{"id":1216,"date":"2023-01-16T09:55:00","date_gmt":"2023-01-16T04:25:00","guid":{"rendered":"https:\/\/edunovations.com\/currentaffairs\/?p=1216"},"modified":"2023-04-19T11:25:10","modified_gmt":"2023-04-19T05:55:10","slug":"himachal-pradesh-old-pension-scheme","status":"publish","type":"post","link":"https:\/\/edunovations.com\/currentaffairs\/national\/himachal_pradesh\/himachal-pradesh-old-pension-scheme\/","title":{"rendered":"Himachal Pradesh Old Pension Scheme | Govt Restores Old Pension Scheme in First Cabinet Meeting"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_83 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/himachal_pradesh\/himachal-pradesh-old-pension-scheme\/#Himachal_Pradesh_Old_Pension_Scheme_Govt_Restores_Old_Pension_Scheme_in_First_Cabinet_Meeting\" >Himachal Pradesh Old Pension Scheme | Govt Restores Old Pension Scheme in First Cabinet Meeting<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/himachal_pradesh\/himachal-pradesh-old-pension-scheme\/#Why_this_News_is_important\" >Why this News is important<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/himachal_pradesh\/himachal-pradesh-old-pension-scheme\/#Himachal_Pradesh_Old_Pension_Scheme_Historical_Context\" >Himachal Pradesh Old Pension Scheme | Historical Context<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/himachal_pradesh\/himachal-pradesh-old-pension-scheme\/#Key_Takeaways_from_%E2%80%9CHimachal_Pradesh_Govt_Restores_Old_Pension_Scheme_in_First_Cabinet_Meeting%E2%80%9D\" >Key Takeaways from &#8220;Himachal Pradesh Govt Restores Old Pension Scheme in First Cabinet Meeting&#8221;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/himachal_pradesh\/himachal-pradesh-old-pension-scheme\/#Himachal_Pradesh_Old_Pension_Scheme_Conclusion\" >Himachal Pradesh Old Pension Scheme | Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/himachal_pradesh\/himachal-pradesh-old-pension-scheme\/#Important_FAQs_for_Students_from_this_News\" >Important FAQs for Students from this News<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/himachal_pradesh\/himachal-pradesh-old-pension-scheme\/#Q_What_is_the_old_pension_scheme\" >Q: What is the old pension scheme?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/himachal_pradesh\/himachal-pradesh-old-pension-scheme\/#Q_What_is_the_New_Pension_Scheme\" >Q: What is the New Pension Scheme?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/himachal_pradesh\/himachal-pradesh-old-pension-scheme\/#Q_Why_did_the_Himachal_Pradesh_government_restore_the_old_pension_scheme\" >Q: Why did the Himachal Pradesh government restore the old pension scheme?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/himachal_pradesh\/himachal-pradesh-old-pension-scheme\/#Q_How_will_the_restoration_of_the_old_pension_scheme_affect_the_states_finances\" >Q: How will the restoration of the old pension scheme affect the state&#8217;s finances?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/himachal_pradesh\/himachal-pradesh-old-pension-scheme\/#Q_Will_the_restoration_of_the_old_pension_scheme_have_any_political_implications\" >Q: Will the restoration of the old pension scheme have any political implications?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/himachal_pradesh\/himachal-pradesh-old-pension-scheme\/#Some_Important_Current_Affairs_Links\" >Some Important Current Affairs Links<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Himachal_Pradesh_Old_Pension_Scheme_Govt_Restores_Old_Pension_Scheme_in_First_Cabinet_Meeting\"><\/span>Himachal Pradesh Old Pension Scheme | Govt Restores Old Pension Scheme in First Cabinet Meeting<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The Himachal Pradesh government has restored the old pension scheme for its employees, effectively nullifying the New Pension Scheme (NPS) implemented in 2004. The decision was taken in the first cabinet meeting of the state government. This move is expected to benefit around 1.5 lakh state government employees who were demanding the restoration of the old pension scheme.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In the NPS, employees have to contribute a part of their salary to a pension fund, which is then invested in the stock market. The returns on these investments are not guaranteed, and the employees are exposed to market risks. On the other hand, the old pension scheme is a defined benefit scheme, where the government guarantees a fixed pension to the employee after retirement.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The state government&#8217;s decision to restore the old pension scheme has been welcomed by the employees&#8217; unions. The move is also expected to have political implications as the issue of pension was a major point of contention between the ruling BJP and the opposition Congress in the state.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\" id=\"Himachal-Pradesh-Old-Pension-Scheme\"><img decoding=\"async\" src=\"https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/04\/Himachal-Pradesh-Old-Pension-Scheme.jpeg\" alt=\"Himachal Pradesh Old Pension Scheme\" class=\"wp-image-1236\" width=\"804\" height=\"451\" title=\"Himachal Pradesh Old Pension Scheme\" srcset=\"https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/04\/Himachal-Pradesh-Old-Pension-Scheme.jpeg 700w, https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/04\/Himachal-Pradesh-Old-Pension-Scheme-300x168.jpeg 300w\" sizes=\"(max-width: 804px) 100vw, 804px\" \/><figcaption class=\"wp-element-caption\">Himachal Pradesh Old Pension Scheme<\/figcaption><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why_this_News_is_important\"><\/span>Why this News is important<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The restoration of the old pension scheme by the Himachal Pradesh government is an important development for government employees in the state. The decision is expected to have far-reaching implications for the employees&#8217; financial security and stability.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Relief for Employees: The restoration of the old pension scheme is a significant relief for government employees who were demanding it for a long time. It ensures that employees receive a fixed pension after retirement, which will provide them with a sense of financial security and stability.<\/li>\n\n\n\n<li>Impact on NPS: The restoration of the old pension scheme will have a significant impact on the New Pension Scheme. It highlights the problems associated with the NPS and raises questions about its effectiveness in providing financial security to employees.<\/li>\n\n\n\n<li>Political Implications: The decision is likely to have political implications as the issue of pension was a major point of contention between the ruling BJP and the opposition Congress in the state.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Himachal_Pradesh_Old_Pension_Scheme_Historical_Context\"><\/span>Himachal Pradesh Old Pension Scheme | Historical Context<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The New Pension Scheme was introduced in 2004 by the central government as part of its efforts to reform the pension system in India. It was aimed at reducing the burden on the exchequer and making the pension system sustainable in the long run. Under the NPS, employees have to contribute a part of their salary to a pension fund, which is then invested in the stock market. The returns on these investments are not guaranteed, and the employees are exposed to market risks.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The old pension scheme, on the other hand, is a defined benefit scheme, where the government guarantees a fixed pension to the employee after retirement. It was the mainstay of the pension system in India until the introduction of the NPS.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Key_Takeaways_from_%E2%80%9CHimachal_Pradesh_Govt_Restores_Old_Pension_Scheme_in_First_Cabinet_Meeting%E2%80%9D\"><\/span>Key Takeaways from &#8220;Himachal Pradesh Govt Restores Old Pension Scheme in First Cabinet Meeting&#8221;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Serial No.<\/th><th>Key Takeaway<\/th><\/tr><\/thead><tbody><tr><td>1.<\/td><td>The Himachal Pradesh government has restored the old pension scheme for its employees, effectively nullifying the New Pension Scheme (NPS) implemented in 2004.<\/td><\/tr><tr><td>2.<\/td><td>The decision is expected to benefit around 1.5 lakh state government employees who were demanding the restoration of the old pension scheme.<\/td><\/tr><tr><td>3.<\/td><td>The old pension scheme is a defined benefit scheme, where the government guarantees a fixed pension to the employee after retirement.<\/td><\/tr><tr><td>4.<\/td><td>The NPS, on the other hand, is a defined contribution scheme, where employees have to contribute a part of their salary to a pension fund, which is then invested in the stock market.<\/td><\/tr><tr><td>5.<\/td><td>The restoration of the old pension scheme will have a significant impact on the New Pension Scheme.<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">Himachal Pradesh Old Pension Scheme<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Himachal_Pradesh_Old_Pension_Scheme_Conclusion\"><\/span>Himachal Pradesh Old Pension Scheme | Conclusion<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">In conclusion, the decision of the Himachal Pradesh government to restore the old pension scheme is a welcome move for the state government employees. The move is expected to provide financial security and stability to the employees and has far-reaching implications for the New Pension Scheme. The political implications of the decision cannot be ignored, and it will be interesting to see how it plays out in the coming months.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Important_FAQs_for_Students_from_this_News\"><\/span>Important FAQs for Students from this News<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q_What_is_the_old_pension_scheme\"><\/span>Q: What is the old pension scheme? <span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A: The old pension scheme is a defined benefit pension scheme that guarantees a fixed amount of pension after retirement.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q_What_is_the_New_Pension_Scheme\"><\/span>Q: What is the New Pension Scheme? <span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A: The New Pension Scheme is a defined contribution pension scheme that does not guarantee any fixed amount of pension after retirement. The amount of pension depends on the performance of the pension fund.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q_Why_did_the_Himachal_Pradesh_government_restore_the_old_pension_scheme\"><\/span>Q: Why did the Himachal Pradesh government restore the old pension scheme? <span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A: The Himachal Pradesh government restored the old pension scheme to provide financial security and stability to the state government employees.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q_How_will_the_restoration_of_the_old_pension_scheme_affect_the_states_finances\"><\/span>Q: How will the restoration of the old pension scheme affect the state&#8217;s finances? <span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A: The restoration of the old pension scheme is expected to increase the financial burden on the state&#8217;s finances in the short term.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q_Will_the_restoration_of_the_old_pension_scheme_have_any_political_implications\"><\/span>Q: Will the restoration of the old pension scheme have any political implications? <span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A: Yes, the restoration of the old pension scheme is likely to have political implications in the state.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Some_Important_Current_Affairs_Links\"><\/span>Some Important Current Affairs Links<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--1\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/edunovations.com\/currentaffairs\/category\/national\/\" target=\"_blank\" 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[]).push({});\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>Himachal Pradesh Old Pension Scheme | Govt Restores Old Pension Scheme in First Cabinet Meeting The Himachal Pradesh government has restored the old pension scheme for its employees, effectively nullifying the New Pension Scheme (NPS) implemented in 2004. The decision was taken in the first cabinet meeting of the state government. This move is expected&#8230;<\/p>\n","protected":false},"author":3,"featured_media":1237,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[57,10],"tags":[841,837,838,840,842,839],"class_list":["post-1216","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-himachal_pradesh","category-national","tag-financial-security","tag-government-employees","tag-himachal-pradesh","tag-new-pension-scheme","tag-old-pension-scheme","tag-political-implications"],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts\/1216","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/comments?post=1216"}],"version-history":[{"count":0,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts\/1216\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/media\/1237"}],"wp:attachment":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/media?parent=1216"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/categories?post=1216"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/tags?post=1216"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}