{"id":33704,"date":"2025-06-01T15:17:39","date_gmt":"2025-06-01T09:47:39","guid":{"rendered":"https:\/\/edunovations.com\/currentaffairs\/?p=33704"},"modified":"2025-06-01T15:20:16","modified_gmt":"2025-06-01T09:50:16","slug":"karmayogi-swasthya-suraksha-gujarat-karmayogi-swasthya-suraksha-yojana-2025-provides-%e2%82%b910-lakh-cashless-health-coverage-for-ais-officers","status":"publish","type":"post","link":"https:\/\/edunovations.com\/currentaffairs\/national\/gujarat\/karmayogi-swasthya-suraksha-gujarat-karmayogi-swasthya-suraksha-yojana-2025-provides-%e2%82%b910-lakh-cashless-health-coverage-for-ais-officers\/","title":{"rendered":"Gujarat Karmayogi Swasthya Suraksha Yojana 2025: Cashless Health Benefits for Government Employees"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_86 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/gujarat\/karmayogi-swasthya-suraksha-gujarat-karmayogi-swasthya-suraksha-yojana-2025-provides-%e2%82%b910-lakh-cashless-health-coverage-for-ais-officers\/#Gujarat_Karmayogi_Swasthya_Suraksha_Yojana_2025_A_Comprehensive_Health_Scheme_for_Public_Servants\" >Gujarat Karmayogi Swasthya Suraksha Yojana 2025: A Comprehensive Health Scheme for Public Servants<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/gujarat\/karmayogi-swasthya-suraksha-gujarat-karmayogi-swasthya-suraksha-yojana-2025-provides-%e2%82%b910-lakh-cashless-health-coverage-for-ais-officers\/#Introduction\" >Introduction<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/gujarat\/karmayogi-swasthya-suraksha-gujarat-karmayogi-swasthya-suraksha-yojana-2025-provides-%e2%82%b910-lakh-cashless-health-coverage-for-ais-officers\/#Key_Features_of_the_Scheme\" >Key Features of the Scheme<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/gujarat\/karmayogi-swasthya-suraksha-gujarat-karmayogi-swasthya-suraksha-yojana-2025-provides-%e2%82%b910-lakh-cashless-health-coverage-for-ais-officers\/#1_Cashless_Treatment_Coverage\" >1. Cashless Treatment Coverage<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/gujarat\/karmayogi-swasthya-suraksha-gujarat-karmayogi-swasthya-suraksha-yojana-2025-provides-%e2%82%b910-lakh-cashless-health-coverage-for-ais-officers\/#2_Eligibility_Criteria\" >2. Eligibility Criteria<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/gujarat\/karmayogi-swasthya-suraksha-gujarat-karmayogi-swasthya-suraksha-yojana-2025-provides-%e2%82%b910-lakh-cashless-health-coverage-for-ais-officers\/#3_Role_of_the_State_Health_Agency_SHA\" >3. Role of the State Health Agency (SHA)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/gujarat\/karmayogi-swasthya-suraksha-gujarat-karmayogi-swasthya-suraksha-yojana-2025-provides-%e2%82%b910-lakh-cashless-health-coverage-for-ais-officers\/#4_Definition_of_%E2%80%98Family\" >4. Definition of &#8216;Family&#8217;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/gujarat\/karmayogi-swasthya-suraksha-gujarat-karmayogi-swasthya-suraksha-yojana-2025-provides-%e2%82%b910-lakh-cashless-health-coverage-for-ais-officers\/#5_Aadhaar-Based_e-KYC_Verification\" >5. Aadhaar-Based e-KYC Verification<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/gujarat\/karmayogi-swasthya-suraksha-gujarat-karmayogi-swasthya-suraksha-yojana-2025-provides-%e2%82%b910-lakh-cashless-health-coverage-for-ais-officers\/#6_Exclusion_Clauses\" >6. Exclusion Clauses<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/gujarat\/karmayogi-swasthya-suraksha-gujarat-karmayogi-swasthya-suraksha-yojana-2025-provides-%e2%82%b910-lakh-cashless-health-coverage-for-ais-officers\/#Why_This_News_is_Important\" >Why This News is Important<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/gujarat\/karmayogi-swasthya-suraksha-gujarat-karmayogi-swasthya-suraksha-yojana-2025-provides-%e2%82%b910-lakh-cashless-health-coverage-for-ais-officers\/#Significance_for_Government_Employees\" >Significance for Government Employees<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/gujarat\/karmayogi-swasthya-suraksha-gujarat-karmayogi-swasthya-suraksha-yojana-2025-provides-%e2%82%b910-lakh-cashless-health-coverage-for-ais-officers\/#Impact_on_Fixed-Pay_Employees\" >Impact on Fixed-Pay Employees<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/gujarat\/karmayogi-swasthya-suraksha-gujarat-karmayogi-swasthya-suraksha-yojana-2025-provides-%e2%82%b910-lakh-cashless-health-coverage-for-ais-officers\/#Administrative_Efficiency\" >Administrative Efficiency<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/gujarat\/karmayogi-swasthya-suraksha-gujarat-karmayogi-swasthya-suraksha-yojana-2025-provides-%e2%82%b910-lakh-cashless-health-coverage-for-ais-officers\/#Technological_Integration\" >Technological Integration<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/gujarat\/karmayogi-swasthya-suraksha-gujarat-karmayogi-swasthya-suraksha-yojana-2025-provides-%e2%82%b910-lakh-cashless-health-coverage-for-ais-officers\/#Precedent_for_Other_States\" >Precedent for Other States<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/gujarat\/karmayogi-swasthya-suraksha-gujarat-karmayogi-swasthya-suraksha-yojana-2025-provides-%e2%82%b910-lakh-cashless-health-coverage-for-ais-officers\/#Historical_Context\" >Historical Context<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/gujarat\/karmayogi-swasthya-suraksha-gujarat-karmayogi-swasthya-suraksha-yojana-2025-provides-%e2%82%b910-lakh-cashless-health-coverage-for-ais-officers\/#Evolution_of_Healthcare_Schemes_in_Gujarat\" >Evolution of Healthcare Schemes in Gujarat<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/gujarat\/karmayogi-swasthya-suraksha-gujarat-karmayogi-swasthya-suraksha-yojana-2025-provides-%e2%82%b910-lakh-cashless-health-coverage-for-ais-officers\/#Inclusion_of_Fixed-Pay_Employees\" >Inclusion of Fixed-Pay Employees<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/gujarat\/karmayogi-swasthya-suraksha-gujarat-karmayogi-swasthya-suraksha-yojana-2025-provides-%e2%82%b910-lakh-cashless-health-coverage-for-ais-officers\/#Key_Takeaways_from_Gujarat_Karmayogi_Swasthya_Suraksha_Yojana\" >Key Takeaways from Gujarat Karmayogi Swasthya Suraksha Yojana<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/gujarat\/karmayogi-swasthya-suraksha-gujarat-karmayogi-swasthya-suraksha-yojana-2025-provides-%e2%82%b910-lakh-cashless-health-coverage-for-ais-officers\/#FAQs_Frequently_Asked_Questions_on_Gujarat_Karmayogi_Swasthya_Suraksha_Yojana_2025\" >FAQs: Frequently Asked Questions on Gujarat Karmayogi Swasthya Suraksha Yojana 2025<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/gujarat\/karmayogi-swasthya-suraksha-gujarat-karmayogi-swasthya-suraksha-yojana-2025-provides-%e2%82%b910-lakh-cashless-health-coverage-for-ais-officers\/#Some_Important_Current_Affairs_Links\" >Some Important Current Affairs Links<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Gujarat_Karmayogi_Swasthya_Suraksha_Yojana_2025_A_Comprehensive_Health_Scheme_for_Public_Servants\"><\/span>Gujarat Karmayogi Swasthya Suraksha Yojana 2025: A Comprehensive Health Scheme for Public Servants<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Introduction\"><\/span>Introduction<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">On May 30, 2025, the Government of Gujarat launched the <strong>Gujarat Karmayogi Swasthya Suraksha Yojana (GKSSY)<\/strong>, a pioneering health initiative aimed at providing comprehensive healthcare coverage to public servants and their families. This scheme underscores the state&#8217;s commitment to enhancing the well-being of its workforce and ensuring equitable access to quality healthcare services.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Key_Features_of_the_Scheme\"><\/span>Key Features of the Scheme<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_Cashless_Treatment_Coverage\"><\/span>1. <strong>Cashless Treatment Coverage<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Under the GKSSY, eligible families will receive <strong>cashless medical treatment up to \u20b910 lakh per annum<\/strong>. This benefit is facilitated through a special \u201cG\u201d category card issued under the <strong>Pradhan Mantri Jan Arogya Yojana (PMJAY)<\/strong>. The State Health Agency (SHA) will oversee the distribution and management of these cards.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_Eligibility_Criteria\"><\/span>2. <strong>Eligibility Criteria<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">The scheme is designed to benefit:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>All India Services (AIS) officers and pensioners<\/strong><\/li>\n\n\n\n<li><strong>Gujarat state government officers and employees<\/strong><\/li>\n\n\n\n<li><strong>Pensioners of the Gujarat state government<\/strong><\/li>\n\n\n\n<li><strong>Fixed-pay employees<\/strong>, subject to specific eligibility <\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">To avail of the benefits, individuals must be enrolled under PMJAY and possess the special \u201cG\u201d category card<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_Role_of_the_State_Health_Agency_SHA\"><\/span>3. <strong>Role of the State Health Agency (SHA)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">The SHA is entrusted with:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Issuing the \u201cG\u201d category PMJAY cards<\/strong><\/li>\n\n\n\n<li><strong>Maintaining the beneficiary database<\/strong><\/li>\n\n\n\n<li><strong>Implementing and monitoring the scheme<\/strong><\/li>\n\n\n\n<li><strong>Deactivating ineligible individuals upon termination, resignation, or dismissal<\/strong><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">SHA will coordinate with various departments to ensure real-time updates to the beneficiary list.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_Definition_of_%E2%80%98Family\"><\/span>4. <strong>Definition of &#8216;Family&#8217;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">The definition of a \u201cfamily\u201d eligible for benefits is based on:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Gujarat State Services (Medical Treatment) Rules, 2015<\/strong> for state government employees and pensioners<\/li>\n\n\n\n<li><strong>AIS (Medical Attendance) Rules, 1954<\/strong> for AIS officers and pensioners<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">A formal certificate of dependents is mandatory to validate the family members covered under the scheme.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_Aadhaar-Based_e-KYC_Verification\"><\/span>5. <strong>Aadhaar-Based e-KYC Verification<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">The scheme mandates <strong>Aadhaar-based e-KYC verification<\/strong> for all family members. This ensures:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Accurate identification of beneficiaries<\/strong><\/li>\n\n\n\n<li><strong>Seamless linking with the PMJAY database<\/strong><\/li>\n\n\n\n<li><strong>Smooth access to cashless healthcare <\/strong><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">The e-KYC process also prevents duplication and unauthorized use of healthcare benefits.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"6_Exclusion_Clauses\"><\/span>6. <strong>Exclusion Clauses<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Individuals who:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Have their service terminated without confirmation<\/strong><\/li>\n\n\n\n<li><strong>Resign or leave service voluntarily<\/strong><\/li>\n\n\n\n<li><strong>Are dismissed due to disciplinary action<\/strong><\/li>\n\n\n\n<li><strong>Are not eligible for a <\/strong><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">&#8230;will be excluded from the scheme. The head of the last-serving office must immediately inform the SHA to remove such individuals and their family members from the beneficiary database.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\" id=\"Karmayogi-Swasthya-Suraksha-benefits\"><img decoding=\"async\" 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\" alt=\"Karmayogi Swasthya Suraksha benefits\" style=\"width:480px;height:auto\" title=\"Karmayogi Swasthya Suraksha benefits\"\/><figcaption class=\"wp-element-caption\">Karmayogi Swasthya Suraksha benefits<\/figcaption><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why_This_News_is_Important\"><\/span>Why This News is Important<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Significance_for_Government_Employees\"><\/span>Significance for Government Employees<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The launch of the GKSSY marks a significant step towards ensuring that public servants have access to comprehensive healthcare services without the financial burden of medical expenses. By providing cashless treatment up to \u20b910 lakh per family, the scheme enhances the quality of life for government employees and their families.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Impact_on_Fixed-Pay_Employees\"><\/span>Impact on Fixed-Pay Employees<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">For the first time, <strong>fixed-pay employees<\/strong> are included in a state-sponsored health insurance scheme. This inclusion reflects the government&#8217;s commitment to providing equitable healthcare benefits to all categories of public employees, irrespective of their employment status.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Administrative_Efficiency\"><\/span>Administrative Efficiency<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The involvement of the <strong>State Health Agency (SHA)<\/strong> in the implementation and monitoring of the scheme ensures administrative efficiency and transparency. The SHA&#8217;s role in maintaining the beneficiary database and coordinating with various departments facilitates smooth execution of the scheme.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Technological_Integration\"><\/span>Technological Integration<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The mandatory <strong>Aadhaar-based e-KYC verification<\/strong> introduces technological integration into the healthcare delivery system. This digital approach not only streamlines the enrollment process but also enhances the accuracy of beneficiary identification, reducing the chances of fraud.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Precedent_for_Other_States\"><\/span>Precedent for Other States<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Gujarat&#8217;s initiative sets a precedent for other states to follow in providing comprehensive healthcare coverage to public servants. The success of this scheme could inspire similar programs nationwide, contributing to the overall improvement of public health services in India.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Historical_Context\"><\/span>Historical Context<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Evolution_of_Healthcare_Schemes_in_Gujarat\"><\/span>Evolution of Healthcare Schemes in Gujarat<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Gujarat has a history of implementing innovative healthcare schemes aimed at improving the health and well-being of its residents. The introduction of the <strong>Ayushman Bharat \u2013 Pradhan Mantri Jan Arogya Yojana (PMJAY)<\/strong> was a landmark step in providing health insurance to economically vulnerable populations. Building upon this, the <strong>Gujarat Karmayogi Swasthya Suraksha Yojana<\/strong> extends similar benefits to public servants, reflecting the state&#8217;s evolving approach to inclusive healthcare.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Inclusion_of_Fixed-Pay_Employees\"><\/span>Inclusion of Fixed-Pay Employees<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The inclusion of <strong>fixed-pay employees<\/strong> in the GKSSY is a notable development. Historically, fixed-pay employees were often excluded from state-sponsored health insurance schemes. By integrating them into the GKSSY, Gujarat sets a progressive example of ensuring healthcare access for all categories of public employees.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Key_Takeaways_from_Gujarat_Karmayogi_Swasthya_Suraksha_Yojana\"><\/span>Key Takeaways from Gujarat Karmayogi Swasthya Suraksha Yojana<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>S.No<\/th><th>Key Takeaway<\/th><\/tr><\/thead><tbody><tr><td>1<\/td><td><strong>Cashless treatment up to \u20b910 lakh per family per annum<\/strong> under the scheme.<\/td><\/tr><tr><td>2<\/td><td><strong>Eligibility extended to AIS officers, state government employees, pensioners, and fixed-pay employees<\/strong>.<\/td><\/tr><tr><td>3<\/td><td><strong>Aadhaar-based e-KYC verification<\/strong> mandatory for all family members.<\/td><\/tr><tr><td>4<\/td><td><strong>State Health Agency (SHA)<\/strong> responsible for card issuance and scheme implementation.<\/td><\/tr><tr><td>5<\/td><td><strong>Fixed-pay employees included<\/strong>, marking a progressive step in healthcare inclusivity.<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">Karmayogi Swasthya Suraksha benefits<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQs_Frequently_Asked_Questions_on_Gujarat_Karmayogi_Swasthya_Suraksha_Yojana_2025\"><\/span>FAQs: Frequently Asked Questions on Gujarat Karmayogi Swasthya Suraksha Yojana 2025<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q1: What is the Gujarat Karmayogi Swasthya Suraksha Yojana?<\/strong><br>A: It is a state government health insurance scheme providing cashless medical treatment up to \u20b910 lakh per annum for Gujarat government employees, AIS officers, pensioners, and fixed-pay employees.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q2: Who is eligible for this scheme?<\/strong><br>A: AIS officers and pensioners, Gujarat state government employees and pensioners, and fixed-pay employees meeting specific criteria are eligible under this scheme.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q3: How is the treatment under this scheme provided?<\/strong><br>A: Treatment is provided cashless through a special \u201cG\u201d category PMJAY card issued by the State Health Agency (SHA).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q4: Is Aadhaar verification required for availing benefits?<\/strong><br>A: Yes, Aadhaar-based e-KYC verification is mandatory for all family members to ensure accurate beneficiary identification.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q5: Can fixed-pay employees avail benefits from this scheme?<\/strong><br>A: Yes, fixed-pay employees are included for the first time in a state-sponsored health insurance scheme under GKSSY.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q6: Who is responsible for implementing and monitoring the scheme?<\/strong><br>A: The State Health Agency (SHA) is responsible for issuing cards, maintaining the beneficiary database, and monitoring the scheme.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q7: What happens if an employee resigns or is dismissed?<\/strong><br>A: Such individuals and their family members will be removed from the beneficiary list by the SHA.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Some_Important_Current_Affairs_Links\"><\/span>Some Important Current Affairs Links<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--1\"><a class=\"wp-block-button__link wp-element-button\" 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This scheme underscores the state&#8217;s commitment to enhancing the&#8230;<\/p>\n","protected":false},"author":6,"featured_media":33729,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[55,159],"tags":[22775,22776,22773,22777,22774],"class_list":["post-33704","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-gujarat","category-scheme_and_committees","tag-cashless-medical-treatment-gujarat","tag-government-employee-health-benefits","tag-gujarat-health-scheme","tag-karmayogi-swasthya-yojana","tag-pmjay-gujarat"],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts\/33704","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/comments?post=33704"}],"version-history":[{"count":2,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts\/33704\/revisions"}],"predecessor-version":[{"id":33730,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts\/33704\/revisions\/33730"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/media\/33729"}],"wp:attachment":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/media?parent=33704"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/categories?post=33704"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/tags?post=33704"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}