{"id":28845,"date":"2025-01-04T20:31:19","date_gmt":"2025-01-04T15:01:19","guid":{"rendered":"https:\/\/edunovations.com\/currentaffairs\/?p=28845"},"modified":"2025-01-05T21:13:25","modified_gmt":"2025-01-05T15:43:25","slug":"sbi-deposit-schemesdiscover-the-latest-sbi-deposit-schemes-har-ghar-lakhpati-and-sbi-patrons-deposit-scheme-designed-to-promote-financial-inclusion-wealth-creation-and-provide-higher-returns-for-bo","status":"publish","type":"post","link":"https:\/\/edunovations.com\/currentaffairs\/banking\/sbi-deposit-schemesdiscover-the-latest-sbi-deposit-schemes-har-ghar-lakhpati-and-sbi-patrons-deposit-scheme-designed-to-promote-financial-inclusion-wealth-creation-and-provide-higher-returns-for-bo\/","title":{"rendered":"SBI Deposit Schemes: Har Ghar Lakhpati &amp; SBI Patrons for Wealth Creation and Higher Returns"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/sbi-deposit-schemesdiscover-the-latest-sbi-deposit-schemes-har-ghar-lakhpati-and-sbi-patrons-deposit-scheme-designed-to-promote-financial-inclusion-wealth-creation-and-provide-higher-returns-for-bo\/#SBI_Introduces_%E2%80%9CHar_Ghar_Lakhpati%E2%80%9D_and_%E2%80%9CSBI_Patrons_Deposit_Schemes%E2%80%9D\" >SBI Introduces &#8220;Har Ghar Lakhpati&#8221; and &#8220;SBI Patrons Deposit Schemes&#8221;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/sbi-deposit-schemesdiscover-the-latest-sbi-deposit-schemes-har-ghar-lakhpati-and-sbi-patrons-deposit-scheme-designed-to-promote-financial-inclusion-wealth-creation-and-provide-higher-returns-for-bo\/#Why_This_News_Is_Important\" >Why This News Is Important:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/sbi-deposit-schemesdiscover-the-latest-sbi-deposit-schemes-har-ghar-lakhpati-and-sbi-patrons-deposit-scheme-designed-to-promote-financial-inclusion-wealth-creation-and-provide-higher-returns-for-bo\/#Historical_Context_Background_Information\" >Historical Context: Background Information<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/sbi-deposit-schemesdiscover-the-latest-sbi-deposit-schemes-har-ghar-lakhpati-and-sbi-patrons-deposit-scheme-designed-to-promote-financial-inclusion-wealth-creation-and-provide-higher-returns-for-bo\/#Key_Takeaways_from_%E2%80%9CSBI_Introduces_New_Deposit_Schemes%E2%80%9D\" >Key Takeaways from &#8220;SBI Introduces New Deposit Schemes&#8221;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/sbi-deposit-schemesdiscover-the-latest-sbi-deposit-schemes-har-ghar-lakhpati-and-sbi-patrons-deposit-scheme-designed-to-promote-financial-inclusion-wealth-creation-and-provide-higher-returns-for-bo\/#Important_FAQs_for_Students_from_this_News\" >Important FAQs for Students from this News<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/sbi-deposit-schemesdiscover-the-latest-sbi-deposit-schemes-har-ghar-lakhpati-and-sbi-patrons-deposit-scheme-designed-to-promote-financial-inclusion-wealth-creation-and-provide-higher-returns-for-bo\/#1_What_is_the_%E2%80%9CHar_Ghar_Lakhpati%E2%80%9D_scheme_introduced_by_SBI\" >1. What is the &#8220;Har Ghar Lakhpati&#8221; scheme introduced by SBI?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/sbi-deposit-schemesdiscover-the-latest-sbi-deposit-schemes-har-ghar-lakhpati-and-sbi-patrons-deposit-scheme-designed-to-promote-financial-inclusion-wealth-creation-and-provide-higher-returns-for-bo\/#2_Who_can_benefit_from_SBIs_%E2%80%9CSBI_Patrons_Deposit_Scheme%E2%80%9D\" >2. Who can benefit from SBI\u2019s &#8220;SBI Patrons Deposit Scheme&#8221;?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/sbi-deposit-schemesdiscover-the-latest-sbi-deposit-schemes-har-ghar-lakhpati-and-sbi-patrons-deposit-scheme-designed-to-promote-financial-inclusion-wealth-creation-and-provide-higher-returns-for-bo\/#3_How_does_the_%E2%80%9CHar_Ghar_Lakhpati%E2%80%9D_scheme_work\" >3. How does the &#8220;Har Ghar Lakhpati&#8221; scheme work?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/sbi-deposit-schemesdiscover-the-latest-sbi-deposit-schemes-har-ghar-lakhpati-and-sbi-patrons-deposit-scheme-designed-to-promote-financial-inclusion-wealth-creation-and-provide-higher-returns-for-bo\/#4_What_benefits_do_the_SBI_Patrons_Deposit_Scheme_offer\" >4. What benefits do the SBI Patrons Deposit Scheme offer?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/sbi-deposit-schemesdiscover-the-latest-sbi-deposit-schemes-har-ghar-lakhpati-and-sbi-patrons-deposit-scheme-designed-to-promote-financial-inclusion-wealth-creation-and-provide-higher-returns-for-bo\/#5_What_is_the_role_of_SBI_in_promoting_financial_inclusion\" >5. What is the role of SBI in promoting financial inclusion?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/sbi-deposit-schemesdiscover-the-latest-sbi-deposit-schemes-har-ghar-lakhpati-and-sbi-patrons-deposit-scheme-designed-to-promote-financial-inclusion-wealth-creation-and-provide-higher-returns-for-bo\/#Some_Important_Current_Affairs_Links\" >Some Important Current Affairs Links<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"SBI_Introduces_%E2%80%9CHar_Ghar_Lakhpati%E2%80%9D_and_%E2%80%9CSBI_Patrons_Deposit_Schemes%E2%80%9D\"><\/span>SBI Introduces &#8220;Har Ghar Lakhpati&#8221; and &#8220;SBI Patrons Deposit Schemes&#8221;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>State Bank of India (SBI) Launches Innovative Deposit Schemes<\/strong><\/p>\n\n\n\n<p>State Bank of India (SBI), the country\u2019s largest lender, has recently introduced two new deposit schemes to offer higher returns and benefits to its customers. These schemes are aimed at encouraging saving and wealth creation for the masses, aligning with the government&#8217;s vision to enhance financial inclusion and empower the people of India.<\/p>\n\n\n\n<p><strong>&#8220;Har Ghar Lakhpati&#8221; Scheme: A Path to Financial Independence<\/strong><\/p>\n\n\n\n<p>One of the most innovative offerings from SBI is the &#8220;Har Ghar Lakhpati&#8221; scheme. This scheme has been introduced with the primary goal of turning ordinary Indian households into lakhpatis (millionaires) over a span of time. The scheme is targeted at low to middle-income individuals who wish to build wealth through disciplined savings. Under this scheme, the bank encourages people to invest a small amount regularly in fixed deposits, which, over time, can help them accumulate a significant corpus.<\/p>\n\n\n\n<p>The &#8220;Har Ghar Lakhpati&#8221; initiative aligns with the government\u2019s push towards promoting financial literacy and wealth management among the masses. The scheme also provides attractive interest rates, making it an appealing option for individuals looking to build a secure financial future for themselves and their families.<\/p>\n\n\n\n<p><strong>SBI Patrons Deposit Scheme: Premium Benefits for High-Value Depositors<\/strong><\/p>\n\n\n\n<p>Along with the &#8220;Har Ghar Lakhpati&#8221; scheme, SBI has also launched the &#8220;SBI Patrons Deposit Scheme.&#8221; This scheme is designed for customers who have the capacity to make larger deposits and want to earn higher returns on their savings. The patrons&#8217; scheme offers enhanced interest rates for premium customers, including both individuals and institutions. These customers can enjoy benefits like customized services, higher returns, and preferential treatment in banking transactions.<\/p>\n\n\n\n<p>This initiative further strengthens SBI\u2019s position as a leader in India\u2019s banking sector, as it caters to both mass-market savers and high-net-worth individuals (HNIs). The scheme reflects the bank&#8217;s commitment to offering innovative solutions that meet the diverse financial needs of the Indian population.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\" id=\"SBI-deposit-schemes-for-high-value-depositors\"><img decoding=\"async\" src=\"https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2025\/01\/SBI-deposit-schemes-for-high-value-depositors.jpg\" alt=\"SBI deposit schemes for high-value depositors\n\" class=\"wp-image-28862\" width=\"441\" height=\"441\" title=\"SBI deposit schemes for high-value depositors\" srcset=\"https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2025\/01\/SBI-deposit-schemes-for-high-value-depositors.jpg 225w, https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2025\/01\/SBI-deposit-schemes-for-high-value-depositors-150x150.jpg 150w\" sizes=\"(max-width: 441px) 100vw, 441px\" \/><figcaption class=\"wp-element-caption\">SBI deposit schemes for high-value depositors<\/figcaption><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why_This_News_Is_Important\"><\/span>Why This News Is Important:<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>Encouraging Saving and Financial Empowerment<\/strong><\/p>\n\n\n\n<p>The introduction of the &#8220;Har Ghar Lakhpati&#8221; and &#8220;SBI Patrons Deposit Schemes&#8221; is crucial in encouraging savings and financial independence among Indians. With many citizens still facing challenges in managing their finances, these schemes can serve as a catalyst for wealth accumulation, especially for those who have not been actively involved in formal savings programs.<\/p>\n\n\n\n<p><strong>Boosting Financial Inclusion and Security<\/strong><\/p>\n\n\n\n<p>These schemes have the potential to improve financial inclusion, particularly in rural and underserved regions. By offering attractive deposit plans, SBI is making it easier for individuals from different financial backgrounds to access banking services and grow their wealth systematically. The introduction of these schemes also enhances the financial security of many families, ensuring they have funds available for emergencies or future needs.<\/p>\n\n\n\n<p><strong>Strengthening SBI\u2019s Market Position<\/strong><\/p>\n\n\n\n<p>SBI, as the largest public sector bank in India, plays a vital role in shaping the country\u2019s financial landscape. These new deposit schemes will help strengthen the bank\u2019s market position by offering more personalized and lucrative options to both general customers and high-net-worth individuals. This will, in turn, help the bank maintain its leadership position and attract more customers to its wide range of services.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Historical_Context_Background_Information\"><\/span>Historical Context: Background Information<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>SBI has been a cornerstone of India\u2019s banking system since its establishment in 1806 as the Bank of Calcutta. Over the years, the bank has evolved and expanded its services to include a wide range of banking products for both individuals and businesses. With the introduction of several customer-centric schemes, such as the &#8220;SBI Gold Deposit Scheme&#8221; and &#8220;SBI Smart Deposit Scheme,&#8221; the bank has consistently shown its commitment to promoting saving and wealth creation among its customers.<\/p>\n\n\n\n<p>In recent years, SBI has also focused on increasing financial literacy through initiatives aimed at educating the general public about the importance of saving and investing. The introduction of the &#8220;Har Ghar Lakhpati&#8221; scheme is a natural extension of this effort. This new scheme is expected to resonate with many citizens, particularly in rural and semi-urban regions, where access to financial planning tools has traditionally been limited.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Key_Takeaways_from_%E2%80%9CSBI_Introduces_New_Deposit_Schemes%E2%80%9D\"><\/span>Key Takeaways from &#8220;SBI Introduces New Deposit Schemes&#8221;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th><strong>Serial No.<\/strong><\/th><th><strong>Key Takeaway<\/strong><\/th><\/tr><\/thead><tbody><tr><td>1.<\/td><td>SBI has introduced two new deposit schemes: &#8220;Har Ghar Lakhpati&#8221; and &#8220;SBI Patrons Deposit Schemes&#8221; to offer higher returns and benefits.<\/td><\/tr><tr><td>2.<\/td><td>The &#8220;Har Ghar Lakhpati&#8221; scheme aims to help low to middle-income individuals build wealth through regular fixed deposits.<\/td><\/tr><tr><td>3.<\/td><td>The &#8220;SBI Patrons Deposit Scheme&#8221; is designed for high-value depositors, offering customized services and enhanced returns.<\/td><\/tr><tr><td>4.<\/td><td>These schemes promote financial inclusion and help individuals from all financial backgrounds create a secure financial future.<\/td><\/tr><tr><td>5.<\/td><td>SBI continues to strengthen its position as a leader in India\u2019s banking sector by catering to both mass-market savers and high-net-worth individuals.<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">SBI deposit schemes for high-value depositors<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Important_FAQs_for_Students_from_this_News\"><\/span>Important FAQs for Students from this News<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_What_is_the_%E2%80%9CHar_Ghar_Lakhpati%E2%80%9D_scheme_introduced_by_SBI\"><\/span><strong>1. What is the &#8220;Har Ghar Lakhpati&#8221; scheme introduced by SBI?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>The &#8220;Har Ghar Lakhpati&#8221; scheme is a new initiative by the State Bank of India aimed at encouraging ordinary Indian households to build wealth through regular savings in fixed deposits. It is designed to turn low- to middle-income families into lakhpatis (millionaires) over time.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_Who_can_benefit_from_SBIs_%E2%80%9CSBI_Patrons_Deposit_Scheme%E2%80%9D\"><\/span><strong>2. Who can benefit from SBI\u2019s &#8220;SBI Patrons Deposit Scheme&#8221;?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>The &#8220;SBI Patrons Deposit Scheme&#8221; is aimed at high-value depositors, including individuals and institutions, who are looking for higher returns and premium services from their banking relationship with SBI. Customers who make larger deposits can enjoy enhanced interest rates and preferential services.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_How_does_the_%E2%80%9CHar_Ghar_Lakhpati%E2%80%9D_scheme_work\"><\/span><strong>3. How does the &#8220;Har Ghar Lakhpati&#8221; scheme work?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Under the &#8220;Har Ghar Lakhpati&#8221; scheme, customers can invest a small amount regularly in SBI\u2019s fixed deposit schemes. The cumulative effect of regular savings over time allows the account holder to accumulate significant wealth, eventually turning them into lakhpatis.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_What_benefits_do_the_SBI_Patrons_Deposit_Scheme_offer\"><\/span><strong>4. What benefits do the SBI Patrons Deposit Scheme offer?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>The SBI Patrons Deposit Scheme provides benefits such as higher interest rates, customized services, and preferential treatment for premium customers, including institutions and high-net-worth individuals.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_What_is_the_role_of_SBI_in_promoting_financial_inclusion\"><\/span><strong>5. What is the role of SBI in promoting financial inclusion?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>State Bank of India plays a crucial role in financial inclusion by offering innovative deposit schemes like &#8220;Har Ghar Lakhpati&#8221; that encourage saving and wealth creation for people across various income groups, particularly in underserved regions.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Some_Important_Current_Affairs_Links\"><\/span>Some Important Current Affairs Links<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--1\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/national\/\" target=\"_blank\" rel=\"noreferrer noopener\">State Current Affairs<\/a><\/div>\n\n\n\n<div class=\"wp-block-button 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href=\"https:\/\/edunovations.com\/currentaffairs\/category\/railway\/\" target=\"_blank\" rel=\"noreferrer noopener\">Railways Current Affairs<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/defence\/\" target=\"_blank\" rel=\"noreferrer noopener\">Defence Current Affairs<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--4\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs?newsmaticargs=custom&amp;posts=today\" target=\"_blank\" rel=\"noreferrer noopener\">Daily Current Affairs<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--5\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairsinhindi\/\" target=\"_blank\" rel=\"noreferrer noopener\">Current Affairs In Hindi<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--6\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/news-and-notifications\/\" target=\"_blank\" rel=\"noreferrer noopener\">News and Notifications<\/a><\/div>\n<\/div>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.edunovations.quiz\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" width=\"900\" height=\"150\" src=\"https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/03\/Banner-current-affairs-2-1.jpg\" alt=\"Download this App for Daily Current Affairs MCQ&#039;s\" class=\"wp-image-247\" title=\"\" srcset=\"https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/03\/Banner-current-affairs-2-1.jpg 900w, https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/03\/Banner-current-affairs-2-1-300x50.jpg 300w, https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/03\/Banner-current-affairs-2-1-768x128.jpg 768w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><\/a><figcaption class=\"wp-element-caption\">Download this App for Daily Current Affairs MCQ&#8217;s<\/figcaption><\/figure>\n\n\n\n<figure class=\"wp-block-image size-full\" id=\"News-Website-Development-Company\"><a href=\"https:\/\/www.martindiainfotech.com\/\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" width=\"900\" height=\"150\" src=\"https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/04\/News-Website-Development-Company-Banner.png\" alt=\"News Website Development Company\" class=\"wp-image-438\" title=\"News Website Development Company\" srcset=\"https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/04\/News-Website-Development-Company-Banner.png 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These schemes are aimed at encouraging saving and wealth creation for&#8230;<\/p>\n","protected":false},"author":6,"featured_media":28863,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14,159],"tags":[3809,16667,18913,18911,2383,18910,18912,18909],"class_list":["post-28845","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banking","category-scheme_and_committees","tag-banking-schemes","tag-financial-inclusion-india","tag-fixed-deposits","tag-har-ghar-lakhpati","tag-sbi","tag-sbi-deposit-schemes","tag-sbi-patrons-deposit-scheme","tag-wealth-creation"],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts\/28845","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/comments?post=28845"}],"version-history":[{"count":0,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts\/28845\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/media\/28863"}],"wp:attachment":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/media?parent=28845"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/categories?post=28845"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/tags?post=28845"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}