strong>, <strong>Ayushman Bharat<\/strong>, <strong>PM Awas Yojana<\/strong>, along with women-centric programs such as <strong>Lakhpati Didi<\/strong>, <strong>Drone Didi<\/strong>, and <strong>Bank Sakhi<\/strong>. These collectively aim to relieve women of everyday hardships and elevate their socio-economic status. <\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Strategic_Timing_Ahead_of_Bihar_Elections\"><\/span>Strategic Timing Ahead of Bihar Elections<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The initiative arrives ahead of the <strong>state assembly elections scheduled for October\u2013November 2025<\/strong>, reinforcing the government\u2019s focus on <strong>inclusive growth<\/strong>, <strong>women\u2019s empowerment<\/strong>, and <strong>rural financial inclusion<\/strong>. Signing off, PM Modi hailed the launch as a \u201cvery auspicious work.\u201d <\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\" id=\"Bihar-Jeevika-Nidhi-scheme-2025\"><img decoding=\"async\" src=\"https:\/\/encrypted-tbn0.gstatic.com\/images?q=tbn:ANd9GcT3v3E1KU-gA8-y7gByLAjvFBpA0KcDovdJmQ&amp;s\" alt=\"Bihar Jeevika Nidhi scheme 2025\" style=\"width:468px;height:auto\" title=\"Bihar Jeevika Nidhi scheme 2025\"\/><figcaption class=\"wp-element-caption\">Bihar Jeevika Nidhi scheme 2025<\/figcaption><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why_This_News_Is_Important\"><\/span><strong>Why This News Is Important<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Empowering_Rural_Women_with_Affordable_Credit\"><\/span>Empowering Rural Women with Affordable Credit<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The establishment of the <strong>Jeevika Nidhi Cooperatives<\/strong> marks a paradigm shift in providing <strong>accessible and affordable credit<\/strong> to rural women entrepreneurs in Bihar. This shift significantly reduces dependence on exploitative microfinance institutions, which often charge exorbitant interest rates of 18%\u201324%, thereby alleviating financial burdens on women-led micro-enterprises.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Digitalization_Enhances_Transparency_and_Efficiency\"><\/span>Digitalization Enhances Transparency and Efficiency<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A fully <strong>digitalized structure<\/strong> ensures transparency and efficiency in fund distribution, fostering trust and reliability. The deployment of <strong>12,000 trained cadres with tablets<\/strong> underlines the government\u2019s commitment to leveraging technology for grassroots development.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Wide_Reach_and_Government_Backing\"><\/span>Wide Reach and Government Backing<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">With support from both central and state governments, and the backing of a \u20b91,000 crore fund, this initiative promises wide-scale impact by targeting <strong>2 million women<\/strong> across Bihar \u2014 a significant demographic for aspirational programs and rural mobilization. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Exam-Relevant_Intersection_of_Governance_Schemes_and_Social_Development\"><\/span>Exam-Relevant: Intersection of Governance Schemes and Social Development<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">For competitive exams \u2014 particularly in <strong>Polity<\/strong>, <strong>Governance<\/strong>, <strong>Economy<\/strong>, and <strong>Social Welfare<\/strong>\u2014 this scheme represents a substantial case study. It showcases how technology-driven policies can support <strong>financial inclusion<\/strong>, <strong>women\u2019s empowerment<\/strong>, and align with broader objectives like <strong>Atmanirbhar Bharat<\/strong> and <strong>Viksit Bharat<\/strong>. <\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Historical_Context\"><\/span><strong>Historical Context<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The <strong>Jeevika program<\/strong>, operational in Bihar for years, has spearheaded rural development through <strong>self-help groups<\/strong> and <strong>federated structures<\/strong>, empowering women with livelihood opportunities.However, these women often resorted to <strong>microfinance institutions (MFIs)<\/strong> charging heavy interest rates (18%\u201324%), hampering true growth and sustainability. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Technological advancement has now allowed for a <strong>digital transformation<\/strong> in cooperative finance. The new <strong>Jeevika Nidhi<\/strong> embodies this evolution by integrating tablets and online platforms, eliminating intermediaries and promoting <strong>efficient, transparent fund flow<\/strong> directly to beneficiaries. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Further, the scheme reflects the government\u2019s holistic approach to women\u2019s welfare \u2014 complementing earlier initiatives such as <strong>Har Ghar Jal<\/strong> (clean water), <strong>Ayushman Bharat<\/strong> (healthcare), <strong>PM Awas Yojana<\/strong> (housing), and <strong>free ration schemes<\/strong> \u2014 framing women\u2019s empowerment as central to the national narrative of development.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Key_Takeaways_from_%E2%80%9CPM_Modi_Launches_Jeevika_Nidhi_for_Rural_Women%E2%80%9D\"><\/span><strong>Key Takeaways from &#8220;PM Modi Launches Jeevika Nidhi for Rural Women&#8221;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th><strong>S. No.<\/strong><\/th><th><strong>Key Takeaway<\/strong><\/th><\/tr><\/thead><tbody><tr><td>1<\/td><td><strong>Launch Date &amp; Mechanism:<\/strong> PM Modi virtually launched the Bihar Rajya Jeevika Nidhi Saakh Sahkari Sangh Limited on <strong>September 2, 2025<\/strong>, transferring \u20b9105 crore instantly to the new society. <\/td><\/tr><tr><td>2<\/td><td><strong>Objective:<\/strong> Designed to offer <strong>affordable, accessible finance<\/strong> to women enterprise groups, replacing high-interest MFIs (18\u201324%). <\/td><\/tr><tr><td>3<\/td><td><strong>Digital Operations:<\/strong> Entirely <strong>digital system<\/strong> with 12,000 cadres equipped with tablets, ensuring <strong>transparent fund transfers<\/strong> directly into beneficiaries&#8217; accounts. <\/td><\/tr><tr><td>4<\/td><td><strong>Scope &amp; Funding:<\/strong> Backed jointly by Central and Bihar state governments; expected to benefit around <strong>20 lakh (2 million)<\/strong> women across Bihar. <\/td><\/tr><tr><td>5<\/td><td><strong>Policy Significance:<\/strong> Strengthens women\u2019s empowerment and entrepreneurship, aligning with the government\u2019s broader emphasis on <strong>inclusive growth<\/strong>, <strong>Atmanirbhar Bharat<\/strong>, and <strong>Viksit Bharat<\/strong> narratives.<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">Bihar Jeevika Nidhi scheme 2025<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQs_Frequently_Asked_Questions\"><\/span><strong>FAQs: Frequently Asked Questions<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q1. What is the Bihar Rajya Jeevika Nidhi Saakh Sahkari Sangh Limited?<\/strong><br>It is a newly launched cooperative society aimed at providing affordable, digital, and transparent credit facilities to rural women entrepreneurs in Bihar.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q2. Who launched the Bihar Rajya Jeevika Nidhi Saakh Sahkari Sangh Limited?<\/strong><br>Prime Minister Narendra Modi virtually launched the cooperative on <strong>2nd September 2025<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q3. How much money was transferred during the launch of Jeevika Nidhi?<\/strong><br>A direct transfer of <strong>\u20b9105 crore<\/strong> was made to the society\u2019s bank account during the inauguration.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q4. What is the total approved fund for the Jeevika Nidhi?<\/strong><br>The Government of India has approved a <strong>\u20b91,000 crore fund<\/strong> for this cooperative society.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q5. How many women are expected to benefit from this scheme?<\/strong><br>Nearly <strong>20 lakh (2 million)<\/strong> rural women across Bihar are expected to benefit.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q6. Why was there a need for such a cooperative society?<\/strong><br>Earlier, Jeevika Didis had to rely on microfinance institutions charging <strong>18\u201324% interest<\/strong>, creating a financial burden. The cooperative provides low-interest, transparent credit.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q7. How will the fund distribution process remain transparent?<\/strong><br>The cooperative is fully <strong>digitalized<\/strong>, with <strong>12,000 cadres equipped with tablets<\/strong> ensuring direct benefit transfer.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q8. Which government bodies support this initiative?<\/strong><br>Both the <strong>Central Government<\/strong> and the <strong>Bihar State Government<\/strong> are jointly funding and supporting the scheme.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q9. What other women-centric schemes were mentioned by PM Modi during the launch?<\/strong><br>He highlighted schemes like <strong>Lakhpati Didi<\/strong>, <strong>Drone Didi<\/strong>, and <strong>Bank Sakhi<\/strong>, alongside initiatives like <strong>Har Ghar Jal<\/strong> and <strong>Ayushman Bharat<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q10. Why is this news relevant for competitive exams?<\/strong><br>It reflects the government\u2019s focus on <strong>financial inclusion, women empowerment, digitalization, and cooperative societies<\/strong>, making it important for subjects like <strong>Polity, Governance, Economy, and Social Development<\/strong> in exams like UPSC, State PSCs, Banking, and SSC.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Some_Important_Current_Affairs_Links\"><\/span>Some Important Current Affairs Links<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--1\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/national\/\" target=\"_blank\" rel=\"noreferrer noopener\">State Current Affairs<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--2\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/sports\/\" target=\"_blank\" rel=\"noreferrer noopener\">Sports Current Affairs<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--3\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/international\/\" target=\"_blank\" rel=\"noreferrer noopener\">International Current Affairs<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/banking\/\" target=\"_blank\" rel=\"noreferrer noopener\">Banking Current Affairs<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" 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PM Modi Virtually Launches Bihar Rajya Jeevika Nidhi Saakh Sahkari Sangh Limited Introduction On September 2, 2025, Prime Minister Narendra Modi virtually inaugurated the Bihar Rajya Jeevika Nidhi&#8230;<\/p>\n","protected":false},"author":6,"featured_media":38238,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[52,159],"tags":[24435,4826,21947,27366,25275,18167],"class_list":["post-38201","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bihar","category-scheme_and_committees","tag-bihar-government-schemes","tag-competitive-exams-preparation","tag-current-affairs-2025","tag-digital-cooperative-society","tag-pm-modi-schemes","tag-women-empowerment-in-india"],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts\/38201","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/comments?post=38201"}],"version-history":[{"count":2,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts\/38201\/revisions"}],"predecessor-version":[{"id":38239,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts\/38201\/revisions\/38239"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/media\/38238"}],"wp:attachment":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/media?parent=38201"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/categories?post=38201"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/tags?post=38201"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}