{"id":28794,"date":"2025-01-03T19:43:09","date_gmt":"2025-01-03T14:13:09","guid":{"rendered":"https:\/\/edunovations.com\/currentaffairs\/?p=28794"},"modified":"2025-01-05T19:55:42","modified_gmt":"2025-01-05T14:25:42","slug":"rbiexplore-the-rbis-new-guidelines-on-the-government-debt-relief-scheme-aimed-at-helping-borrowers-affected-by-crises-like-covid-19-learn-about-eligibility-loan-restructuring-and-government","status":"publish","type":"post","link":"https:\/\/edunovations.com\/currentaffairs\/banking\/rbiexplore-the-rbis-new-guidelines-on-the-government-debt-relief-scheme-aimed-at-helping-borrowers-affected-by-crises-like-covid-19-learn-about-eligibility-loan-restructuring-and-government\/","title":{"rendered":"RBI Guidelines on Government Debt Relief Scheme: Providing Financial Stability to Borrowers"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_87 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/rbiexplore-the-rbis-new-guidelines-on-the-government-debt-relief-scheme-aimed-at-helping-borrowers-affected-by-crises-like-covid-19-learn-about-eligibility-loan-restructuring-and-government\/#RBIs_Guidelines_on_Government_Debt_Relief_Scheme\" >RBI\u2019s Guidelines on Government Debt Relief Scheme<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/rbiexplore-the-rbis-new-guidelines-on-the-government-debt-relief-scheme-aimed-at-helping-borrowers-affected-by-crises-like-covid-19-learn-about-eligibility-loan-restructuring-and-government\/#Why_This_News_is_Important\" >Why This News is Important<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/rbiexplore-the-rbis-new-guidelines-on-the-government-debt-relief-scheme-aimed-at-helping-borrowers-affected-by-crises-like-covid-19-learn-about-eligibility-loan-restructuring-and-government\/#Historical_Context\" >Historical Context<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/rbiexplore-the-rbis-new-guidelines-on-the-government-debt-relief-scheme-aimed-at-helping-borrowers-affected-by-crises-like-covid-19-learn-about-eligibility-loan-restructuring-and-government\/#Key_Takeaways_from_RBIs_Guidelines_on_Government_Debt_Relief_Scheme\" >Key Takeaways from RBI\u2019s Guidelines on Government Debt Relief Scheme<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/rbiexplore-the-rbis-new-guidelines-on-the-government-debt-relief-scheme-aimed-at-helping-borrowers-affected-by-crises-like-covid-19-learn-about-eligibility-loan-restructuring-and-government\/#Important_FAQs_for_Students_from_this_News\" >Important FAQs for Students from this News<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/rbiexplore-the-rbis-new-guidelines-on-the-government-debt-relief-scheme-aimed-at-helping-borrowers-affected-by-crises-like-covid-19-learn-about-eligibility-loan-restructuring-and-government\/#Q1_What_is_the_Government_Debt_Relief_Scheme_GDRS\" >Q1: What is the Government Debt Relief Scheme (GDRS)?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/rbiexplore-the-rbis-new-guidelines-on-the-government-debt-relief-scheme-aimed-at-helping-borrowers-affected-by-crises-like-covid-19-learn-about-eligibility-loan-restructuring-and-government\/#Q2_Who_is_eligible_for_the_Government_Debt_Relief_Scheme\" >Q2: Who is eligible for the Government Debt Relief Scheme?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/rbiexplore-the-rbis-new-guidelines-on-the-government-debt-relief-scheme-aimed-at-helping-borrowers-affected-by-crises-like-covid-19-learn-about-eligibility-loan-restructuring-and-government\/#Q3_What_are_the_key_features_of_the_RBIs_debt_relief_guidelines\" >Q3: What are the key features of the RBI\u2019s debt relief guidelines?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/rbiexplore-the-rbis-new-guidelines-on-the-government-debt-relief-scheme-aimed-at-helping-borrowers-affected-by-crises-like-covid-19-learn-about-eligibility-loan-restructuring-and-government\/#Q4_How_does_the_Government_Debt_Relief_Scheme_benefit_financial_institutions\" >Q4: How does the Government Debt Relief Scheme benefit financial institutions?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/rbiexplore-the-rbis-new-guidelines-on-the-government-debt-relief-scheme-aimed-at-helping-borrowers-affected-by-crises-like-covid-19-learn-about-eligibility-loan-restructuring-and-government\/#Q5_What_is_the_role_of_the_Indian_government_in_the_debt_relief_scheme\" >Q5: What is the role of the Indian government in the debt relief scheme?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/rbiexplore-the-rbis-new-guidelines-on-the-government-debt-relief-scheme-aimed-at-helping-borrowers-affected-by-crises-like-covid-19-learn-about-eligibility-loan-restructuring-and-government\/#Some_Important_Current_Affairs_Links\" >Some Important Current Affairs Links<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"RBIs_Guidelines_on_Government_Debt_Relief_Scheme\"><\/span>RBI\u2019s Guidelines on Government Debt Relief Scheme<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Introduction to RBI\u2019s Guidelines on Government Debt Relief Scheme<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The Reserve Bank of India (RBI) has recently issued guidelines for the implementation of the Government Debt Relief Scheme (GDRS). The scheme is designed to alleviate the burden of debt on individuals, businesses, and various sectors affected by the economic downturn. With an increasing number of borrowers struggling to meet their obligations, the RBI\u2019s intervention aims to restore financial stability while ensuring equitable treatment for all stakeholders.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>The Objective and Scope of the Scheme<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The GDRS is introduced to provide targeted debt relief to borrowers who have faced disruptions due to factors like the COVID-19 pandemic, natural calamities, or other unforeseen events. This debt relief can involve measures such as rescheduling loans, offering moratoriums, or restructuring payment schedules. The RBI&#8217;s guidelines emphasize transparency and fairness in executing these measures to ensure that borrowers can regain their financial footing.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Key Features of the RBI Guidelines<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The RBI\u2019s guidelines are detailed, laying out specific steps for both financial institutions and borrowers. Some key aspects include:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Eligibility Criteria<\/strong>: Borrowers must fulfill certain criteria, such as the impact of the crisis on their financial health and the inability to repay loans on time.<\/li>\n\n\n\n<li><strong>Repayment Flexibility<\/strong>: The RBI has mandated that financial institutions must provide flexibility to borrowers, allowing for easier repayment terms.<\/li>\n\n\n\n<li><strong>Debt Restructuring Options<\/strong>: The guidelines provide for restructuring of loans in a way that borrowers can manage without overwhelming their finances.<\/li>\n\n\n\n<li><strong>Government Support<\/strong>: The Indian government will support this initiative by offering financial assistance to ensure that the scheme benefits both borrowers and financial institutions.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Challenges and Opportunities in Implementing the Scheme<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">While the GDRS aims to assist borrowers, its successful implementation presents challenges. Financial institutions will need to balance their responsibilities to creditors while helping borrowers in need. For the scheme to be effective, both parties must engage in good faith negotiations. On the other hand, this could provide an opportunity for financial institutions to strengthen their relationship with borrowers and contribute to the broader economic recovery.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\" id=\"RBI-guidelines-on-debt-relief-scheme\"><img decoding=\"async\" src=\"https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2025\/01\/RBI-guidelines-on-debt-relief-scheme.jpg\" alt=\"RBI guidelines on debt relief scheme\n\" class=\"wp-image-28828\" width=\"513\" height=\"384\" title=\"RBI guidelines on debt relief scheme\"\/><figcaption class=\"wp-element-caption\">RBI guidelines on debt relief scheme<\/figcaption><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why_This_News_is_Important\"><\/span>Why This News is Important<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Debt Relief to Aid Financial Recovery<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The implementation of RBI\u2019s Government Debt Relief Scheme is of utmost importance in light of the financial distress faced by individuals and businesses. During economic crises such as the pandemic, borrowers often find themselves in situations where repaying loans becomes an insurmountable challenge. By offering debt relief, the RBI provides a much-needed cushion for those suffering from financial hardships, ensuring they are not further burdened by their obligations.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Impact on the Economy and Stakeholders<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The scheme is a step toward reviving the broader economy. Debt relief helps restore purchasing power, promotes consumption, and provides businesses with the liquidity to continue operations. It is also vital for preserving the financial health of institutions that might otherwise face higher defaults.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Potential to Improve Loan Accessibility<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Another key reason this news is important is that it opens up the possibility of better loan accessibility in the future. By making it easier for borrowers to recover from debt, the RBI\u2019s guidelines may encourage lenders to extend more credit with confidence, knowing there are provisions for financial restructuring during times of crisis.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Historical_Context\"><\/span>Historical Context<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Background of Debt Relief Schemes in India<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The Government Debt Relief Scheme has its roots in earlier initiatives undertaken by the Indian government and financial institutions in times of national crises. Similar debt relief measures were put into place during the 2008 financial crisis, where moratoriums and restructuring policies were adopted to aid both individuals and businesses. The most significant debt restructuring efforts occurred during the COVID-19 pandemic when the RBI implemented the moratorium on loan repayments to help borrowers survive the economic fallout.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Role of the RBI in Financial Stability<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The RBI has consistently played a crucial role in stabilizing the Indian financial system. By stepping in with policies such as the GDRS, it helps mitigate the negative effects of crises on the economy and maintains the balance between creditors and borrowers. The RBI\u2019s guidelines are an extension of its ongoing effort to ensure economic stability and equitable growth in the country.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Key_Takeaways_from_RBIs_Guidelines_on_Government_Debt_Relief_Scheme\"><\/span>Key Takeaways from RBI\u2019s Guidelines on Government Debt Relief Scheme<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th><strong>Serial No.<\/strong><\/th><th><strong>Key Takeaway<\/strong><\/th><\/tr><\/thead><tbody><tr><td>1.<\/td><td><strong>Targeted Debt Relief<\/strong>: The scheme aims to assist borrowers affected by crises, offering targeted relief measures.<\/td><\/tr><tr><td>2.<\/td><td><strong>Eligibility Criteria<\/strong>: Borrowers must meet specific conditions to qualify for the scheme, ensuring that it targets those in genuine need.<\/td><\/tr><tr><td>3.<\/td><td><strong>Flexibility in Repayment<\/strong>: The guidelines mandate flexible repayment terms to help borrowers manage their debts more effectively.<\/td><\/tr><tr><td>4.<\/td><td><strong>Debt Restructuring<\/strong>: The RBI allows loan restructuring as a part of the relief measures, helping borrowers find sustainable ways to repay.<\/td><\/tr><tr><td>5.<\/td><td><strong>Government Support<\/strong>: The scheme is supported by the Indian government, providing a financial cushion to both borrowers and financial institutions.<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">RBI guidelines on debt relief scheme<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Important_FAQs_for_Students_from_this_News\"><\/span>Important FAQs for Students from this News<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q1_What_is_the_Government_Debt_Relief_Scheme_GDRS\"><\/span><strong>Q1: What is the Government Debt Relief Scheme (GDRS)?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>A1:<\/strong> The Government Debt Relief Scheme (GDRS) is an initiative introduced by the Reserve Bank of India (RBI) to provide debt relief to borrowers affected by economic crises, such as the COVID-19 pandemic or natural disasters. It allows for measures such as loan rescheduling, moratoriums, and restructuring to help borrowers manage their debt obligations.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q2_Who_is_eligible_for_the_Government_Debt_Relief_Scheme\"><\/span><strong>Q2: Who is eligible for the Government Debt Relief Scheme?<\/strong> <span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>A2:<\/strong> Borrowers who have been financially impacted by crises like the pandemic or natural calamities are eligible. The RBI guidelines specify that the borrower must demonstrate an inability to meet their loan repayment schedule due to these disruptions.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q3_What_are_the_key_features_of_the_RBIs_debt_relief_guidelines\"><\/span><strong>Q3: What are the key features of the RBI\u2019s debt relief guidelines?<\/strong> <span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>A3:<\/strong> The RBI guidelines outline eligibility criteria, repayment flexibility, debt restructuring options, and government support to facilitate smooth implementation. These measures aim to offer financial stability to borrowers while ensuring equitable treatment for all parties involved.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q4_How_does_the_Government_Debt_Relief_Scheme_benefit_financial_institutions\"><\/span><strong>Q4: How does the Government Debt Relief Scheme benefit financial institutions?<\/strong> <span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>A4:<\/strong> Financial institutions benefit by maintaining relationships with borrowers through structured repayment plans. The scheme helps reduce defaults, enabling the institutions to recover loans over time, while the government provides financial assistance to mitigate the risk.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q5_What_is_the_role_of_the_Indian_government_in_the_debt_relief_scheme\"><\/span><strong>Q5: What is the role of the Indian government in the debt relief scheme?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>A5:<\/strong> The Indian government supports the RBI\u2019s debt relief scheme by providing financial assistance to borrowers and lenders. This ensures the scheme&#8217;s effective implementation and helps stabilize the broader financial system.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Some_Important_Current_Affairs_Links\"><\/span>Some Important Current Affairs Links<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--1\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/national\/\" target=\"_blank\" rel=\"noreferrer noopener\">State Current Affairs<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--2\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/sports\/\" target=\"_blank\" rel=\"noreferrer noopener\">Sports Current Affairs<\/a><\/div>\n\n\n\n<div class=\"wp-block-button 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100vw, 900px\" \/><\/a><figcaption class=\"wp-element-caption\">Download this App for Daily Current Affairs MCQ&#8217;s<\/figcaption><\/figure>\n\n\n\n<figure class=\"wp-block-image size-full\" id=\"News-Website-Development-Company\"><a href=\"https:\/\/www.martindiainfotech.com\/\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" width=\"900\" height=\"150\" src=\"https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/04\/News-Website-Development-Company-Banner.png\" alt=\"News Website Development Company\" class=\"wp-image-438\" title=\"News Website Development Company\" srcset=\"https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/04\/News-Website-Development-Company-Banner.png 900w, https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/04\/News-Website-Development-Company-Banner-300x50.png 300w, https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/04\/News-Website-Development-Company-Banner-768x128.png 768w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><\/a><figcaption class=\"wp-element-caption\">News Website Development Company<\/figcaption><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>RBI\u2019s Guidelines on Government Debt Relief Scheme Introduction to RBI\u2019s Guidelines on Government Debt Relief Scheme The Reserve Bank of India (RBI) has recently issued guidelines for the implementation of the Government Debt Relief Scheme (GDRS). The scheme is designed to alleviate the burden of debt on individuals, businesses, and various sectors affected by the&#8230;<\/p>\n","protected":false},"author":6,"featured_media":28829,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14,159],"tags":[18878,18879,18880,18877,18876,4903],"class_list":["post-28794","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banking","category-scheme_and_committees","tag-debt-relief-scheme","tag-e-economic-recovery","tag-financial-assistanc","tag-government-debt-relief","tag-loan-restructuring","tag-rbi-guidelines"],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts\/28794","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/comments?post=28794"}],"version-history":[{"count":0,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts\/28794\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/media\/28829"}],"wp:attachment":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/media?parent=28794"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/categories?post=28794"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/tags?post=28794"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}