{"id":36216,"date":"2025-07-27T14:07:10","date_gmt":"2025-07-27T08:37:10","guid":{"rendered":"https:\/\/edunovations.com\/currentaffairs\/?p=36216"},"modified":"2025-07-27T14:07:13","modified_gmt":"2025-07-27T08:37:13","slug":"bima-sakhi-scheme","status":"publish","type":"post","link":"https:\/\/edunovations.com\/currentaffairs\/banking\/bima-sakhi-scheme\/","title":{"rendered":"Bima Sakhi Scheme: LIC Enrolls Over 2 Lakh Rural Women Under Insurance Agent Program"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_85 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/bima-sakhi-scheme\/#Bima_Sakhi_Scheme_by_LIC_empowers_over_2_lakh_women_as_insurance_agents_with_stipend_and_career_opportunities_Know_eligibility_budget_and_benefits\" >Bima Sakhi Scheme by LIC empowers over 2 lakh women as insurance agents with stipend and career opportunities. Know eligibility, budget, and benefits.<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/bima-sakhi-scheme\/#Empowering_Rural_Women_LICs_Bima_Sakhi_Scheme_Enrolls_Over_2_Lakh_Women\" >Empowering Rural Women: LIC\u2019s Bima Sakhi Scheme Enrolls Over 2 Lakh Women<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/bima-sakhi-scheme\/#How_the_Scheme_Functions\" >How the Scheme Functions<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/bima-sakhi-scheme\/#Financial_Disbursements_Budget_Allocations\" >Financial Disbursements &amp; Budget Allocations<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/bima-sakhi-scheme\/#Career_Advancement_Opportunities\" >Career Advancement Opportunities<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/bima-sakhi-scheme\/#Policy_Objectives_and_Reach\" >Policy Objectives and Reach<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/bima-sakhi-scheme\/#Social_and_Economic_Impact\" >Social and Economic Impact<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/bima-sakhi-scheme\/#B_Why_This_News_Is_Important\" >B) Why This News Is Important<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/bima-sakhi-scheme\/#Relevance_for_Government_Exam_Aspirants\" >Relevance for Government Exam Aspirants<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/bima-sakhi-scheme\/#Policy_Significance\" >Policy Significance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/bima-sakhi-scheme\/#Career_Scope_Empirical_Learning\" >Career Scope &amp; Empirical Learning<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/bima-sakhi-scheme\/#C_Historical_Context\" >C) Historical Context<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/bima-sakhi-scheme\/#Genesis_and_Evolution_of_the_Scheme\" >Genesis and Evolution of the Scheme<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/bima-sakhi-scheme\/#Precedents_and_Related_Initiatives\" >Precedents and Related Initiatives<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/bima-sakhi-scheme\/#D_Key_Takeaways_from_Bima_Sakhi_Scheme\" >D) Key Takeaways from Bima Sakhi Scheme<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/bima-sakhi-scheme\/#FAQs_Frequently_Asked_Questions\" >FAQs: Frequently Asked Questions<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/bima-sakhi-scheme\/#1_What_is_the_Bima_Sakhi_Scheme\" >1. What is the Bima Sakhi Scheme?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/bima-sakhi-scheme\/#2_Who_is_eligible_to_become_a_Bima_Sakhi\" >2. Who is eligible to become a Bima Sakhi?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/bima-sakhi-scheme\/#3_How_much_stipend_do_Bima_Sakhis_receive\" >3. How much stipend do Bima Sakhis receive?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/bima-sakhi-scheme\/#4_How_many_women_have_been_enrolled_so_far_under_the_scheme\" >4. How many women have been enrolled so far under the scheme?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/bima-sakhi-scheme\/#5_What_is_the_long-term_career_benefit_for_Bima_Sakhis\" >5. What is the long-term career benefit for Bima Sakhis?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/bima-sakhi-scheme\/#6_What_government_objectives_does_this_scheme_support\" >6. What government objectives does this scheme support?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/bima-sakhi-scheme\/#7_What_budget_allocation_has_been_made_for_FY_2025%E2%80%9326\" >7. What budget allocation has been made for FY 2025\u201326?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/bima-sakhi-scheme\/#8_Where_was_the_MoU_for_this_scheme_signed\" >8. Where was the MoU for this scheme signed?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/bima-sakhi-scheme\/#9_Is_prior_experience_required_to_apply_as_a_Bima_Sakhi\" >9. Is prior experience required to apply as a Bima Sakhi?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-26\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/bima-sakhi-scheme\/#10_Which_ministry_supports_the_Bima_Sakhi_Scheme\" >10. Which ministry supports the Bima Sakhi Scheme?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-27\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/bima-sakhi-scheme\/#Some_Important_Current_Affairs_Links\" >Some Important Current Affairs Links<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Bima_Sakhi_Scheme_by_LIC_empowers_over_2_lakh_women_as_insurance_agents_with_stipend_and_career_opportunities_Know_eligibility_budget_and_benefits\"><\/span><strong>Bima Sakhi Scheme by LIC empowers over 2 lakh women as insurance agents with stipend and career opportunities. Know eligibility, budget, and benefits.<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Empowering_Rural_Women_LICs_Bima_Sakhi_Scheme_Enrolls_Over_2_Lakh_Women\"><\/span><strong>Empowering Rural Women: LIC\u2019s Bima Sakhi Scheme Enrolls Over 2 Lakh Women<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The Government of India, through the Life Insurance Corporation (LIC), has successfully enrolled <strong>2,05,896 women<\/strong> under its <strong>Bima Sakhi \u2013 Mahila Career Agent (MCA) Scheme<\/strong>, marking a swift rollout of a flagship women\u2011centric initiative Launched on <strong>December 9, 2024<\/strong>, the programme provides structured income and insurance outreach roles to rural and semi\u2011urban women <a href=\"https:\/\/www.shankarbankingacademy.com\/currentaffairs-detail\/daily-current-affairs-25-07-2025\/?utm_source=chatgpt.com\" target=\"_blank\" rel=\"noreferrer noopener\"> <\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_the_Scheme_Functions\"><\/span><strong>How the Scheme Functions<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Under the Bima Sakhi model, women aged <strong>18\u201370 years<\/strong>, with at least a Class X qualification, are enlisted as LIC agents. They receive <strong>monthly stipends<\/strong> for the first <strong>three years<\/strong>: \u20b97,000 in Year\u202f1, \u20b96,000 in Year\u202f2, and \u20b95,000 in Year\u202f3, subject to performance criteria like in\u2011force policies retention These stipends supplement sales commission income as the agents build their clientele.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Financial_Disbursements_Budget_Allocations\"><\/span><strong>Financial Disbursements &amp; Budget Allocations<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">In FY\u202f2024\u201325, LIC disbursed <strong>\u20b962.36 crore<\/strong> in stipends, covering the newly inducted Bima Sakhis  For FY\u202f2025\u201326, a total of <strong>\u20b9520 crore<\/strong> has been allocated, of which <strong>\u20b9115.13 crore<\/strong> has already been disbursed up to <strong>July 14, 2025<\/strong> <\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Career_Advancement_Opportunities\"><\/span><strong>Career Advancement Opportunities<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The scheme offers upward mobility: graduate Bima Sakhis who complete <strong>five years of service<\/strong> and meet eligibility criteria can apply for LIC\u2019s <strong>Apprentice Development Officer (ADO)<\/strong> positions\u2014providing long\u2011term professional prospects <\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Policy_Objectives_and_Reach\"><\/span><strong>Policy Objectives and Reach<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The Bima Sakhi initiative aligns with government priorities like the <strong>Insurance for All by 2047<\/strong> mission, <strong>Aatmanirbhar Bharat<\/strong>, <strong>Jan\u00adDhan se Jan Suraksha<\/strong>, and <strong>Digital India<\/strong> It targets the deployment of <strong>Self\u2011Help Group (SHG)<\/strong> women as local agents at the <strong>Gram Panchayat<\/strong> level, expanding insurance access in remote areas <\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Social_and_Economic_Impact\"><\/span><strong>Social and Economic Impact<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">By onboarding women in Tier\u20112 and Tier\u20113 regions, the Bima Sakhi programme promotes <strong>gender equity<\/strong>, <strong>economic empowerment<\/strong>, and <strong>financial literacy<\/strong>. Women not only earn a stable income but also act as grassroots ambassadors of insurance, fostering awareness and trust in financial products  Achieving the enrollment target within six months highlights both the demand and potential of this scalable model <\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\" id=\"Bima-Sakhi-Scheme\"><img decoding=\"async\" src=\"https:\/\/img-cdn.publive.online\/fit-in\/1200x675\/tice-news-prod\/media\/media_files\/2025\/07\/22\/bima-sakhi-scheme-2025-07-22-10-53-30.png\" alt=\"Bima Sakhi Scheme\" title=\"Bima Sakhi Scheme\"\/><figcaption class=\"wp-element-caption\">Bima Sakhi Scheme<\/figcaption><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"B_Why_This_News_Is_Important\"><\/span>B) Why This News Is Important <span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Relevance_for_Government_Exam_Aspirants\"><\/span><strong>Relevance for Government Exam Aspirants<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Understanding the <strong>Bima Sakhi Scheme<\/strong> is essential for exams under <strong>GS Paper\u2011III (Inclusive growth and social sector initiatives)<\/strong> and <strong>current affairs sections<\/strong>. The initiative showcases how public policy addresses women\u2019s employment, rural insurance penetration, and financial inclusion.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Policy_Significance\"><\/span><strong>Policy Significance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The scheme is a practical example of the government\u2019s commitment to <strong>Insurance for All by 2047<\/strong> and reflects its objectives under <strong>Aatmanirbhar Bharat<\/strong>, <strong>Skill India<\/strong>, and financial inclusion missions. It demonstrates how national schemes are tailored for grassroots impact\u2014vital in explaining policy implementation and outcomes.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Career_Scope_Empirical_Learning\"><\/span><strong>Career Scope &amp; Empirical Learning<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">For banking, railways, defence, PCS, and civil services aspirants, details like budget allocation, performance metrics, stipend structure, and eligibility norms offer ready examples of welfare scheme design and monitoring mechanisms. These insights reflect how financial inclusion and gender equality can be pursued simultaneously via administrative programs.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"C_Historical_Context\"><\/span>C) Historical Context<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Genesis_and_Evolution_of_the_Scheme\"><\/span><strong>Genesis and Evolution of the Scheme<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The <strong>Bima Sakhi (MCA) Scheme<\/strong> was officially launched on <strong>9 December 2024<\/strong>, as a LIC\u2011driven, government\u2011backed programme. It emerged under the <strong>National Rural Livelihoods Mission<\/strong> (DAY\u2011NRLM) to channel rural women into insurance careers. LIC signed a formal <strong>MoU<\/strong> with the <strong>Ministry of Rural Development<\/strong> during the <strong>Anubhuti conclave<\/strong> in Goa (July\u00a02025) to expand outreach in rural India <\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Precedents_and_Related_Initiatives\"><\/span><strong>Precedents and Related Initiatives<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The scheme builds on prior efforts like SHG\u2011based livelihood schemes, <strong>Lakhpati Didi Mission<\/strong>, and <strong>Jan\u2011Dhan se Jan Suraksha<\/strong>, but marks a departure by integrating <strong>performance\u2011based stipends with insurance agency roles<\/strong>, enabling both income and skill development.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"D_Key_Takeaways_from_Bima_Sakhi_Scheme\"><\/span>D) Key Takeaways from Bima Sakhi Scheme<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>S. No.<\/th><th>Key Takeaway<\/th><\/tr><\/thead><tbody><tr><td>1<\/td><td><strong>Over 2,05,896 women enrolled<\/strong> under LIC\u2019s Bima Sakhi (MCA) scheme as of July 2025.<\/td><\/tr><tr><td>2<\/td><td><strong>Monthly stipends<\/strong>: \u20b97,000 (Yr\u202f1), \u20b96,000 (Yr\u202f2), \u20b95,000 (Yr\u202f3) plus commission income.<\/td><\/tr><tr><td>3<\/td><td>LIC disbursed <strong>\u20b962.36 crore<\/strong> in FY\u202f2024\u201125 and allocated <strong>\u20b9520 crore<\/strong> for FY\u202f2025\u201126, with \u20b9115.13 crore spent by mid\u2011July 2025.<\/td><\/tr><tr><td>4<\/td><td><strong>Career pathway<\/strong>: Graduate Bima Sakhis who complete five years can apply for recruitment as LIC <strong>Apprentice Development Officers (ADO)<\/strong>.<\/td><\/tr><tr><td>5<\/td><td>The scheme supports broader government objectives: <strong>Insurance for All by 2047<\/strong>, <strong>Aatmanirbhar Bharat<\/strong>, women\u2019s empowerment via SHGs, and grassroots financial inclusion.<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">Bima Sakhi Scheme<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQs_Frequently_Asked_Questions\"><\/span><strong>FAQs: Frequently Asked Questions<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_What_is_the_Bima_Sakhi_Scheme\"><\/span>1. <strong>What is the Bima Sakhi Scheme?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The Bima Sakhi Scheme is an initiative by LIC under the Ministry of Rural Development to recruit rural and semi-urban women as Mahila Career Agents (MCAs), offering income and training to promote insurance penetration.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_Who_is_eligible_to_become_a_Bima_Sakhi\"><\/span>2. <strong>Who is eligible to become a Bima Sakhi?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Any woman between 18\u201370 years of age with a minimum Class X qualification is eligible to apply under the Bima Sakhi Scheme.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_How_much_stipend_do_Bima_Sakhis_receive\"><\/span>3. <strong>How much stipend do Bima Sakhis receive?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Bima Sakhis receive \u20b97,000 in Year 1, \u20b96,000 in Year 2, and \u20b95,000 in Year 3 along with commission income on insurance policies sold and maintained.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_How_many_women_have_been_enrolled_so_far_under_the_scheme\"><\/span>4. <strong>How many women have been enrolled so far under the scheme?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">As of July 2025, a total of <strong>2,05,896 women<\/strong> have been enrolled under the scheme.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_What_is_the_long-term_career_benefit_for_Bima_Sakhis\"><\/span>5. <strong>What is the long-term career benefit for Bima Sakhis?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Women who serve for five years and meet LIC\u2019s eligibility criteria can apply for the <strong>Apprentice Development Officer (ADO)<\/strong> post, offering a full-time government opportunity.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"6_What_government_objectives_does_this_scheme_support\"><\/span>6. <strong>What government objectives does this scheme support?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">It aligns with \u201cInsurance for All by 2047\u201d, \u201cAatmanirbhar Bharat\u201d, \u201cJan Dhan se Jan Suraksha\u201d, and \u201cDigital India\u201d.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"7_What_budget_allocation_has_been_made_for_FY_2025%E2%80%9326\"><\/span>7. <strong>What budget allocation has been made for FY 2025\u201326?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u20b9520 crore has been allocated for FY 2025\u201326, with \u20b9115.13 crore disbursed till mid-July 2025.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"8_Where_was_the_MoU_for_this_scheme_signed\"><\/span>8. <strong>Where was the MoU for this scheme signed?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The LIC\u2013MoRD MoU was signed during the Anubhuti Conclave held in Goa in July 2025.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"9_Is_prior_experience_required_to_apply_as_a_Bima_Sakhi\"><\/span>9. <strong>Is prior experience required to apply as a Bima Sakhi?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">No prior insurance experience is required. Women are trained post-enrollment by LIC.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"10_Which_ministry_supports_the_Bima_Sakhi_Scheme\"><\/span>10. <strong>Which ministry supports the Bima Sakhi Scheme?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The Ministry of Rural Development supports this scheme in collaboration with LIC.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Some_Important_Current_Affairs_Links\"><\/span>Some Important Current Affairs Links<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--1\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/national\/\" target=\"_blank\" rel=\"noreferrer noopener\">State Current 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href=\"https:\/\/edunovations.com\/currentaffairsinhindi\/\" target=\"_blank\" rel=\"noreferrer noopener\">Current Affairs In Hindi<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--6\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/news-and-notifications\/\" target=\"_blank\" rel=\"noreferrer noopener\">News and Notifications<\/a><\/div>\n<\/div>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.edunovations.quiz\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" width=\"900\" height=\"150\" src=\"https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/03\/Banner-current-affairs-2-1.jpg\" alt=\"Download this App for Daily Current Affairs MCQ&#039;s\" class=\"wp-image-247\" title=\"\" srcset=\"https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/03\/Banner-current-affairs-2-1.jpg 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Know eligibility, budget, and benefits. Empowering Rural Women: LIC\u2019s Bima Sakhi Scheme Enrolls Over 2 Lakh Women The Government of India, through the Life Insurance Corporation (LIC), has successfully enrolled 2,05,896 women under its Bima Sakhi \u2013&#8230;<\/p>\n","protected":false},"author":6,"featured_media":36247,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14,159],"tags":[5347,25551,24451,466,248,2055,25539,1056,182,357],"class_list":["post-36216","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banking","category-scheme_and_committees","tag-aatmanirbhar-bharat","tag-bima-sakhi-scheme","tag-current-affairs-july-2025","tag-financial-inclusion","tag-government-schemes","tag-insurance","tag-insurance-for-all","tag-lic","tag-rural-development","tag-women-empowerment"],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts\/36216","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/comments?post=36216"}],"version-history":[{"count":2,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts\/36216\/revisions"}],"predecessor-version":[{"id":36248,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts\/36216\/revisions\/36248"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/media\/36247"}],"wp:attachment":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/media?parent=36216"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/categories?post=36216"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/tags?post=36216"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}