{"id":34269,"date":"2025-06-16T12:34:12","date_gmt":"2025-06-16T07:04:12","guid":{"rendered":"https:\/\/edunovations.com\/currentaffairs\/?p=34269"},"modified":"2025-06-16T12:34:15","modified_gmt":"2025-06-16T07:04:15","slug":"dual-network-credit-card-india","status":"publish","type":"post","link":"https:\/\/edunovations.com\/currentaffairs\/national\/dual-network-credit-card-india\/","title":{"rendered":"Dual Network Credit Card India: Scapia and Federal Bank Launch RuPay\u2013Visa UPI Card"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/dual-network-credit-card-india\/#Dual_network_credit_card_India_launched_by_Scapia_and_Federal_Bank_features_RuPay%E2%80%93Visa_integration_with_UPI_zero_forex_markup_and_travel_rewards_boosting_fintech_innovation\" >Dual network credit card India launched by Scapia and Federal Bank features RuPay\u2013Visa integration with UPI, zero forex markup, and travel rewards, boosting fintech innovation.<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/dual-network-credit-card-india\/#Revolutionizing_Digital_Payments_for_Travellers\" >Revolutionizing Digital Payments for Travellers<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/dual-network-credit-card-india\/#Dual-Network_Convenience_with_Unified_Statements\" >Dual-Network Convenience with Unified Statements<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/dual-network-credit-card-india\/#Zero_Forex_Markup_Premium_Perks\" >Zero Forex Markup &amp; Premium Perks<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/dual-network-credit-card-india\/#Rewards_Travel_Integration\" >Rewards &amp; Travel Integration<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/dual-network-credit-card-india\/#Enhanced_Scapia_App_Ecosystem\" >Enhanced Scapia App Ecosystem<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/dual-network-credit-card-india\/#Why_This_News_Matters_to_Government_Exam_Aspirants_%F0%9F%93%9A\" >Why This News Matters to Government Exam Aspirants \ud83d\udcda<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/dual-network-credit-card-india\/#Innovation_Payments_Policy_Insight\" >Innovation &amp; Payments Policy Insight<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/dual-network-credit-card-india\/#Importance_for_Banking_UPSC_Exams\" >Importance for Banking &amp; UPSC Exams<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/dual-network-credit-card-india\/#Socio%E2%80%91Economic_Implications\" >Socio\u2011Economic Implications<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/dual-network-credit-card-india\/#Technological_Advancement\" >Technological Advancement<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/dual-network-credit-card-india\/#Historical_Context_Tracing_the_RuPay%E2%80%93UPI%E2%80%93Visa_Journey\" >Historical Context: Tracing the RuPay\u2013UPI\u2013Visa Journey<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/dual-network-credit-card-india\/#RuPays_Rise_NPCI_Vision\" >RuPay\u2019s Rise &amp; NPCI Vision<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/dual-network-credit-card-india\/#UPI_Integration_Evolution\" >UPI Integration &amp; Evolution<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/dual-network-credit-card-india\/#Bridging_Domestic%E2%80%93Global_Payment_Systems\" >Bridging Domestic\u2013Global Payment Systems<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/dual-network-credit-card-india\/#Fintech_Travel_Synergies\" >Fintech &amp; Travel Synergies<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/dual-network-credit-card-india\/#Key_Takeaways_from_Scapia%E2%80%93Federal_Bank_Launch\" >Key Takeaways from Scapia\u2013Federal Bank Launch<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/dual-network-credit-card-india\/#FAQs_Frequently_Asked_Questions\" >FAQs: Frequently Asked Questions<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/dual-network-credit-card-india\/#Some_Important_Current_Affairs_Links\" >Some Important Current Affairs Links<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Dual_network_credit_card_India_launched_by_Scapia_and_Federal_Bank_features_RuPay%E2%80%93Visa_integration_with_UPI_zero_forex_markup_and_travel_rewards_boosting_fintech_innovation\"><\/span>Dual network credit card India launched by Scapia and Federal Bank features RuPay\u2013Visa integration with UPI, zero forex markup, and travel rewards, boosting fintech innovation.<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Revolutionizing_Digital_Payments_for_Travellers\"><\/span>Revolutionizing Digital Payments for Travellers<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Scapia, a Bengaluru-based travel-first fintech platform, in partnership with Federal Bank, has launched the Scapia Federal RuPay Credit Card\u2014India\u2019s first-ever dual-network credit card. This innovative product integrates both the RuPay (including UPI) and Visa networks on a single card, enabling seamless online, offline, UPI, and international transactions, all consolidated under one credit limit and consolidated monthly statement <\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Dual-Network_Convenience_with_Unified_Statements\"><\/span>Dual-Network Convenience with Unified Statements<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>The hallmark of this offering is the ability to use either RuPay or Visa networks as needed, with the added benefit of UPI payments directly from the card. This eliminates the need for separate UPI wallets or multiple credit cards, simplifying financial management with a unified credit limit and statement .<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Zero_Forex_Markup_Premium_Perks\"><\/span>Zero Forex Markup &amp; Premium Perks<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>International travellers and digital nomads will appreciate the zero foreign exchange markup on overseas transactions. Additionally, the card offers unlimited domestic airport lounge access and complimentary perks\u2014dining, shopping, and spa experiences across airport outlets\u2014specifically tailored for travel-oriented users <\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Rewards_Travel_Integration\"><\/span>Rewards &amp; Travel Integration<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Every qualifying transaction earns rewards in the form of \u201cScapia Coins,\u201d redeemable through the Scapia app against various travel needs\u2014flights, stays, buses, and trains. This cohesively aligns with Scapia\u2019s positioning as an all-in-one travel and fintech solution <\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Enhanced_Scapia_App_Ecosystem\"><\/span>Enhanced Scapia App Ecosystem<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Coinciding with the card launch, Scapia has enhanced its platform under its 2025 Summer Release. Upgrades include smarter train booking suggestions with alternate routes, map-based hotel searches, student\/senior flight fare options, and a revamped Scapia Coins interface <\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\" id=\"dual-network-credit-card-India\"><img decoding=\"async\" src=\"https:\/\/fintechbiznews.com\/cdn\/images\/BlogPost\/Original\/133942284715995839.png\" alt=\"dual network credit card India\" title=\"dual network credit card India\"\/><figcaption class=\"wp-element-caption\">dual network credit card India<\/figcaption><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why_This_News_Matters_to_Government_Exam_Aspirants_%F0%9F%93%9A\"><\/span>Why This News Matters to Government Exam Aspirants \ud83d\udcda<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Innovation_Payments_Policy_Insight\"><\/span>Innovation &amp; Payments Policy Insight<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>This development marks a significant policy-driven push in India&#8217;s financial ecosystem\u2014integrating domestic payment infrastructure (NPCI\u2019s RuPay &amp; UPI) with international networks. It&#8217;s a prime example of RBI\/NPCI\u2019s strategy to promote indigenous fintech solutions, a recurring theme in government policy and exam syllabi.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Importance_for_Banking_UPSC_Exams\"><\/span>Importance for Banking &amp; UPSC Exams<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>Questions related to RuPay, NPCI, UPI, and banking innovations often appear in banking, insurance, and UPSC prelims\/mains GS sections. Understanding the evolution from debit-centric RuPay to dual-network credit innovations provides vital real-world context.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Socio%E2%80%91Economic_Implications\"><\/span>Socio\u2011Economic Implications<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>By enabling greater financial inclusion with unified UPI and credit capabilities, this product aligns with India\u2019s Digital India and financial inclusion goals\u2014key areas under GS Paper 3 (Indian Economy and Banking sector).<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Technological_Advancement\"><\/span>Technological Advancement<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>The fusion of fintech, travel, and digital infrastructure reflects modern digital payment advancements\u2014relevant for aspirants preparing for tech\u2011policy questions in IPS, IRS (IT), and civil service interviews.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Historical_Context_Tracing_the_RuPay%E2%80%93UPI%E2%80%93Visa_Journey\"><\/span>Historical Context: Tracing the RuPay\u2013UPI\u2013Visa Journey<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"RuPays_Rise_NPCI_Vision\"><\/span>RuPay\u2019s Rise &amp; NPCI Vision<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>NPCI launched RuPay in 2014 to reduce dependency on international card networks and lower transaction costs  Since then, RuPay has seen widespread adoption across debit and credit products.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"UPI_Integration_Evolution\"><\/span>UPI Integration &amp; Evolution<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>UPI, launched in 2016, revolutionized peer-to-peer and merchant payments with real-time transfers. The RBI also enabled credit card payments through UPI in 2022\u2014fueling the move toward credit\u2013UPI convergence <\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Bridging_Domestic%E2%80%93Global_Payment_Systems\"><\/span>Bridging Domestic\u2013Global Payment Systems<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>Partnerships\u2014like NPCI with Discover and JCB\u2014laid the groundwork for international acceptance. Federal Bank\u2019s co-branding with Scapia demonstrates strategic alignment in global-fintech collaborations <\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Fintech_Travel_Synergies\"><\/span>Fintech &amp; Travel Synergies<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>Scapia\u2019s unique role\u2014serving travel requirements via AI-driven bookings and financial services\u2014mirrors modern digital ecosystems&#8217; trend toward multi\u2011functional platforms.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Key_Takeaways_from_Scapia%E2%80%93Federal_Bank_Launch\"><\/span>Key Takeaways from Scapia\u2013Federal Bank Launch<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th><strong>S.No.<\/strong><\/th><th><strong>Key Takeaway<\/strong><\/th><\/tr><\/thead><tbody><tr><td>1<\/td><td>India\u2019s first dual-network credit card combining RuPay (with UPI) and Visa on one card.<\/td><\/tr><tr><td>2<\/td><td>A unified credit limit and single monthly statement for all transactions.<\/td><\/tr><tr><td>3<\/td><td>No forex markup plus unlimited domestic lounge access and travel perks.<\/td><\/tr><tr><td>4<\/td><td>Rewards (Scapia Coins) earnable on every transaction, redeemable for travel bookings.<\/td><\/tr><tr><td>5<\/td><td>Reflects broader policy push for domestic payment networks and fintech innovation.<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">dual network credit card India<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQs_Frequently_Asked_Questions\"><\/span><strong>FAQs: Frequently Asked Questions<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>Q1. What is unique about the Scapia Federal Bank Credit Card?<\/strong><br>The card is India&#8217;s first dual-network credit card, combining RuPay and Visa in one card, with the added feature of enabling UPI-based credit payments.<\/p>\n\n\n\n<p><strong>Q2. How does the dual-network functionality benefit users?<\/strong><br>Users can make payments through both RuPay (including UPI) and Visa networks using a single card with one credit limit and consolidated billing, simplifying financial transactions.<\/p>\n\n\n\n<p><strong>Q3. Is there any forex markup on international usage of this card?<\/strong><br>No, the Scapia Federal Bank Credit Card offers zero forex markup on international transactions, making it a travel-friendly card.<\/p>\n\n\n\n<p><strong>Q4. What kind of rewards does the card offer?<\/strong><br>Users earn Scapia Coins on each transaction, which can be redeemed for booking travel services such as flights, hotels, buses, and trains directly through the Scapia app.<\/p>\n\n\n\n<p><strong>Q5. Why is this launch significant from an exam perspective?<\/strong><br>It represents technological advancement in the Indian banking and fintech sector, aligns with Digital India initiatives, and showcases the growing role of domestic payment systems like RuPay and UPI.<\/p>\n\n\n\n<p><strong>Q6. Can this credit card be used for UPI transactions?<\/strong><br>Yes, thanks to the RuPay network integration, users can make UPI payments using this credit card, which is a recent development in India\u2019s digital payment landscape.<\/p>\n\n\n\n<p><strong>Q7. What are the travel-related benefits included with this card?<\/strong><br>Users get unlimited access to domestic airport lounges and special discounts or complimentary services at airport outlets like restaurants, spas, and stores.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Some_Important_Current_Affairs_Links\"><\/span>Some Important Current Affairs Links<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--1\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/national\/\" target=\"_blank\" rel=\"noreferrer noopener\">State Current Affairs<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--2\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/sports\/\" target=\"_blank\" rel=\"noreferrer noopener\">Sports Current Affairs<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--3\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/international\/\" target=\"_blank\" rel=\"noreferrer noopener\">International Current Affairs<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/banking\/\" target=\"_blank\" rel=\"noreferrer noopener\">Banking Current Affairs<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/railway\/\" target=\"_blank\" rel=\"noreferrer noopener\">Railways Current Affairs<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/defence\/\" target=\"_blank\" rel=\"noreferrer noopener\">Defence Current Affairs<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--4\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs?newsmaticargs=custom&amp;posts=today\" target=\"_blank\" rel=\"noreferrer noopener\">Daily Current Affairs<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--5\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairsinhindi\/\" target=\"_blank\" rel=\"noreferrer noopener\">Current Affairs In Hindi<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--6\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/news-and-notifications\/\" target=\"_blank\" rel=\"noreferrer noopener\">News and Notifications<\/a><\/div>\n<\/div>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.edunovations.quiz\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" width=\"900\" height=\"150\" src=\"https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/03\/Banner-current-affairs-2-1.jpg\" alt=\"Download this App for Daily Current Affairs MCQ&#039;s\" class=\"wp-image-247\" title=\"\" srcset=\"https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/03\/Banner-current-affairs-2-1.jpg 900w, https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/03\/Banner-current-affairs-2-1-300x50.jpg 300w, https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/03\/Banner-current-affairs-2-1-768x128.jpg 768w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><\/a><figcaption class=\"wp-element-caption\">Download this App for Daily Current Affairs MCQ&#8217;s<\/figcaption><\/figure>\n\n\n\n<figure class=\"wp-block-image size-full\" id=\"News-Website-Development-Company\"><a href=\"https:\/\/www.martindiainfotech.com\/\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" width=\"900\" height=\"150\" src=\"https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/04\/News-Website-Development-Company-Banner.png\" alt=\"News Website Development Company\" class=\"wp-image-438\" title=\"News Website Development Company\" srcset=\"https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/04\/News-Website-Development-Company-Banner.png 900w, https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/04\/News-Website-Development-Company-Banner-300x50.png 300w, https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/04\/News-Website-Development-Company-Banner-768x128.png 768w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><\/a><figcaption class=\"wp-element-caption\">News Website Development Company<\/figcaption><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>Dual network credit card India launched by Scapia and Federal Bank features RuPay\u2013Visa integration with UPI, zero forex markup, and travel rewards, boosting fintech innovation. Revolutionizing Digital Payments for Travellers Scapia, a Bengaluru-based travel-first fintech platform, in partnership with Federal Bank, has launched the Scapia Federal RuPay Credit Card\u2014India\u2019s first-ever dual-network credit card. This innovative&#8230;<\/p>\n","protected":false},"author":6,"featured_media":34284,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10,14,144],"tags":[23397,23395,23394,23398,23396],"class_list":["post-34269","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-national","category-banking","category-economy_finance","tag-dual-network-credit-card","tag-rupay-visa-integration","tag-scapia-federal-bank-credit-card","tag-travel-fintech-india","tag-upi-on-credit-card"],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts\/34269","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/comments?post=34269"}],"version-history":[{"count":1,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts\/34269\/revisions"}],"predecessor-version":[{"id":34283,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts\/34269\/revisions\/34283"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/media\/34284"}],"wp:attachment":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/media?parent=34269"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/categories?post=34269"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/tags?post=34269"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}