{"id":23268,"date":"2025-04-04T13:41:33","date_gmt":"2025-04-04T08:11:33","guid":{"rendered":"https:\/\/edunovations.com\/currentaffairs\/?p=23268"},"modified":"2025-05-03T09:05:41","modified_gmt":"2025-05-03T03:35:41","slug":"jan-dhan-yojanadiscover-how-jan-dhan-yojana-has-transformed-financial-inclusion-in-india-over-the-past-decade-learn-about-the-achievements-challenges-and-future-prospects-of-this-landmark-initiative","status":"publish","type":"post","link":"https:\/\/edunovations.com\/currentaffairs\/scheme_and_committees\/jan-dhan-yojanadiscover-how-jan-dhan-yojana-has-transformed-financial-inclusion-in-india-over-the-past-decade-learn-about-the-achievements-challenges-and-future-prospects-of-this-landmark-initiative\/","title":{"rendered":"Jan Dhan Yojana: Celebrating 10 Years of Financial Inclusion Success"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_85 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/edunovations.com\/currentaffairs\/scheme_and_committees\/jan-dhan-yojanadiscover-how-jan-dhan-yojana-has-transformed-financial-inclusion-in-india-over-the-past-decade-learn-about-the-achievements-challenges-and-future-prospects-of-this-landmark-initiative\/#Celebrating_10_Years_of_Jan_Dhan_Yojana\" >Celebrating 10 Years of Jan Dhan Yojana<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/edunovations.com\/currentaffairs\/scheme_and_committees\/jan-dhan-yojanadiscover-how-jan-dhan-yojana-has-transformed-financial-inclusion-in-india-over-the-past-decade-learn-about-the-achievements-challenges-and-future-prospects-of-this-landmark-initiative\/#Why_This_News_is_Important\" >Why This News is Important<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/edunovations.com\/currentaffairs\/scheme_and_committees\/jan-dhan-yojanadiscover-how-jan-dhan-yojana-has-transformed-financial-inclusion-in-india-over-the-past-decade-learn-about-the-achievements-challenges-and-future-prospects-of-this-landmark-initiative\/#Historical_Context\" >Historical Context<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/edunovations.com\/currentaffairs\/scheme_and_committees\/jan-dhan-yojanadiscover-how-jan-dhan-yojana-has-transformed-financial-inclusion-in-india-over-the-past-decade-learn-about-the-achievements-challenges-and-future-prospects-of-this-landmark-initiative\/#Key_Takeaways_from_Celebrating_10_Years_of_Jan_Dhan_Yojana\" >Key Takeaways from Celebrating 10 Years of Jan Dhan Yojana<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/edunovations.com\/currentaffairs\/scheme_and_committees\/jan-dhan-yojanadiscover-how-jan-dhan-yojana-has-transformed-financial-inclusion-in-india-over-the-past-decade-learn-about-the-achievements-challenges-and-future-prospects-of-this-landmark-initiative\/#Important_FAQs_for_Students_from_this_News\" >Important FAQs for Students from this News<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/edunovations.com\/currentaffairs\/scheme_and_committees\/jan-dhan-yojanadiscover-how-jan-dhan-yojana-has-transformed-financial-inclusion-in-india-over-the-past-decade-learn-about-the-achievements-challenges-and-future-prospects-of-this-landmark-initiative\/#1_What_is_Pradhan_Mantri_Jan_Dhan_Yojana_PMJDY\" >1. What is Pradhan Mantri Jan Dhan Yojana (PMJDY)?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/edunovations.com\/currentaffairs\/scheme_and_committees\/jan-dhan-yojanadiscover-how-jan-dhan-yojana-has-transformed-financial-inclusion-in-india-over-the-past-decade-learn-about-the-achievements-challenges-and-future-prospects-of-this-landmark-initiative\/#2_When_was_PMJDY_launched\" >2. When was PMJDY launched?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/edunovations.com\/currentaffairs\/scheme_and_committees\/jan-dhan-yojanadiscover-how-jan-dhan-yojana-has-transformed-financial-inclusion-in-india-over-the-past-decade-learn-about-the-achievements-challenges-and-future-prospects-of-this-landmark-initiative\/#3_What_are_the_main_achievements_of_PMJDY_in_the_past_decade\" >3. What are the main achievements of PMJDY in the past decade?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/edunovations.com\/currentaffairs\/scheme_and_committees\/jan-dhan-yojanadiscover-how-jan-dhan-yojana-has-transformed-financial-inclusion-in-india-over-the-past-decade-learn-about-the-achievements-challenges-and-future-prospects-of-this-landmark-initiative\/#4_What_challenges_has_PMJDY_faced\" >4. What challenges has PMJDY faced?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/edunovations.com\/currentaffairs\/scheme_and_committees\/jan-dhan-yojanadiscover-how-jan-dhan-yojana-has-transformed-financial-inclusion-in-india-over-the-past-decade-learn-about-the-achievements-challenges-and-future-prospects-of-this-landmark-initiative\/#5_What_are_the_future_plans_for_PMJDY\" >5. What are the future plans for PMJDY?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/edunovations.com\/currentaffairs\/scheme_and_committees\/jan-dhan-yojanadiscover-how-jan-dhan-yojana-has-transformed-financial-inclusion-in-india-over-the-past-decade-learn-about-the-achievements-challenges-and-future-prospects-of-this-landmark-initiative\/#Some_Important_Current_Affairs_Links\" >Some Important Current Affairs Links<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Celebrating_10_Years_of_Jan_Dhan_Yojana\"><\/span>Celebrating 10 Years of Jan Dhan Yojana<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Introduction to Jan Dhan Yojana<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The Pradhan Mantri Jan Dhan Yojana (PMJDY), launched on August 28, 2014, by Prime Minister Narendra Modi, marks its 10th anniversary this year. This landmark financial inclusion program aimed to bring millions of unbanked Indians into the formal banking system. Over the decade, PMJDY has significantly contributed to improving financial literacy and access to banking services across the country.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Achievements of Jan Dhan Yojana<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Since its inception, Jan Dhan Yojana has achieved remarkable milestones. As of now, over 45 crore bank accounts have been opened under this scheme. The initiative has enabled a large section of the population to access essential financial services such as savings accounts, insurance, and pension schemes. Additionally, it has facilitated direct benefit transfers (DBT) which have streamlined subsidy transfers and reduced leakages in welfare schemes.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Impact on Financial Inclusion<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The Jan Dhan Yojana has had a profound impact on financial inclusion in India. By providing access to banking facilities to the previously underserved and unbanked population, the scheme has empowered individuals to participate more actively in the economy. The introduction of RuPay debit cards has further enhanced the accessibility of financial services, allowing beneficiaries to conduct transactions easily and securely.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Challenges and Future Prospects<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Despite its success, the Jan Dhan Yojana has faced challenges, including issues related to the digital divide and account inactivity. Moving forward, there is a need to address these challenges by enhancing digital literacy and ensuring the continued engagement of account holders. The future of PMJDY looks promising as the government plans to integrate more financial services and products into the scheme.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\" id=\"Jan-Dhan-Yojana-10-years\"><img decoding=\"async\" src=\"https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2024\/08\/Jan-Dhan-Yojana-10-years.jpeg\" alt=\"Jan Dhan Yojana 10 years\n\" class=\"wp-image-23280\" width=\"666\" height=\"255\" title=\"Jan Dhan Yojana 10 years\" srcset=\"https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2024\/08\/Jan-Dhan-Yojana-10-years.jpeg 363w, https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2024\/08\/Jan-Dhan-Yojana-10-years-300x115.jpeg 300w\" sizes=\"(max-width: 666px) 100vw, 666px\" \/><figcaption class=\"wp-element-caption\">Jan Dhan Yojana 10 years<\/figcaption><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why_This_News_is_Important\"><\/span>Why This News is Important<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Enhancing Financial Inclusion<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The 10th anniversary of Jan Dhan Yojana is a significant milestone in India&#8217;s journey towards comprehensive financial inclusion. By providing banking access to millions of previously underserved individuals, the scheme has played a crucial role in reducing financial disparities and promoting economic participation.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Government&#8217;s Commitment to Inclusive Growth<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The celebration of this milestone underscores the Indian government&#8217;s commitment to inclusive growth and financial empowerment. The success of PMJDY reflects the effectiveness of government policies in reaching out to the marginalized sections of society and ensuring they benefit from financial services.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Economic Impact<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The program&#8217;s success has had a positive impact on the Indian economy by increasing the formalization of financial transactions and enhancing transparency in subsidy distribution. This has contributed to better financial management and reduced corruption in welfare schemes.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Focus on Financial Literacy<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The anniversary serves as a reminder of the importance of financial literacy and the need to continue educating individuals about the benefits of banking services. Improved financial literacy can lead to better financial planning and management among the general population.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Future Prospects<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Looking ahead, the future of Jan Dhan Yojana holds the promise of further advancements in financial technology and services. Continued efforts to address existing challenges and expand the scope of the scheme will contribute to more inclusive economic growth.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Historical_Context\"><\/span>Historical Context<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Origins and Development<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Jan Dhan Yojana was introduced as part of the government&#8217;s broader strategy to enhance financial inclusion in India. Prior to its launch, a significant portion of the Indian population lacked access to formal banking services. The scheme was designed to address this gap by offering zero-balance bank accounts and a range of financial products.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Early Challenges<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In its early years, Jan Dhan Yojana faced challenges such as the need for infrastructure development and overcoming resistance to adopting new banking practices. However, these challenges were gradually addressed through concerted efforts by the government and banking institutions.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Expansion and Evolution<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Over the years, PMJDY has evolved to include additional features such as insurance and pension schemes. The integration of technology, such as the use of biometric authentication and digital banking platforms, has further strengthened the scheme and expanded its reach.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Key_Takeaways_from_Celebrating_10_Years_of_Jan_Dhan_Yojana\"><\/span>Key Takeaways from Celebrating 10 Years of Jan Dhan Yojana<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th><strong>Serial Number<\/strong><\/th><th><strong>Key Takeaway<\/strong><\/th><\/tr><\/thead><tbody><tr><td>1<\/td><td>Jan Dhan Yojana was launched on August 28, 2014, with the goal of increasing financial inclusion.<\/td><\/tr><tr><td>2<\/td><td>Over 45 crore bank accounts have been opened under the scheme in the past decade.<\/td><\/tr><tr><td>3<\/td><td>The scheme has facilitated direct benefit transfers and improved access to financial services.<\/td><\/tr><tr><td>4<\/td><td>Challenges include digital divide and account inactivity, which need to be addressed for sustained impact.<\/td><\/tr><tr><td>5<\/td><td>Future plans involve integrating more financial services and continuing efforts to improve financial literacy.<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">Jan Dhan Yojana 10 years<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Important_FAQs_for_Students_from_this_News\"><\/span>Important FAQs for Students from this News<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_What_is_Pradhan_Mantri_Jan_Dhan_Yojana_PMJDY\"><\/span><strong>1. What is Pradhan Mantri Jan Dhan Yojana (PMJDY)?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>PMJDY is a financial inclusion program launched by the Indian government to provide banking access to the unbanked population, offering features such as zero-balance accounts, insurance, and pension schemes.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_When_was_PMJDY_launched\"><\/span><strong>2. When was PMJDY launched?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>PMJDY was launched on August 28, 2014, by Prime Minister Narendra Modi.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_What_are_the_main_achievements_of_PMJDY_in_the_past_decade\"><\/span><strong>3. What are the main achievements of PMJDY in the past decade?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Major achievements include opening over 45 crore bank accounts, facilitating direct benefit transfers, and improving financial inclusion across India.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_What_challenges_has_PMJDY_faced\"><\/span><strong>4. What challenges has PMJDY faced?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Challenges include issues related to digital literacy, account inactivity, and the digital divide.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_What_are_the_future_plans_for_PMJDY\"><\/span><strong>5. What are the future plans for PMJDY?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Future plans involve integrating more financial services, enhancing digital literacy, and addressing current challenges to continue improving financial inclusion.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Some_Important_Current_Affairs_Links\"><\/span>Some Important Current Affairs Links<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--1\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/national\/\" target=\"_blank\" rel=\"noreferrer noopener\">State Current Affairs<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--2\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/sports\/\" target=\"_blank\" rel=\"noreferrer noopener\">Sports Current Affairs<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--3\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/international\/\" target=\"_blank\" rel=\"noreferrer noopener\">International Current Affairs<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/banking\/\" target=\"_blank\" rel=\"noreferrer noopener\">Banking Current Affairs<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/railway\/\" target=\"_blank\" rel=\"noreferrer noopener\">Railways Current Affairs<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/defence\/\" target=\"_blank\" rel=\"noreferrer noopener\">Defence Current Affairs<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--4\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs?newsmaticargs=custom&amp;posts=today\" target=\"_blank\" rel=\"noreferrer noopener\">Daily Current Affairs<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--5\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairsinhindi\/\" target=\"_blank\" rel=\"noreferrer noopener\">Current Affairs In Hindi<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--6\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/news-and-notifications\/\" target=\"_blank\" rel=\"noreferrer noopener\">News and Notifications<\/a><\/div>\n<\/div>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.edunovations.quiz\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" width=\"900\" height=\"150\" src=\"https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/03\/Banner-current-affairs-2-1.jpg\" alt=\"Download this App for Daily Current Affairs MCQ&#039;s\" class=\"wp-image-247\" title=\"\" srcset=\"https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/03\/Banner-current-affairs-2-1.jpg 900w, https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/03\/Banner-current-affairs-2-1-300x50.jpg 300w, https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/03\/Banner-current-affairs-2-1-768x128.jpg 768w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><\/a><figcaption class=\"wp-element-caption\">Download this App for Daily Current Affairs MCQ&#8217;s<\/figcaption><\/figure>\n\n\n\n<figure class=\"wp-block-image size-full\" id=\"News-Website-Development-Company\"><a href=\"https:\/\/www.martindiainfotech.com\/\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" width=\"900\" height=\"150\" src=\"https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/04\/News-Website-Development-Company-Banner.png\" alt=\"News Website Development Company\" class=\"wp-image-438\" title=\"News Website Development Company\" srcset=\"https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/04\/News-Website-Development-Company-Banner.png 900w, https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/04\/News-Website-Development-Company-Banner-300x50.png 300w, https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/04\/News-Website-Development-Company-Banner-768x128.png 768w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><\/a><figcaption class=\"wp-element-caption\">News Website Development Company<\/figcaption><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>Celebrating 10 Years of Jan Dhan Yojana Introduction to Jan Dhan Yojana The Pradhan Mantri Jan Dhan Yojana (PMJDY), launched on August 28, 2014, by Prime Minister Narendra Modi, marks its 10th anniversary this year. This landmark financial inclusion program aimed to bring millions of unbanked Indians into the formal banking system. 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