{"id":33211,"date":"2025-05-10T12:36:31","date_gmt":"2025-05-10T07:06:31","guid":{"rendered":"https:\/\/edunovations.com\/currentaffairs\/?p=33211"},"modified":"2025-05-11T14:11:04","modified_gmt":"2025-05-11T08:41:04","slug":"jan-suraksha-schemes","status":"publish","type":"post","link":"https:\/\/edunovations.com\/currentaffairs\/scheme_and_committees\/jan-suraksha-schemes\/","title":{"rendered":"Jan Suraksha Schemes (2015-2025): Achievements, Benefits, and Challenges in India"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_87 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/edunovations.com\/currentaffairs\/scheme_and_committees\/jan-suraksha-schemes\/#Introduction_A_Decade_of_Social_Security_Initiatives\" >Introduction: A Decade of Social Security Initiatives<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/edunovations.com\/currentaffairs\/scheme_and_committees\/jan-suraksha-schemes\/#Overview_of_the_Jan_Suraksha_Schemes\" >Overview of the Jan Suraksha Schemes<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/edunovations.com\/currentaffairs\/scheme_and_committees\/jan-suraksha-schemes\/#Achievements_Over_the_Decade\" >Achievements Over the Decade<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/edunovations.com\/currentaffairs\/scheme_and_committees\/jan-suraksha-schemes\/#Challenges_and_Areas_for_Improvement\" >Challenges and Areas for Improvement<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/edunovations.com\/currentaffairs\/scheme_and_committees\/jan-suraksha-schemes\/#Future_Outlook\" >Future Outlook<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/edunovations.com\/currentaffairs\/scheme_and_committees\/jan-suraksha-schemes\/#Why_This_News_is_Important\" >Why This News is Important<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/edunovations.com\/currentaffairs\/scheme_and_committees\/jan-suraksha-schemes\/#Significance_of_the_Jan_Suraksha_Schemes\" >Significance of the Jan Suraksha Schemes<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/edunovations.com\/currentaffairs\/scheme_and_committees\/jan-suraksha-schemes\/#Implications_for_Government_Exams\" >Implications for Government Exams<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/edunovations.com\/currentaffairs\/scheme_and_committees\/jan-suraksha-schemes\/#Broader_Impact_on_Society\" >Broader Impact on Society<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/edunovations.com\/currentaffairs\/scheme_and_committees\/jan-suraksha-schemes\/#Historical_Context_Evolution_of_Social_Security_in_India\" >Historical Context: Evolution of Social Security in India<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/edunovations.com\/currentaffairs\/scheme_and_committees\/jan-suraksha-schemes\/#Key_Takeaways_from_%E2%80%9CCelebrating_10_Years_of_Jan_Suraksha_Schemes_2015%E2%80%932025%E2%80%9D\" >Key Takeaways from &#8220;Celebrating 10 Years of Jan Suraksha Schemes (2015\u20132025)&#8221;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/edunovations.com\/currentaffairs\/scheme_and_committees\/jan-suraksha-schemes\/#FAQs_Frequently_Asked_Questions\" >FAQs: Frequently Asked Questions<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/edunovations.com\/currentaffairs\/scheme_and_committees\/jan-suraksha-schemes\/#1_What_are_the_Jan_Suraksha_Schemes\" >1. What are the Jan Suraksha Schemes?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/edunovations.com\/currentaffairs\/scheme_and_committees\/jan-suraksha-schemes\/#2_What_is_the_goal_of_the_Jan_Suraksha_Schemes\" >2. What is the goal of the Jan Suraksha Schemes?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/edunovations.com\/currentaffairs\/scheme_and_committees\/jan-suraksha-schemes\/#3_How_many_people_are_enrolled_under_these_schemes\" >3. How many people are enrolled under these schemes?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/edunovations.com\/currentaffairs\/scheme_and_committees\/jan-suraksha-schemes\/#4_What_are_the_benefits_of_the_PMJJBY\" >4. What are the benefits of the PMJJBY?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/edunovations.com\/currentaffairs\/scheme_and_committees\/jan-suraksha-schemes\/#5_What_are_the_challenges_faced_by_the_Jan_Suraksha_Schemes\" >5. What are the challenges faced by the Jan Suraksha Schemes?<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/edunovations.com\/currentaffairs\/scheme_and_committees\/jan-suraksha-schemes\/#Some_Important_Current_Affairs_Links\" >Some Important Current Affairs Links<\/a><\/li><\/ul><\/nav><\/div>\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Introduction_A_Decade_of_Social_Security_Initiatives\"><\/span><strong>Introduction: A Decade of Social Security Initiatives<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">In May 2025, India commemorates a significant milestone\u2014the 10th anniversary of the Jan Suraksha Schemes, launched by Prime Minister Narendra Modi on May 9, 2015. These initiatives aimed to provide accessible and affordable social security to the masses, particularly targeting the unorganized sector and economically vulnerable populations.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Overview_of_the_Jan_Suraksha_Schemes\"><\/span><strong>Overview of the Jan Suraksha Schemes<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The Jan Suraksha Schemes encompass three major programs:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY):<\/strong> A life insurance scheme offering a sum of \u20b92 lakh in case of death due to any reason.<\/li>\n\n\n\n<li><strong>Pradhan Mantri Suraksha Bima Yojana (PMSBY):<\/strong> An accident insurance scheme providing \u20b92 lakh for accidental death and \u20b91 lakh for permanent disability.<\/li>\n\n\n\n<li><strong>Atal Pension Yojana (APY):<\/strong> A pension scheme aimed at providing a fixed monthly pension to workers in the unorganized sector.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">These schemes were designed to promote financial inclusion and ensure social security for all citizens.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Achievements_Over_the_Decade\"><\/span><strong>Achievements Over the Decade<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Over the past ten years, the Jan Suraksha Schemes have achieved remarkable success:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>PMJJBY:<\/strong> As of 2024, over 16 crore individuals have enrolled, with claims disbursed amounting to \u20b913,290.40 crore .<\/li>\n\n\n\n<li><strong>PMSBY:<\/strong> Enrollment has surpassed 30 crore, with a significant number of claims processed, reflecting the scheme&#8217;s widespread adoption .<\/li>\n\n\n\n<li><strong>APY:<\/strong> The scheme has enrolled over 7 crore individuals, providing them with a secure pension for their retirement .<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">These figures underscore the success of the Jan Suraksha Schemes in enhancing social security coverage across the nation.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Challenges_and_Areas_for_Improvement\"><\/span><strong>Challenges and Areas for Improvement<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Despite the achievements, certain challenges persist:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Awareness:<\/strong> Many eligible individuals remain unaware of these schemes, hindering their potential benefits.<\/li>\n\n\n\n<li><strong>Claim Processing:<\/strong> The claim process can be cumbersome, with documentation requirements posing barriers to beneficiaries.<\/li>\n\n\n\n<li><strong>Sustainability:<\/strong> Ensuring the financial sustainability of these schemes remains a critical concern, especially with the increasing number of claims.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Addressing these challenges is essential to enhance the effectiveness of the Jan Suraksha Schemes.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Future_Outlook\"><\/span><strong>Future Outlook<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Looking ahead, the government aims to:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Enhance Awareness:<\/strong> Implement widespread campaigns to educate citizens about the benefits and enrollment procedures of these schemes.<\/li>\n\n\n\n<li><strong>Simplify Processes:<\/strong> Streamline the claim and enrollment processes to ensure ease of access for all beneficiaries.<\/li>\n\n\n\n<li><strong>Ensure Sustainability:<\/strong> Develop strategies to maintain the financial viability of these schemes in the long term.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">By addressing these areas, the Jan Suraksha Schemes can continue to serve as a cornerstone of India&#8217;s social security framework.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><img decoding=\"async\" width=\"299\" height=\"168\" src=\"https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2025\/05\/download-14-1.jpeg\" alt=\"\" class=\"wp-image-33212\" style=\"width:783px;height:auto\" title=\"\"><figcaption class=\"wp-element-caption\">Jan Suraksha Schemes 2025<\/figcaption><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why_This_News_is_Important\"><\/span><strong>Why This News is Important<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Significance_of_the_Jan_Suraksha_Schemes\"><\/span><strong>Significance of the Jan Suraksha Schemes<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The completion of a decade for the Jan Suraksha Schemes marks a significant achievement in India&#8217;s journey towards inclusive social security. These initiatives have played a pivotal role in providing financial protection to millions, especially in the unorganized sector.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Implications_for_Government_Exams\"><\/span><strong>Implications for Government Exams<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Understanding the objectives, achievements, and challenges of the Jan Suraksha Schemes is crucial for students preparing for government exams. These schemes are frequently featured in the General Studies and Current Affairs sections of various competitive exams.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Broader_Impact_on_Society\"><\/span><strong>Broader Impact on Society<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The success of these schemes has contributed to reducing poverty and enhancing the quality of life for many citizens. They have also fostered a culture of saving and financial planning among the masses.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Historical_Context_Evolution_of_Social_Security_in_India\"><\/span><strong>Historical Context: Evolution of Social Security in India<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">India&#8217;s journey towards providing social security has evolved over decades. Prior to 2015, various schemes existed but lacked comprehensive coverage and accessibility. The launch of the Jan Suraksha Schemes in 2015 was a transformative step, aiming to provide universal social security coverage.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The government&#8217;s focus on financial inclusion, through initiatives like the Pradhan Mantri Jan Dhan Yojana, laid the foundation for the successful implementation of these schemes. The integration of these schemes with the Jan Dhan accounts ensured seamless delivery and accessibility.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Key_Takeaways_from_%E2%80%9CCelebrating_10_Years_of_Jan_Suraksha_Schemes_2015%E2%80%932025%E2%80%9D\"><\/span><strong>Key Takeaways from &#8220;Celebrating 10 Years of Jan Suraksha Schemes (2015\u20132025)&#8221;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th><strong>S.No<\/strong><\/th><th><strong>Key Takeaway<\/strong><\/th><\/tr><\/thead><tbody><tr><td>1.<\/td><td><strong>Launch Date:<\/strong> The Jan Suraksha Schemes were launched on May 9, 2015, by Prime Minister Narendra Modi.<\/td><\/tr><tr><td>2.<\/td><td><strong>Schemes Included:<\/strong> The initiative comprises three schemes: PMJJBY, PMSBY, and APY.<\/td><\/tr><tr><td>3.<\/td><td><strong>Enrollment Figures:<\/strong> Over 16 crore enrolled in PMJJBY, 30 crore in PMSBY, and 7 crore in APY.<\/td><\/tr><tr><td>4.<\/td><td><strong>Claims Disbursed:<\/strong> PMJJBY has disbursed \u20b913,290.40 crore in claims as of 2024.<\/td><\/tr><tr><td>5.<\/td><td><strong>Challenges:<\/strong> Issues like awareness, claim processing, and sustainability need addressing for enhanced effectiveness.<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">Jan Suraksha Schemes 2025<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQs_Frequently_Asked_Questions\"><\/span><strong>FAQs: Frequently Asked Questions<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_What_are_the_Jan_Suraksha_Schemes\"><\/span>1. <strong>What are the Jan Suraksha Schemes?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">The Jan Suraksha Schemes are a set of social security programs launched by the Government of India on May 9, 2015. These include the Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), and Atal Pension Yojana (APY), aimed at providing financial security to individuals, especially in the unorganized sector.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_What_is_the_goal_of_the_Jan_Suraksha_Schemes\"><\/span>2. <strong>What is the goal of the Jan Suraksha Schemes?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">The primary objective of the Jan Suraksha Schemes is to provide affordable life and accident insurance, as well as pension benefits to economically vulnerable sections of society, particularly the unorganized sector.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_How_many_people_are_enrolled_under_these_schemes\"><\/span>3. <strong>How many people are enrolled under these schemes?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">As of 2024, over 16 crore people have enrolled in PMJJBY, 30 crore in PMSBY, and 7 crore in APY, reflecting the schemes&#8217; widespread adoption.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_What_are_the_benefits_of_the_PMJJBY\"><\/span>4. <strong>What are the benefits of the PMJJBY?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">The PMJJBY offers life insurance coverage of \u20b92 lakh to the policyholder&#8217;s nominee in case of death due to any reason.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_What_are_the_challenges_faced_by_the_Jan_Suraksha_Schemes\"><\/span>5. <strong>What are the challenges faced by the Jan Suraksha Schemes?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Challenges include lack of awareness among the population, cumbersome claim processes, and concerns about the sustainability of the schemes due to an increasing number of claims.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Some_Important_Current_Affairs_Links\"><\/span>Some Important Current Affairs Links<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--1\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/national\/\" target=\"_blank\" rel=\"noreferrer noopener\">State Current Affairs<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--2\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/sports\/\" target=\"_blank\" rel=\"noreferrer noopener\">Sports Current Affairs<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--3\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/international\/\" target=\"_blank\" rel=\"noreferrer noopener\">International Current Affairs<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/banking\/\" target=\"_blank\" rel=\"noreferrer noopener\">Banking Current Affairs<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/railway\/\" target=\"_blank\" rel=\"noreferrer noopener\">Railways Current Affairs<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/defence\/\" target=\"_blank\" rel=\"noreferrer noopener\">Defence Current Affairs<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--4\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs?newsmaticargs=custom&amp;posts=today\" target=\"_blank\" rel=\"noreferrer noopener\">Daily Current Affairs<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--5\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairsinhindi\/\" target=\"_blank\" rel=\"noreferrer noopener\">Current Affairs In Hindi<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--6\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/news-and-notifications\/\" target=\"_blank\" rel=\"noreferrer noopener\">News and Notifications<\/a><\/div>\n<\/div>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.edunovations.quiz\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" width=\"900\" height=\"150\" src=\"https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/03\/Banner-current-affairs-2-1.jpg\" alt=\"Download this App for Daily Current Affairs MCQ&#039;s\" class=\"wp-image-247\" title=\"\" srcset=\"https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/03\/Banner-current-affairs-2-1.jpg 900w, https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/03\/Banner-current-affairs-2-1-300x50.jpg 300w, https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/03\/Banner-current-affairs-2-1-768x128.jpg 768w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><\/a><figcaption class=\"wp-element-caption\">Download this App for Daily Current Affairs MCQ&#8217;s<\/figcaption><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>Introduction: A Decade of Social Security Initiatives In May 2025, India commemorates a significant milestone\u2014the 10th anniversary of the Jan Suraksha Schemes, launched by Prime Minister Narendra Modi on May 9, 2015. These initiatives aimed to provide accessible and affordable social security to the masses, particularly targeting the unorganized sector and economically vulnerable populations. Overview&#8230;<\/p>\n","protected":false},"author":6,"featured_media":33212,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[159,10],"tags":[15422,466,248,22461,22460,9359,9356,22462],"class_list":["post-33211","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-scheme_and_committees","category-national","tag-atal-pension-yojana","tag-financial-inclusion","tag-government-schemes","tag-india-social-security","tag-jan-suraksha-schemes","tag-pmjjby","tag-pmsby","tag-social-security-india"],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts\/33211","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/comments?post=33211"}],"version-history":[{"count":1,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts\/33211\/revisions"}],"predecessor-version":[{"id":33213,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts\/33211\/revisions\/33213"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/media\/33212"}],"wp:attachment":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/media?parent=33211"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/categories?post=33211"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/tags?post=33211"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}