{"id":26625,"date":"2024-11-13T14:54:47","date_gmt":"2024-11-13T09:24:47","guid":{"rendered":"https:\/\/edunovations.com\/currentaffairs\/?p=26625"},"modified":"2024-11-13T14:54:49","modified_gmt":"2024-11-13T09:24:49","slug":"growth-public-sector-banks-psbs-have-posted-strong-growth-in-h1-fy25-due-to-structural-reforms-and-technological-innovations-discover-the-key-factors-behind-this-growth-including-reduced-npas-recap","status":"publish","type":"post","link":"https:\/\/edunovations.com\/currentaffairs\/banking\/growth-public-sector-banks-psbs-have-posted-strong-growth-in-h1-fy25-due-to-structural-reforms-and-technological-innovations-discover-the-key-factors-behind-this-growth-including-reduced-npas-recap\/","title":{"rendered":"PSBs Report Strong H1 FY25 Growth Driven by Technology and Reforms | Key Takeaways"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_83 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/growth-public-sector-banks-psbs-have-posted-strong-growth-in-h1-fy25-due-to-structural-reforms-and-technological-innovations-discover-the-key-factors-behind-this-growth-including-reduced-npas-recap\/#PSBs_Post_Strong_H1_FY25_Growth_Driven_by_Reforms_Technology\" >PSBs Post Strong H1 FY25 Growth Driven by Reforms &amp; Technology<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/growth-public-sector-banks-psbs-have-posted-strong-growth-in-h1-fy25-due-to-structural-reforms-and-technological-innovations-discover-the-key-factors-behind-this-growth-including-reduced-npas-recap\/#PSBs_Performance_and_Growth\" >PSB\u2019s Performance and Growth<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/growth-public-sector-banks-psbs-have-posted-strong-growth-in-h1-fy25-due-to-structural-reforms-and-technological-innovations-discover-the-key-factors-behind-this-growth-including-reduced-npas-recap\/#Why_This_News_is_Important_A_Shift_in_the_Banking_Landscape\" >Why This News is Important: A Shift in the Banking Landscape<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/growth-public-sector-banks-psbs-have-posted-strong-growth-in-h1-fy25-due-to-structural-reforms-and-technological-innovations-discover-the-key-factors-behind-this-growth-including-reduced-npas-recap\/#Positive_Economic_Impact\" >Positive Economic Impact<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/growth-public-sector-banks-psbs-have-posted-strong-growth-in-h1-fy25-due-to-structural-reforms-and-technological-innovations-discover-the-key-factors-behind-this-growth-including-reduced-npas-recap\/#Key_Role_of_Technology_and_Reforms\" >Key Role of Technology and Reforms<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/growth-public-sector-banks-psbs-have-posted-strong-growth-in-h1-fy25-due-to-structural-reforms-and-technological-innovations-discover-the-key-factors-behind-this-growth-including-reduced-npas-recap\/#Historical_Context_The_Transformation_of_PSBs\" >Historical Context: The Transformation of PSBs<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/growth-public-sector-banks-psbs-have-posted-strong-growth-in-h1-fy25-due-to-structural-reforms-and-technological-innovations-discover-the-key-factors-behind-this-growth-including-reduced-npas-recap\/#5_Key_Takeaways_from_PSBs_Strong_FY25_Growth\" >5 Key Takeaways from PSBs\u2019 Strong FY25 Growth<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/growth-public-sector-banks-psbs-have-posted-strong-growth-in-h1-fy25-due-to-structural-reforms-and-technological-innovations-discover-the-key-factors-behind-this-growth-including-reduced-npas-recap\/#Important_FAQs_for_Students_from_this_News\" >Important FAQs for Students from this News<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/growth-public-sector-banks-psbs-have-posted-strong-growth-in-h1-fy25-due-to-structural-reforms-and-technological-innovations-discover-the-key-factors-behind-this-growth-including-reduced-npas-recap\/#What_are_the_key_factors_behind_the_strong_performance_of_PSBs_in_H1_FY25\" >What are the key factors behind the strong performance of PSBs in H1 FY25?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/growth-public-sector-banks-psbs-have-posted-strong-growth-in-h1-fy25-due-to-structural-reforms-and-technological-innovations-discover-the-key-factors-behind-this-growth-including-reduced-npas-recap\/#How_have_technological_advancements_impacted_the_performance_of_PSBs\" >How have technological advancements impacted the performance of PSBs?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/growth-public-sector-banks-psbs-have-posted-strong-growth-in-h1-fy25-due-to-structural-reforms-and-technological-innovations-discover-the-key-factors-behind-this-growth-including-reduced-npas-recap\/#What_reforms_have_been_implemented_to_improve_PSBs_financial_health\" >What reforms have been implemented to improve PSBs&#8217; financial health?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/growth-public-sector-banks-psbs-have-posted-strong-growth-in-h1-fy25-due-to-structural-reforms-and-technological-innovations-discover-the-key-factors-behind-this-growth-including-reduced-npas-recap\/#What_is_the_significance_of_PSBs_growth_for_the_Indian_economy\" >What is the significance of PSBs&#8217; growth for the Indian economy?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/growth-public-sector-banks-psbs-have-posted-strong-growth-in-h1-fy25-due-to-structural-reforms-and-technological-innovations-discover-the-key-factors-behind-this-growth-including-reduced-npas-recap\/#How_are_PSBs_addressing_the_challenge_of_non-performing_assets_NPAs\" >How are PSBs addressing the challenge of non-performing assets (NPAs)?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/growth-public-sector-banks-psbs-have-posted-strong-growth-in-h1-fy25-due-to-structural-reforms-and-technological-innovations-discover-the-key-factors-behind-this-growth-including-reduced-npas-recap\/#Some_Important_Current_Affairs_Links\" >Some Important Current Affairs Links<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"PSBs_Post_Strong_H1_FY25_Growth_Driven_by_Reforms_Technology\"><\/span><strong>PSBs Post Strong H1 FY25 Growth Driven by Reforms &amp; Technology<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Public Sector Banks (PSBs) in India have reported significant growth in the first half (H1) of the fiscal year 2025, fueled by several key factors such as structural reforms, technological advancements, and improved operational efficiency. The robust performance of these banks marks a positive shift in the Indian banking sector, showcasing how PSBs are adapting to evolving market conditions and focusing on digitalization and reforms to stay competitive.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"PSBs_Performance_and_Growth\"><\/span><strong>PSB\u2019s Performance and Growth<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>In H1 FY25, PSBs have witnessed a remarkable increase in both their profitability and asset quality. These banks have recorded double-digit growth in key financial indicators such as net profit, return on equity, and non-performing asset (NPA) reduction. This growth is a direct result of ongoing reforms like the recapitalization of banks, digital banking initiatives, and better management practices. Furthermore, PSBs have embraced technological advancements, including AI-driven analytics and blockchain, which have streamlined operations and improved customer service.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\" id=\"Growth-of-Public-Sector-Banks-in-FY25\"><img decoding=\"async\" src=\"https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2024\/11\/Growth-of-Public-Sector-Banks-in-FY25.jpeg\" alt=\"Growth of Public Sector Banks in FY25\n\" class=\"wp-image-26643\" width=\"555\" height=\"416\" title=\"Growth of Public Sector Banks in FY25\"\/><figcaption class=\"wp-element-caption\">Growth of Public Sector Banks in FY25<\/figcaption><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why_This_News_is_Important_A_Shift_in_the_Banking_Landscape\"><\/span><strong>Why This News is Important: A Shift in the Banking Landscape<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Positive_Economic_Impact\"><\/span><strong>Positive Economic Impact<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>The performance of PSBs in the first half of FY25 holds immense significance for the Indian economy. PSBs have long been an integral part of the country\u2019s financial system, supporting both the public sector and the masses with affordable banking services. Their improved financial health signals a broader economic recovery and stability, which will encourage further investments and boost consumer confidence.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Key_Role_of_Technology_and_Reforms\"><\/span><strong>Key Role of Technology and Reforms<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>PSBs&#8217; success can be largely attributed to the technological transformations they\u2019ve undergone in recent years. Digital banking tools, mobile apps, and AI-backed data processing have enhanced their service efficiency, reduced operational costs, and enabled better credit assessment, leading to lower NPAs. The government\u2019s focus on restructuring these banks through various reforms like the Bank Recapitalization Plan and digitization initiatives has made them more resilient and adaptable to future challenges.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Historical_Context_The_Transformation_of_PSBs\"><\/span><strong>Historical Context: The Transformation of PSBs<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Public Sector Banks in India have traditionally played a central role in financing government projects and extending banking services to rural and underbanked areas. However, they have also faced several challenges over the years, including high levels of non-performing assets (NPAs), outdated banking practices, and slow adoption of technology.<\/p>\n\n\n\n<p>To address these issues, the Indian government introduced a series of reforms, such as the Indradhanush Plan (2015), aimed at revitalizing the banking sector. The government injected capital into these banks, and over time, the focus shifted toward improving governance, adopting digital technologies, and reducing NPAs. Initiatives such as the Insolvency and Bankruptcy Code (IBC) and stricter monitoring of loan recovery have helped improve the financial health of these banks.<\/p>\n\n\n\n<p>The transformation has been slow but steady, and the performance of PSBs in FY25 reflects the positive results of these long-term reforms.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_Key_Takeaways_from_PSBs_Strong_FY25_Growth\"><\/span><strong>5 Key Takeaways from PSBs\u2019 Strong FY25 Growth<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th><strong>No.<\/strong><\/th><th><strong>Key Takeaway<\/strong><\/th><\/tr><\/thead><tbody><tr><td><strong>1.<\/strong><\/td><td>PSBs have achieved double-digit growth in profitability and asset quality in H1 FY25.<\/td><\/tr><tr><td><strong>2.<\/strong><\/td><td>Technological advancements such as AI and blockchain have played a significant role in improving efficiency and customer service.<\/td><\/tr><tr><td><strong>3.<\/strong><\/td><td>Government reforms like bank recapitalization and digitalization have strengthened PSBs&#8217; financial health.<\/td><\/tr><tr><td><strong>4.<\/strong><\/td><td>The improved financial performance of PSBs signals a positive shift in the overall Indian banking sector.<\/td><\/tr><tr><td><strong>5.<\/strong><\/td><td>PSBs are reducing non-performing assets (NPAs) due to better loan recovery measures and stricter monitoring.<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">Growth of Public Sector Banks in FY25<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Important_FAQs_for_Students_from_this_News\"><\/span>Important FAQs for Students from this News<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_are_the_key_factors_behind_the_strong_performance_of_PSBs_in_H1_FY25\"><\/span><strong>What are the key factors behind the strong performance of PSBs in H1 FY25?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>The key factors include structural reforms, technological advancements like AI and blockchain, improved governance, and recapitalization efforts by the government. These have led to improved operational efficiency, reduced non-performing assets (NPAs), and higher profitability.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_have_technological_advancements_impacted_the_performance_of_PSBs\"><\/span><strong>How have technological advancements impacted the performance of PSBs?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Technological advancements such as artificial intelligence (AI), blockchain, and digital banking tools have enhanced customer service, improved credit assessment, reduced operational costs, and streamlined processes, contributing to the banks&#8217; growth and better asset quality.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_reforms_have_been_implemented_to_improve_PSBs_financial_health\"><\/span><strong>What reforms have been implemented to improve PSBs&#8217; financial health?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>The government implemented various reforms like the Indradhanush Plan, Bank Recapitalization Plan, and the Insolvency and Bankruptcy Code (IBC). These initiatives aimed at reducing NPAs, improving governance, and enhancing the overall operational efficiency of PSBs.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_the_significance_of_PSBs_growth_for_the_Indian_economy\"><\/span><strong>What is the significance of PSBs&#8217; growth for the Indian economy?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>PSBs are vital to India&#8217;s financial ecosystem. Their improved performance signals economic stability and recovery, which can boost investor confidence, enhance credit flow, and support overall economic growth.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_are_PSBs_addressing_the_challenge_of_non-performing_assets_NPAs\"><\/span><strong>How are PSBs addressing the challenge of non-performing assets (NPAs)?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>PSBs are addressing NPAs through better loan recovery measures, stricter monitoring, and a focus on efficient credit risk management. These efforts are helping them reduce bad loans and improve their financial stability.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Some_Important_Current_Affairs_Links\"><\/span>Some Important Current Affairs Links<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--1\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/national\/\" target=\"_blank\" rel=\"noreferrer noopener\">State Current Affairs<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--2\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/sports\/\" target=\"_blank\" rel=\"noreferrer noopener\">Sports Current Affairs<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline 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target=\"_blank\" rel=\"noreferrer noopener\">Defence Current Affairs<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--4\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs?newsmaticargs=custom&amp;posts=today\" target=\"_blank\" rel=\"noreferrer noopener\">Daily Current Affairs<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--5\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairsinhindi\/\" target=\"_blank\" rel=\"noreferrer noopener\">Current Affairs In Hindi<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--6\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/news-and-notifications\/\" target=\"_blank\" rel=\"noreferrer 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MCQ&#8217;s<\/figcaption><\/figure>\n\n\n\n<figure class=\"wp-block-image size-full\" id=\"News-Website-Development-Company\"><a href=\"https:\/\/www.martindiainfotech.com\/\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" width=\"900\" height=\"150\" src=\"https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/04\/News-Website-Development-Company-Banner.png\" alt=\"News Website Development Company\" class=\"wp-image-438\" title=\"News Website Development Company\" srcset=\"https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/04\/News-Website-Development-Company-Banner.png 900w, https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/04\/News-Website-Development-Company-Banner-300x50.png 300w, https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/04\/News-Website-Development-Company-Banner-768x128.png 768w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><\/a><figcaption class=\"wp-element-caption\">News Website Development Company<\/figcaption><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>PSBs Post Strong H1 FY25 Growth Driven by Reforms &amp; Technology Public Sector Banks (PSBs) in India have reported significant growth in the first half (H1) of the fiscal year 2025, fueled by several key factors such as structural reforms, technological advancements, and improved operational efficiency. The robust performance of these banks marks a positive&#8230;<\/p>\n","protected":false},"author":6,"featured_media":26644,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14,157],"tags":[14842,16824,273,16827,16826,16825,1814,16828],"class_list":["post-26625","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banking","category-ranks_and_reports","tag-ai-in-banking","tag-fy25-growth","tag-government-initiatives","tag-indian-banking-reforms","tag-npa-reduction","tag-psbs","tag-public-sector-banks","tag-technology-in-banking"],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts\/26625","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/comments?post=26625"}],"version-history":[{"count":0,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts\/26625\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/media\/26644"}],"wp:attachment":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/media?parent=26625"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/categories?post=26625"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/tags?post=26625"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}