{"id":35063,"date":"2025-07-03T18:41:26","date_gmt":"2025-07-03T13:11:26","guid":{"rendered":"https:\/\/edunovations.com\/currentaffairs\/?p=35063"},"modified":"2025-07-03T18:41:29","modified_gmt":"2025-07-03T13:11:29","slug":"rbi-aeps-new-rules","status":"publish","type":"post","link":"https:\/\/edunovations.com\/currentaffairs\/national\/rbi-aeps-new-rules\/","title":{"rendered":"RBI AePS New Rules 2026: KYC, Fraud Monitoring and One Bank Policy Explained"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/rbi-aeps-new-rules\/#RBI_AePS_new_rules_2026_will_enforce_stricter_KYC_real-time_fraud_monitoring_and_one_operator%E2%80%93one_bank_policy_from_January_1_Read_full_details_for_competitive_exam_preparation\" >RBI AePS new rules 2026 will enforce stricter KYC, real-time fraud monitoring, and one operator\u2013one bank policy from January 1. Read full details for competitive exam preparation.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/rbi-aeps-new-rules\/#RBI_Tightens_AePS_Rules_to_Combat_Fraud_From_January_2026\" >RBI Tightens AePS Rules to Combat Fraud From January 2026<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/rbi-aeps-new-rules\/#Strengthening_the_AePS_Framework\" >Strengthening the AePS Framework<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/rbi-aeps-new-rules\/#Tightened_Onboarding_KYC_Norms\" >Tightened Onboarding &amp; KYC Norms<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/rbi-aeps-new-rules\/#Real-time_Monitoring_Customized_Risk_Controls\" >Real-time Monitoring &amp; Customized Risk Controls<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/rbi-aeps-new-rules\/#One_Operator_One_Bank_Rule\" >One Operator, One Bank Rule<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/rbi-aeps-new-rules\/#Strengthening_Technical_Safeguards\" >Strengthening Technical Safeguards<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/rbi-aeps-new-rules\/#Why_This_News_Is_Important\" >Why This News Is Important<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/rbi-aeps-new-rules\/#Safeguarding_Digital_Financial_Inclusion\" >Safeguarding Digital Financial Inclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/rbi-aeps-new-rules\/#Enhancing_Fraud_Detection_Accountability\" >Enhancing Fraud Detection &amp; Accountability<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/rbi-aeps-new-rules\/#Regulatory_Compliance_Risk_Management\" >Regulatory Compliance &amp; Risk Management<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/rbi-aeps-new-rules\/#Historical_Context\" >Historical Context<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/rbi-aeps-new-rules\/#Key_Takeaways_from_RBIs_AePS_Directive\" >Key Takeaways from RBI\u2019s AePS Directive<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/rbi-aeps-new-rules\/#FAQs_Frequently_Asked_Questions\" >FAQs: Frequently Asked Questions<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/rbi-aeps-new-rules\/#1_What_is_AePS\" >1. What is AePS?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/rbi-aeps-new-rules\/#2_Why_did_RBI_introduce_new_rules_for_AePS\" >2. Why did RBI introduce new rules for AePS?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/rbi-aeps-new-rules\/#3_What_is_the_effective_date_for_the_new_AePS_guidelines\" >3. What is the effective date for the new AePS guidelines?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/rbi-aeps-new-rules\/#4_What_does_the_%E2%80%98one_operator%E2%80%93one_bank_rule_mean\" >4. What does the \u2018one operator\u2013one bank\u2019 rule mean?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/rbi-aeps-new-rules\/#5_How_does_real-time_monitoring_help_prevent_fraud\" >5. How does real-time monitoring help prevent fraud?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/rbi-aeps-new-rules\/#Some_Important_Current_Affairs_Links\" >Some Important Current Affairs Links<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"RBI_AePS_new_rules_2026_will_enforce_stricter_KYC_real-time_fraud_monitoring_and_one_operator%E2%80%93one_bank_policy_from_January_1_Read_full_details_for_competitive_exam_preparation\"><\/span><strong>RBI AePS new rules 2026<\/strong> will enforce stricter KYC, real-time fraud monitoring, and one operator\u2013one bank policy from January 1. Read full details for competitive exam preparation.<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"RBI_Tightens_AePS_Rules_to_Combat_Fraud_From_January_2026\"><\/span>RBI Tightens AePS Rules to Combat Fraud From January 2026<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Strengthening_the_AePS_Framework\"><\/span>Strengthening the AePS Framework<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>The Reserve Bank of India (RBI) issued a directive on June 27, 2025, introducing stricter regulations for Aadhaar-Enabled Payment System (AePS) operators, effective January 1, 2026. This comprehensive plan emphasizes robust KYC procedures at the onboarding stage, mandatory periodic KYC refreshers, real-time transaction monitoring, and a &#8220;one operator\u2013one acquiring bank&#8221; policy  These measures ensure heightened accountability of touchpoint operators (e.g., Business Correspondents, Bank Mitras) and fortify risk management.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Tightened_Onboarding_KYC_Norms\"><\/span>Tightened Onboarding &amp; KYC Norms<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Under the new guidelines, banks must conduct full due diligence on AePS Touchpoint Operators (ATOs), aligning with the RBI\u2019s Master Direction on KYC, 2016  Existing KYC done for BCs or sub-agents may be adopted. Additionally, if an ATO remains inactive for three months, banks are required to redo their KYC before reactivation <\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Real-time_Monitoring_Customized_Risk_Controls\"><\/span>Real-time Monitoring &amp; Customized Risk Controls<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Acquiring banks must deploy real-time transaction monitoring systems to detect anomalies promptly. They are also mandated to establish customized risk controls\u2014such as transaction limits\u2014based on each operator\u2019s location, transaction volume, and velocityThese parameters must be periodically reviewed to adapt to emerging fraud patterns.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"One_Operator_One_Bank_Rule\"><\/span>One Operator, One Bank Rule<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>To improve traceability and curb misuse, the RBI insists on a one operator\u2013one acquiring bank principle. This restriction ensures every AePS operator aligns with a single bank and NPCI clearly assigns responsibilities <\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Strengthening_Technical_Safeguards\"><\/span>Strengthening Technical Safeguards<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Banks must also implement system-level controls to ensure AePS APIs and software are used only for authorized Aadhaar-based transactions, preventing unauthorized usage <\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\" id=\"RBI-AePS-new-rules\"><img decoding=\"async\" src=\"https:\/\/bsmedia.business-standard.com\/_media\/bs\/img\/article\/2025-06\/06\/full\/1749189981-8415.JPG?im=FitAndFill=(826,465)\" alt=\"RBI AePS new rules\" title=\"RBI AePS new rules\"\/><figcaption class=\"wp-element-caption\">RBI AePS new rules<\/figcaption><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why_This_News_Is_Important\"><\/span>Why This News Is Important<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Safeguarding_Digital_Financial_Inclusion\"><\/span>Safeguarding Digital Financial Inclusion<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>AePS plays a crucial role in India\u2019s digital financial inclusion, especially in rural and underserved areas. However, rising incidents of identity theft and fraudulent Aadhaar-based transactions have eroded trust RBI\u2019s guidelines aim to restore confidence in the system by enhancing operator accountability and transaction security.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Enhancing_Fraud_Detection_Accountability\"><\/span>Enhancing Fraud Detection &amp; Accountability<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>By enforcing strict KYC, real-time monitoring, and a one-operator\u2013one-bank rule, these measures close existing loopholes. Banks can now quickly detect and block unauthorized transactions, reducing losses and protecting customer data. This proactive approach aligns with RBI\u2019s mandate for a secure digital payment infrastructure.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Regulatory_Compliance_Risk_Management\"><\/span>Regulatory Compliance &amp; Risk Management<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>These guidelines underscore the RBI\u2019s commitment to robust regulatory oversight under the Payment and Settlement Systems Act, 2007. Financial institutions must now adjust their internal compliance systems, KYC processes, and monitoring frameworks to meet the January 2026 deadline.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Historical_Context\"><\/span>Historical Context<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>India\u2019s AePS\u2014launched by NPCI in 2016\u2014allowed biometric Aadhaar authentication for basic banking tasks at BC touchpoints, significantly boosting rural access to financial services. However, the system has seen increasing fraud cases involving stolen credentials and duplicate identities during the past year.<\/p>\n\n\n\n<p>In response, the RBI had imposed similar due diligence norms in June 2024 and reiterated them in its Statement on Developmental and Regulatory Policies. The rising misuse of AePS necessitated today\u2019s broader, more stringent guidelines. These regulatory upgrades continue a decade-long trend of tightening Aadhaar-based services to balance financial inclusion with security.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Key_Takeaways_from_RBIs_AePS_Directive\"><\/span><strong>Key Takeaways from RBI\u2019s AePS Directive<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>S. No.<\/th><th>Key Takeaway<\/th><\/tr><\/thead><tbody><tr><td>1<\/td><td><strong>Full KYC at Onboarding<\/strong>: Banks must perform KYC under RBI\u2019s Master Direction before enrolling AePS operators <\/td><\/tr><tr><td>2<\/td><td><strong>KYC for Inactive Operators<\/strong>: ATOs inactive for over 3 months require fresh KYC before reactivation .<\/td><\/tr><tr><td>3<\/td><td><strong>One Operator\u2013One Bank Policy<\/strong>: Each AePS operator must register with only one acquiring bank .<\/td><\/tr><tr><td>4<\/td><td><strong>Real-time Monitoring<\/strong>: Banks need live transaction surveillance and risk-based controls tailored to operator profiles .<\/td><\/tr><tr><td>5<\/td><td><strong>API &amp; Tech Restrictions<\/strong>: AePS-related technology, including APIs, must be strictly used for approved functions only .<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">RBI AePS new rules<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQs_Frequently_Asked_Questions\"><\/span><strong>FAQs: Frequently Asked Questions<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_What_is_AePS\"><\/span>1. What is AePS?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>AePS stands for <strong>Aadhaar Enabled Payment System<\/strong>. It is a digital payment method developed by NPCI that allows customers to carry out basic banking transactions using Aadhaar authentication through Business Correspondents (BCs).<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_Why_did_RBI_introduce_new_rules_for_AePS\"><\/span>2. Why did RBI introduce new rules for AePS?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>The RBI implemented stricter rules to curb rising <strong>fraud and misuse<\/strong> of AePS in rural and semi-urban areas. The new rules enhance KYC norms, monitoring mechanisms, and restrict operators to a single bank for accountability.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_What_is_the_effective_date_for_the_new_AePS_guidelines\"><\/span>3. What is the effective date for the new AePS guidelines?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>The new rules and compliance mechanisms will come into force starting <strong>January 1, 2026<\/strong>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_What_does_the_%E2%80%98one_operator%E2%80%93one_bank_rule_mean\"><\/span>4. What does the \u2018one operator\u2013one bank\u2019 rule mean?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>This rule mandates that each AePS operator must be <strong>affiliated with only one acquiring bank<\/strong>, making it easier to monitor and regulate transactions and minimize fraud risk.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_How_does_real-time_monitoring_help_prevent_fraud\"><\/span>5. How does real-time monitoring help prevent fraud?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Real-time monitoring systems help acquiring banks to <strong>instantly detect suspicious activity<\/strong> like unusually high transaction volumes, location mismatch, or multiple failed authentication attempts, which helps in <strong>quick preventive action<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Some_Important_Current_Affairs_Links\"><\/span>Some Important Current Affairs Links<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--1\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/national\/\" target=\"_blank\" rel=\"noreferrer noopener\">State Current Affairs<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--2\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/sports\/\" target=\"_blank\" rel=\"noreferrer noopener\">Sports Current Affairs<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--3\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/international\/\" target=\"_blank\" rel=\"noreferrer noopener\">International Current Affairs<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/banking\/\" target=\"_blank\" rel=\"noreferrer noopener\">Banking Current Affairs<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/railway\/\" target=\"_blank\" rel=\"noreferrer noopener\">Railways Current Affairs<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/defence\/\" target=\"_blank\" rel=\"noreferrer noopener\">Defence Current Affairs<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--4\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs?newsmaticargs=custom&amp;posts=today\" target=\"_blank\" rel=\"noreferrer noopener\">Daily Current Affairs<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--5\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairsinhindi\/\" target=\"_blank\" rel=\"noreferrer noopener\">Current Affairs In Hindi<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--6\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/news-and-notifications\/\" target=\"_blank\" rel=\"noreferrer noopener\">News and Notifications<\/a><\/div>\n<\/div>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.edunovations.quiz\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" width=\"900\" height=\"150\" src=\"https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/03\/Banner-current-affairs-2-1.jpg\" alt=\"Download this App for Daily Current Affairs MCQ&#039;s\" class=\"wp-image-247\" title=\"\" srcset=\"https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/03\/Banner-current-affairs-2-1.jpg 900w, https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/03\/Banner-current-affairs-2-1-300x50.jpg 300w, https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/03\/Banner-current-affairs-2-1-768x128.jpg 768w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><\/a><figcaption class=\"wp-element-caption\">Download this App for Daily Current Affairs MCQ&#8217;s<\/figcaption><\/figure>\n\n\n\n<figure class=\"wp-block-image size-full\" id=\"News-Website-Development-Company\"><a href=\"https:\/\/www.martindiainfotech.com\/\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" width=\"900\" height=\"150\" src=\"https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/04\/News-Website-Development-Company-Banner.png\" alt=\"News Website Development Company\" class=\"wp-image-438\" title=\"News Website Development Company\" srcset=\"https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/04\/News-Website-Development-Company-Banner.png 900w, https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/04\/News-Website-Development-Company-Banner-300x50.png 300w, https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/04\/News-Website-Development-Company-Banner-768x128.png 768w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><\/a><figcaption class=\"wp-element-caption\">News Website Development Company<\/figcaption><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>RBI AePS new rules 2026 will enforce stricter KYC, real-time fraud monitoring, and one operator\u2013one bank policy from January 1. Read full details for competitive exam preparation. RBI Tightens AePS Rules to Combat Fraud From January 2026 Strengthening the AePS Framework The Reserve Bank of India (RBI) issued a directive on June 27, 2025, introducing&#8230;<\/p>\n","protected":false},"author":6,"featured_media":35087,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10,14],"tags":[24271,21898,6091,337,466,11731,24270,103,339,123],"class_list":["post-35063","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-national","category-banking","tag-aadhaar-payment","tag-aeps-2","tag-banking-regulations","tag-digital-payments","tag-financial-inclusion","tag-fraud-prevention","tag-kyc","tag-npci","tag-rbi","tag-reserve-bank-of-india"],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts\/35063","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/comments?post=35063"}],"version-history":[{"count":2,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts\/35063\/revisions"}],"predecessor-version":[{"id":35088,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts\/35063\/revisions\/35088"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/media\/35087"}],"wp:attachment":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/media?parent=35063"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/categories?post=35063"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/tags?post=35063"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}