{"id":22326,"date":"2024-08-06T13:06:47","date_gmt":"2024-08-06T07:36:47","guid":{"rendered":"https:\/\/edunovations.com\/currentaffairs\/?p=22326"},"modified":"2024-08-06T13:06:50","modified_gmt":"2024-08-06T07:36:50","slug":"rbi-discover-the-rbis-latest-revision-to-npa-provisioning-norms-for-cooperative-banks-increasing-the-pcr-to-70-by-march-2025-learn-about-the-new-guidelines-impact-on-financial-stability-and-transpa","status":"publish","type":"post","link":"https:\/\/edunovations.com\/currentaffairs\/banking\/rbi-discover-the-rbis-latest-revision-to-npa-provisioning-norms-for-cooperative-banks-increasing-the-pcr-to-70-by-march-2025-learn-about-the-new-guidelines-impact-on-financial-stability-and-transpa\/","title":{"rendered":"RBI Revises NPA Provisioning Norms for Cooperative Banks \u2013 Key Updates and Implications"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_83 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/rbi-discover-the-rbis-latest-revision-to-npa-provisioning-norms-for-cooperative-banks-increasing-the-pcr-to-70-by-march-2025-learn-about-the-new-guidelines-impact-on-financial-stability-and-transpa\/#RBI_Revises_NPA_Provisioning_Norms_for_Cooperative_Banks\" >RBI Revises NPA Provisioning Norms for Cooperative Banks<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/rbi-discover-the-rbis-latest-revision-to-npa-provisioning-norms-for-cooperative-banks-increasing-the-pcr-to-70-by-march-2025-learn-about-the-new-guidelines-impact-on-financial-stability-and-transpa\/#Why_This_News_is_Important\" >Why This News is Important<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/rbi-discover-the-rbis-latest-revision-to-npa-provisioning-norms-for-cooperative-banks-increasing-the-pcr-to-70-by-march-2025-learn-about-the-new-guidelines-impact-on-financial-stability-and-transpa\/#Historical_Context\" >Historical Context:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/rbi-discover-the-rbis-latest-revision-to-npa-provisioning-norms-for-cooperative-banks-increasing-the-pcr-to-70-by-march-2025-learn-about-the-new-guidelines-impact-on-financial-stability-and-transpa\/#Key_Takeaways_from_RBI_Revises_NPA_Provisioning_Norms\" >Key Takeaways from RBI Revises NPA Provisioning Norms<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/rbi-discover-the-rbis-latest-revision-to-npa-provisioning-norms-for-cooperative-banks-increasing-the-pcr-to-70-by-march-2025-learn-about-the-new-guidelines-impact-on-financial-stability-and-transpa\/#Important_FAQs_for_Students_from_this_News\" >Important FAQs for Students from this News<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/rbi-discover-the-rbis-latest-revision-to-npa-provisioning-norms-for-cooperative-banks-increasing-the-pcr-to-70-by-march-2025-learn-about-the-new-guidelines-impact-on-financial-stability-and-transpa\/#1_What_are_the_new_NPA_provisioning_norms_introduced_by_the_RBI_for_cooperative_banks\" >1. What are the new NPA provisioning norms introduced by the RBI for cooperative banks?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/rbi-discover-the-rbis-latest-revision-to-npa-provisioning-norms-for-cooperative-banks-increasing-the-pcr-to-70-by-march-2025-learn-about-the-new-guidelines-impact-on-financial-stability-and-transpa\/#2_Why_has_the_RBI_revised_the_NPA_provisioning_norms_for_cooperative_banks\" >2. Why has the RBI revised the NPA provisioning norms for cooperative banks?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/rbi-discover-the-rbis-latest-revision-to-npa-provisioning-norms-for-cooperative-banks-increasing-the-pcr-to-70-by-march-2025-learn-about-the-new-guidelines-impact-on-financial-stability-and-transpa\/#3_What_is_the_phased_implementation_plan_mentioned_in_the_revised_norms\" >3. What is the phased implementation plan mentioned in the revised norms?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/rbi-discover-the-rbis-latest-revision-to-npa-provisioning-norms-for-cooperative-banks-increasing-the-pcr-to-70-by-march-2025-learn-about-the-new-guidelines-impact-on-financial-stability-and-transpa\/#4_How_will_the_new_provisioning_norms_impact_cooperative_banks\" >4. How will the new provisioning norms impact cooperative banks?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/rbi-discover-the-rbis-latest-revision-to-npa-provisioning-norms-for-cooperative-banks-increasing-the-pcr-to-70-by-march-2025-learn-about-the-new-guidelines-impact-on-financial-stability-and-transpa\/#5_What_historical_context_is_relevant_to_understanding_the_new_NPA_provisioning_norms\" >5. What historical context is relevant to understanding the new NPA provisioning norms?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/edunovations.com\/currentaffairs\/banking\/rbi-discover-the-rbis-latest-revision-to-npa-provisioning-norms-for-cooperative-banks-increasing-the-pcr-to-70-by-march-2025-learn-about-the-new-guidelines-impact-on-financial-stability-and-transpa\/#Some_Important_Current_Affairs_Links\" >Some Important Current Affairs Links<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"RBI_Revises_NPA_Provisioning_Norms_for_Cooperative_Banks\"><\/span>RBI Revises NPA Provisioning Norms for Cooperative Banks<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>Introduction to the Revised Norms<\/strong><\/p>\n\n\n\n<p>The Reserve Bank of India (RBI) has announced a significant revision to the Non-Performing Asset (NPA) provisioning norms for cooperative banks. This change, introduced on August 5, 2024, aims to enhance the financial stability of cooperative banks and ensure better risk management. The RBI&#8217;s decision reflects its ongoing efforts to align the regulatory framework with evolving economic conditions and challenges faced by these institutions.<\/p>\n\n\n\n<p><strong>Details of the Revised Norms<\/strong><\/p>\n\n\n\n<p>Under the new guidelines, cooperative banks are now required to adhere to stricter NPA provisioning norms. The RBI mandates that these banks must increase their provisioning coverage ratio (PCR) to 70% by March 2025. This is a substantial increase from the previous requirement of 60%. The revised norms also stipulate more stringent criteria for classifying assets as NPAs and improved disclosure requirements to enhance transparency.<\/p>\n\n\n\n<p>Additionally, the RBI has introduced a phased implementation plan to allow cooperative banks to adjust to these new norms gradually. The revised guidelines also include enhanced monitoring mechanisms to ensure compliance and assess the financial health of these banks more effectively.<\/p>\n\n\n\n<p><strong>Impact on Cooperative Banks<\/strong><\/p>\n\n\n\n<p>The revised provisioning norms are expected to have a multifaceted impact on cooperative banks. On one hand, the increased provisioning requirements will strengthen the financial resilience of these banks by ensuring that they are better prepared to absorb potential losses. On the other hand, this may lead to short-term challenges, including the need for increased capital reserves and adjustments in financial planning.<\/p>\n\n\n\n<p>Overall, the RBI&#8217;s decision underscores its commitment to fostering a more robust and stable banking sector. By enhancing the NPA provisioning norms, the RBI aims to bolster the confidence of depositors and investors in cooperative banks, contributing to overall financial stability.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\" id=\"RBI-revised-NPA-norms-cooperative-banks\"><img decoding=\"async\" src=\"https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2024\/08\/RBI-revised-NPA-norms-cooperative-banks.jpeg\" alt=\"RBI revised NPA norms cooperative banks\n\" class=\"wp-image-22342\" width=\"687\" height=\"386\" title=\"RBI revised NPA norms cooperative banks\"\/><figcaption class=\"wp-element-caption\">RBI revised NPA norms cooperative banks<\/figcaption><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why_This_News_is_Important\"><\/span><strong>Why This News is Important<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>Enhancing Financial Stability<\/strong><\/p>\n\n\n\n<p>The revision of NPA provisioning norms is crucial for enhancing the financial stability of cooperative banks. By increasing the provisioning coverage ratio, the RBI aims to ensure that these banks are better equipped to handle potential loan defaults and mitigate risks. This move is expected to strengthen the overall resilience of the banking sector.<\/p>\n\n\n\n<p><strong>Alignment with Evolving Economic Conditions<\/strong><\/p>\n\n\n\n<p>The updated norms reflect the RBI&#8217;s efforts to align regulatory frameworks with the evolving economic landscape. As economic conditions change, regulatory bodies must adapt to ensure that financial institutions remain stable and capable of managing emerging risks.<\/p>\n\n\n\n<p><strong>Improved Transparency and Disclosure<\/strong><\/p>\n\n\n\n<p>The new guidelines emphasize improved transparency and disclosure requirements for cooperative banks. This is significant for stakeholders, including depositors and investors, as it enhances their ability to make informed decisions based on accurate and timely information.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Historical_Context\"><\/span><strong>Historical Context: <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>Background Information on NPA Norms<\/strong><\/p>\n\n\n\n<p>The concept of Non-Performing Assets (NPAs) has been a critical aspect of banking regulation in India. NPAs are loans or advances for which the principal or interest payment remains overdue for a specified period. The RBI introduced NPA norms to ensure that banks maintain adequate provisions for potential loan losses, thereby safeguarding the financial system&#8217;s stability.<\/p>\n\n\n\n<p>Historically, cooperative banks in India have faced challenges related to asset quality and provisioning. The RBI has periodically revised NPA provisioning norms to address these issues and enhance the resilience of these institutions. The recent revision reflects ongoing efforts to strengthen the regulatory framework and adapt to changing economic conditions.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Key_Takeaways_from_RBI_Revises_NPA_Provisioning_Norms\"><\/span><strong>Key Takeaways from RBI Revises NPA Provisioning Norms<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Serial Number<\/th><th>Key Takeaway<\/th><\/tr><\/thead><tbody><tr><td>1<\/td><td>The RBI has increased the provisioning coverage ratio (PCR) for cooperative banks to 70% by March 2025.<\/td><\/tr><tr><td>2<\/td><td>Stricter criteria for classifying assets as NPAs have been introduced.<\/td><\/tr><tr><td>3<\/td><td>Enhanced disclosure requirements have been mandated to improve transparency.<\/td><\/tr><tr><td>4<\/td><td>The revised norms will be implemented in a phased manner to allow banks time to adjust.<\/td><\/tr><tr><td>5<\/td><td>The RBI aims to strengthen financial stability and confidence in cooperative banks with these new guidelines.<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">RBI revised NPA norms cooperative banks<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Important_FAQs_for_Students_from_this_News\"><\/span>Important FAQs for Students from this News<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_What_are_the_new_NPA_provisioning_norms_introduced_by_the_RBI_for_cooperative_banks\"><\/span><strong>1. What are the new NPA provisioning norms introduced by the RBI for cooperative banks?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The RBI has increased the provisioning coverage ratio (PCR) for cooperative banks to 70% by March 2025. The norms also include stricter criteria for classifying assets as NPAs and enhanced disclosure requirements.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_Why_has_the_RBI_revised_the_NPA_provisioning_norms_for_cooperative_banks\"><\/span><strong>2. Why has the RBI revised the NPA provisioning norms for cooperative banks?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The RBI revised the norms to enhance the financial stability and resilience of cooperative banks. The changes aim to ensure better risk management and improve transparency in the banking sector.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_What_is_the_phased_implementation_plan_mentioned_in_the_revised_norms\"><\/span><strong>3. What is the phased implementation plan mentioned in the revised norms?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The RBI has introduced a phased implementation plan to allow cooperative banks to gradually adjust to the new NPA provisioning norms. This approach helps banks manage the transition without significant disruptions.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_How_will_the_new_provisioning_norms_impact_cooperative_banks\"><\/span><strong>4. How will the new provisioning norms impact cooperative banks?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The increased provisioning requirements are expected to strengthen the financial resilience of cooperative banks, though they may face short-term challenges, such as the need for increased capital reserves and financial adjustments.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_What_historical_context_is_relevant_to_understanding_the_new_NPA_provisioning_norms\"><\/span><strong>5. What historical context is relevant to understanding the new NPA provisioning norms?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Historically, the RBI has periodically revised NPA provisioning norms to address challenges related to asset quality in cooperative banks. The recent revision continues this trend, reflecting ongoing efforts to adapt to changing economic conditions and enhance the regulatory framework.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Some_Important_Current_Affairs_Links\"><\/span>Some Important Current Affairs Links<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--1\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/national\/\" target=\"_blank\" rel=\"noreferrer noopener\">State Current Affairs<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--2\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/sports\/\" target=\"_blank\" rel=\"noreferrer noopener\">Sports Current 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href=\"https:\/\/edunovations.com\/currentaffairs\/category\/defence\/\" target=\"_blank\" rel=\"noreferrer noopener\">Defence Current Affairs<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--4\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs?newsmaticargs=custom&amp;posts=today\" target=\"_blank\" rel=\"noreferrer noopener\">Daily Current Affairs<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--5\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairsinhindi\/\" target=\"_blank\" rel=\"noreferrer noopener\">Current Affairs In Hindi<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--6\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/news-and-notifications\/\" target=\"_blank\" rel=\"noreferrer noopener\">News and Notifications<\/a><\/div>\n<\/div>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.edunovations.quiz\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" width=\"900\" height=\"150\" src=\"https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/03\/Banner-current-affairs-2-1.jpg\" alt=\"Download this App for Daily Current Affairs MCQ&#039;s\" class=\"wp-image-247\" title=\"\" srcset=\"https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/03\/Banner-current-affairs-2-1.jpg 900w, https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/03\/Banner-current-affairs-2-1-300x50.jpg 300w, https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/03\/Banner-current-affairs-2-1-768x128.jpg 768w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><\/a><figcaption class=\"wp-element-caption\">Download this App for Daily Current Affairs MCQ&#8217;s<\/figcaption><\/figure>\n\n\n\n<figure class=\"wp-block-image size-full\" id=\"News-Website-Development-Company\"><a href=\"https:\/\/www.martindiainfotech.com\/\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" width=\"900\" height=\"150\" src=\"https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/04\/News-Website-Development-Company-Banner.png\" alt=\"News Website Development Company\" class=\"wp-image-438\" title=\"News Website Development Company\" srcset=\"https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/04\/News-Website-Development-Company-Banner.png 900w, https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/04\/News-Website-Development-Company-Banner-300x50.png 300w, https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/04\/News-Website-Development-Company-Banner-768x128.png 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This change, introduced on August 5, 2024, aims to enhance the financial stability of cooperative banks and ensure better risk management&#8230;.<\/p>\n","protected":false},"author":6,"featured_media":22343,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14,10],"tags":[6091,3893,305,14037,339],"class_list":["post-22326","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banking","category-national","tag-banking-regulations","tag-cooperative-banks","tag-financial-stability","tag-npa-provisioning-norms","tag-rbi"],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts\/22326","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/comments?post=22326"}],"version-history":[{"count":0,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts\/22326\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/media\/22343"}],"wp:attachment":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/media?parent=22326"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/categories?post=22326"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/tags?post=22326"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}