{"id":12057,"date":"2023-12-12T22:49:35","date_gmt":"2023-12-12T17:19:35","guid":{"rendered":"https:\/\/edunovations.com\/currentaffairs\/?p=12057"},"modified":"2023-12-12T23:13:00","modified_gmt":"2023-12-12T17:43:00","slug":"pm-svanidhi-scheme-learn-about-the-pm-svanidhi-scheme-empowering-street-vendors-by-disbursing-rs-9790-crore-in-collateral-free-loans","status":"publish","type":"post","link":"https:\/\/edunovations.com\/currentaffairs\/national\/pm-svanidhi-scheme-learn-about-the-pm-svanidhi-scheme-empowering-street-vendors-by-disbursing-rs-9790-crore-in-collateral-free-loans\/","title":{"rendered":"PM SVANidhi Scheme Disburses Rs 9,790 Cr Loans: Empowering Street Vendors"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/pm-svanidhi-scheme-learn-about-the-pm-svanidhi-scheme-empowering-street-vendors-by-disbursing-rs-9790-crore-in-collateral-free-loans\/#PM_SVANidhi_Scheme_Disbursed_Rs_9790_Cr_Loans_to_Street_Vendors\" >PM SVANidhi Scheme Disbursed Rs 9,790 Cr Loans to Street Vendors<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/pm-svanidhi-scheme-learn-about-the-pm-svanidhi-scheme-empowering-street-vendors-by-disbursing-rs-9790-crore-in-collateral-free-loans\/#Why_this_News_is_Important\" >Why this News is Important:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/pm-svanidhi-scheme-learn-about-the-pm-svanidhi-scheme-empowering-street-vendors-by-disbursing-rs-9790-crore-in-collateral-free-loans\/#Historical_Context\" >Historical Context:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/pm-svanidhi-scheme-learn-about-the-pm-svanidhi-scheme-empowering-street-vendors-by-disbursing-rs-9790-crore-in-collateral-free-loans\/#Key_Takeaways_from_%E2%80%9CPM_SVANidhi_Scheme_Disbursed_Rs_9790_Cr_Loans_to_Street_Vendors%E2%80%9D\" >Key Takeaways from &#8220;PM SVANidhi Scheme Disbursed Rs 9,790 Cr Loans to Street Vendors&#8221;:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/pm-svanidhi-scheme-learn-about-the-pm-svanidhi-scheme-empowering-street-vendors-by-disbursing-rs-9790-crore-in-collateral-free-loans\/#Important_FAQs_for_Students_from_this_News\" >Important FAQs for Students from this News<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/pm-svanidhi-scheme-learn-about-the-pm-svanidhi-scheme-empowering-street-vendors-by-disbursing-rs-9790-crore-in-collateral-free-loans\/#Q_What_is_the_PM_SVANidhi_scheme\" >Q: What is the PM SVANidhi scheme?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/pm-svanidhi-scheme-learn-about-the-pm-svanidhi-scheme-empowering-street-vendors-by-disbursing-rs-9790-crore-in-collateral-free-loans\/#Q_How_much_loan_amount_is_offered_under_the_PM_SVANidhi_scheme\" >Q: How much loan amount is offered under the PM SVANidhi scheme?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/pm-svanidhi-scheme-learn-about-the-pm-svanidhi-scheme-empowering-street-vendors-by-disbursing-rs-9790-crore-in-collateral-free-loans\/#Q_When_was_the_PM_SVANidhi_scheme_launched\" >Q: When was the PM SVANidhi scheme launched?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/pm-svanidhi-scheme-learn-about-the-pm-svanidhi-scheme-empowering-street-vendors-by-disbursing-rs-9790-crore-in-collateral-free-loans\/#Q_What_is_the_significance_of_the_scheme_disbursing_Rs_9790_crore_in_loans\" >Q: What is the significance of the scheme disbursing Rs 9,790 crore in loans?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/pm-svanidhi-scheme-learn-about-the-pm-svanidhi-scheme-empowering-street-vendors-by-disbursing-rs-9790-crore-in-collateral-free-loans\/#Q_How_does_the_PM_SVANidhi_scheme_contribute_to_economic_revival\" >Q: How does the PM SVANidhi scheme contribute to economic revival?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/edunovations.com\/currentaffairs\/national\/pm-svanidhi-scheme-learn-about-the-pm-svanidhi-scheme-empowering-street-vendors-by-disbursing-rs-9790-crore-in-collateral-free-loans\/#Some_Important_Current_Affairs_Links\" >Some Important Current Affairs Links<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"PM_SVANidhi_Scheme_Disbursed_Rs_9790_Cr_Loans_to_Street_Vendors\"><\/span><strong>PM SVANidhi Scheme Disbursed Rs 9,790 Cr Loans to Street Vendors<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The PM SVANidhi (Pradhan Mantri Street Vendor\u2019s AtmaNirbhar Nidhi) scheme has emerged as a significant initiative by the Government of India, addressing the financial needs of street vendors across the country. Launched in June 2020 amidst the pandemic, this scheme aims to provide affordable working capital loans to street vendors, enabling them to reinvigorate their businesses. The recent milestone achievement of disbursing Rs 9,790 crore in loans under this scheme marks a substantial upliftment for the street vendors\u2019 community.<\/p>\n\n\n\n<p>The scheme&#8217;s pivotal objective is to empower street vendors by extending financial assistance and promoting their self-reliance. It offers collateral-free loans of up to Rs 10,000 to street vendors, aiding them in re-establishing their livelihoods post the COVID-19-induced disruptions. Notably, this scheme has gained significant traction due to its inclusive nature, benefiting a vast number of vendors across various states and Union Territories.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\" id=\"PM-SVANidhi-scheme-loans\"><img decoding=\"async\" src=\"https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/12\/PM-SVANidhi-scheme-loans.jpg\" alt=\"PM SVANidhi scheme loans\n\" class=\"wp-image-12058\" width=\"614\" height=\"142\" title=\"PM SVANidhi scheme loans\" srcset=\"https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/12\/PM-SVANidhi-scheme-loans.jpg 467w, https:\/\/edunovations.com\/currentaffairs\/wp-content\/uploads\/2023\/12\/PM-SVANidhi-scheme-loans-300x69.jpg 300w\" sizes=\"(max-width: 614px) 100vw, 614px\" \/><figcaption class=\"wp-element-caption\">PM SVANidhi scheme loans<\/figcaption><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why_this_News_is_Important\"><\/span><strong>Why this News is Important:<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>The Government&#8217;s Commitment to Economic Revival<\/strong>: The PM SVANidhi scheme&#8217;s accomplishment of disbursing Rs 9,790 crore in loans to street vendors is a testament to the government\u2019s commitment to revitalizing the economy, especially at the grassroots level. This achievement reflects the concrete steps taken to uplift vulnerable sections of society, fostering economic growth and self-sufficiency.<\/p>\n\n\n\n<p><strong>Empowering Street Vendors<\/strong>: By extending collateral-free loans to street vendors, the scheme aims to empower this marginalized section, enabling them to sustain their businesses and livelihoods. This initiative significantly contributes to their financial stability and resilience in the face of economic adversities.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Historical_Context\"><\/span><strong>Historical Context:<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The inception of the PM SVANidhi scheme in June 2020 was a proactive response to the hardships faced by street vendors during the COVID-19 pandemic. The lockdowns and restrictions severely impacted their businesses, leading to financial distress. Recognizing this plight, the government launched this scheme to provide much-needed financial support and revive the street vending ecosystem.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Key_Takeaways_from_%E2%80%9CPM_SVANidhi_Scheme_Disbursed_Rs_9790_Cr_Loans_to_Street_Vendors%E2%80%9D\"><\/span><strong>Key Takeaways from &#8220;PM SVANidhi Scheme Disbursed Rs 9,790 Cr Loans to Street Vendors&#8221;:<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Serial Number<\/th><th>Key Takeaway<\/th><\/tr><\/thead><tbody><tr><td>1.<\/td><td>PM SVANidhi scheme provides collateral-free loans up to Rs 10,000 to street vendors.<\/td><\/tr><tr><td>2.<\/td><td>The scheme aims to empower street vendors by promoting their self-reliance.<\/td><\/tr><tr><td>3.<\/td><td>Disbursal of Rs 9,790 crore underlines the scheme&#8217;s success and substantial financial aid to street vendors.<\/td><\/tr><tr><td>4.<\/td><td>The initiative plays a pivotal role in economic revival and supporting the grassroots economy.<\/td><\/tr><tr><td>5.<\/td><td>Launched in June 2020, the scheme is designed to mitigate the adverse effects of the pandemic on street vendors&#8217; livelihoods.<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">PM SVANidhi scheme loans<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Important_FAQs_for_Students_from_this_News\"><\/span>Important FAQs for Students from this News<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q_What_is_the_PM_SVANidhi_scheme\"><\/span><strong>Q:<\/strong> What is the PM SVANidhi scheme? <span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><strong>A:<\/strong> The PM SVANidhi scheme stands for Pradhan Mantri Street Vendor\u2019s AtmaNirbhar Nidhi. It aims to provide affordable working capital loans to street vendors without requiring any collateral.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q_How_much_loan_amount_is_offered_under_the_PM_SVANidhi_scheme\"><\/span><strong>Q:<\/strong> How much loan amount is offered under the PM SVANidhi scheme? <span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><strong>A:<\/strong> Street vendors can avail collateral-free loans of up to Rs 10,000 under this scheme.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q_When_was_the_PM_SVANidhi_scheme_launched\"><\/span><strong>Q:<\/strong> When was the PM SVANidhi scheme launched? <span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><strong>A:<\/strong> The PM SVANidhi scheme was launched in June 2020 by the Government of India.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q_What_is_the_significance_of_the_scheme_disbursing_Rs_9790_crore_in_loans\"><\/span><strong>Q:<\/strong> What is the significance of the scheme disbursing Rs 9,790 crore in loans? <span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><strong>A:<\/strong> The disbursal of Rs 9,790 crore signifies substantial financial aid extended to street vendors, showcasing the scheme&#8217;s success in supporting this segment of society.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q_How_does_the_PM_SVANidhi_scheme_contribute_to_economic_revival\"><\/span><strong>Q:<\/strong> How does the PM SVANidhi scheme contribute to economic revival? <span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><strong>A:<\/strong> By empowering street vendors through financial assistance, the scheme aids in economic revival by rejuvenating small-scale businesses at the grassroots level.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" 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Launched in June 2020 amidst the pandemic, this scheme aims to provide affordable&#8230;<\/p>\n","protected":false},"author":6,"featured_media":12059,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10,159],"tags":[7713,7714,248,3288,7712],"class_list":["post-12057","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-national","category-scheme_and_committees","tag-atmanirbhar-bharat","tag-economic-revival","tag-government-schemes","tag-pm-svanidhi-scheme","tag-street-vendor-loans"],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts\/12057","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/comments?post=12057"}],"version-history":[{"count":0,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/posts\/12057\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/media\/12059"}],"wp:attachment":[{"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/media?parent=12057"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/categories?post=12057"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/edunovations.com\/currentaffairs\/wp-json\/wp\/v2\/tags?post=12057"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}